GOVEN
Open bankruptcyA bankruptcy procedure is open for GOVEN according to publications in the Belgian State Gazette; curator: PATRICK BUSSERS.
Summary
The 2023 annual accounts show equity of €13,783 and a net result of €604.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Hasselt division
- Declared bankrupt
- 15 May 2025
- Supervising judge
- Guy Vloeberghs
- Official Gazette
- 22-05-2025 (pdf) ↗search the document for 2025/121645
Deadlines
- Provisional date payments stopped
- 18 April 2025Payments and security you received since that day can in some cases be challenged by the curator. A later judgment can change the date.art. XX.105, XX.111 and XX.112 CEL
- Appeal or third-party opposition until
- passed on 6 June 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 14 June 2025art. XX.104 and XX.155 CEL
- First verification report
- passed on 26 June 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 15 May 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Patrick BussersVisserijstraat 4, 3590 Diepen- Beekpatrick.bussers@bussersadvo.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 26-07-2024, 5 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
5 d early
2022
20 d early
2021
30 d late
2020
158 d late
2019
69 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 46 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?List enrichment How is the Floor and wall tiling sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
€13,783▲ 4.6%
2022 · €13,179
Total assets
€87,694▼ 34.3%
2022 · €133,549
Net result
€604
2022 · -€10,679
Working capital
€5,390
2022 · -€414
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€10,927--€3,384€8,946-€4,562€8,811
Net result€6,468--€4,211below the sector's middle half€3,225within the sector's middle half-€10,679below the sector's middle half€604within the sector's middle half
Equity€24,844-€20,633within the sector's middle half▼ 16.9%€23,858within the sector's middle half▲ 15.6%€13,179below the sector's middle half▼ 44.8%€13,783below the sector's middle half▲ 4.6%
Total assets€158,801-€100,288within the sector's middle half▼ 36.8%€149,218within the sector's middle half▲ 48.8%€133,549within the sector's middle half▼ 10.5%€87,694within the sector's middle half▼ 34.3%
Debt€133,957-€79,655▼ 40.5%€125,359▲ 57.4%€120,370▼ 4.0%€73,911▼ 38.6%
Working capital€6,235--€8,125below the sector's middle half€6,728within the sector's middle half-€414below the sector's middle half€5,390within the sector's middle half
Solvency15.6%-20.6%within the sector's middle half▲ 4.9pp16.0%below the sector's middle half▼ 4.6pp9.9%below the sector's middle half▼ 6.1pp15.7%below the sector's middle half▲ 5.8pp
Current ratio1.05-0.89below the sector's middle half▼ 0.161.05below the sector's middle half▲ 0.171.00below the sector's middle half▼ 0.061.07below the sector's middle half▲ 0.08
Return on assets (ROA)4.1%--4.2%below the sector's middle half▼ 8.3pp2.2%within the sector's middle half▲ 6.4pp-8.0%below the sector's middle half▼ 10.2pp0.7%within the sector's middle half▲ 8.7pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €8,811 after a loss of €4,562 in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €87,694
Fixed assets
€8,393 ▼ 39.8%
Current assets
€79,301 ▼ 33.7%
Equity and liabilities €87,694
Equity
€13,783 ▲ 4.6%
Debt
€73,911 ▼ 38.6%
Debt's share of the balance-sheet total falls from 90.1% to 84.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14,359▲
2022 · €986
Cash flow
€6,152▲
2022 · -€5,131
Quick ratio
0.63▼
2022 · 0.70
Debt to equity
5.36▼
2022 · 9.13
ROE
4.4%▲
2022 · -81.0%
Interest coverage
1.20▲
2022 · 0.17
Debt ≤ 1 year
€73,911▼
2022 · €120,022
Income taxes
€1,681▲
2022 · €146
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €6,463 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,913 | €6,990 | €5,548 | €5,548 | €5,548 | = |
| Other operating charges640/8 | - | - | €1,612 | €6,083 | €1,927 | ▼ 68.3% |
| Non-recurring operating charges66A | - | - | €10,520 | - | - | - |
| Gross operating margin9900 | €15,704 | €6,961 | €26,626 | €7,069 | €16,287 | ▲ 130% |
| Operating profit (loss)9901 | €10,927 | -€3,384 | €8,946 | -€4,562 | €8,811 | ▲ 293% |
| Financial income75/76B | - | - | - | €0 | €5,460 | ▲ 13,650,700% |
| Recurring financial income75 | - | €52 | - | €0 | €43 | ▲ 108,275% |
| Non-recurring financial income76B | - | - | - | - | €5,417 | - |
| Financial charges65/66B | - | - | €3,371 | €5,971 | €11,987 | ▲ 101% |
| Recurring financial charges65 | €1,447 | €879 | €3,371 | €5,971 | €11,987 | ▲ 101% |
| Profit (loss) for the period before taxes9903 | €9,480 | -€4,211 | €5,575 | -€10,534 | €2,285 | ▲ 122% |
| Income taxes67/77 | €3,012 | - | €2,350 | €146 | €1,681 | ▲ 1,054% |
| Profit (loss) for the period9904 | €6,468 | -€4,211 | €3,225 | -€10,679 | €604 | ▲ 106% |
| Profit (loss) for the period to be appropriated9905 | €6,468 | -€4,211 | €3,225 | -€10,679 | €604 | ▲ 106% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €158,801 | €100,288 | €149,218 | €133,549 | €87,694 | ▼ 34.3% |
| Fixed assets21/28 | €19,869 | €36,927 | €19,489 | €13,941 | €8,393 | ▼ 39.8% |
| Tangible fixed assets22/27 | €19,567 | €36,557 | €19,489 | €13,941 | €8,393 | ▼ 39.8% |
| Land and buildings22 | - | - | €5,857 | €5,644 | €5,432 | ▼ 3.8% |
| Plant, machinery and equipment23 | - | - | €4,245 | €2,123 | - | - |
| Furniture and vehicles24 | - | - | €9,386 | €6,174 | €2,961 | ▼ 52.0% |
| Financial fixed assets28 | €302 | €371 | - | - | - | - |
| Current assets29/58 | €138,932 | €63,361 | €129,729 | €119,608 | €79,301 | ▼ 33.7% |
| Stocks and contracts in progress3 | - | - | €25,000 | €35,000 | €33,000 | ▼ 5.7% |
| Contracts in progress37 | - | - | €25,000 | €35,000 | €33,000 | ▼ 5.7% |
| Amounts receivable within one year40/41 | €46,467 | €31,689 | €87,532 | €75,295 | €37,458 | ▼ 50.3% |
| Trade receivables40 | - | - | €87,532 | €71,129 | €34,012 | ▼ 52.2% |
| Other amounts receivable41 | - | - | - | €4,165 | €3,447 | ▼ 17.2% |
| Cash at bank and in hand54/58 | €92,416 | €31,672 | €15,782 | - | - | - |
| Deferred charges and accrued income490/1 | - | - | €1,415 | €9,314 | €8,843 | ▼ 5.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €158,801 | €100,288 | €149,218 | €133,549 | €87,694 | ▼ 34.3% |
| Equity10/15 | €24,844 | €20,633 | €23,858 | €13,179 | €13,783 | ▲ 4.6% |
| Contributions10/11 | €20,000 | - | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €4,844 | €4,844 | €4,844 | €400 | €400 | = |
| Non-distributable reserves130/1 | - | - | €400 | €400 | - | - |
| Reserves not available under the articles1311 | - | - | €400 | €400 | - | - |
| Distributable reserves133 | - | - | €4,444 | - | €400 | - |
| Profit (loss) carried forward14 | - | -€4,211 | -€986 | -€7,221 | -€6,617 | ▲ 8.4% |
| Amounts payable17/49 | €133,957 | €79,655 | €125,359 | €120,370 | €73,911 | ▼ 38.6% |
| Amounts payable after more than one year17 | - | €6,909 | €2,358 | - | - | - |
| Financial debts170/4 | - | - | €2,358 | - | - | - |
| Amounts payable within one year42/48 | €132,697 | €71,486 | €123,001 | €120,022 | €73,911 | ▼ 38.4% |
| Current portion of amounts payable after more than one year42 | - | - | €2,302 | €2,358 | - | - |
| Financial debts43 | - | - | - | €29,893 | €21,696 | ▼ 27.4% |
| Credit institutions430/8 | - | - | - | €29,893 | €21,696 | ▼ 27.4% |
| Trade debts44 | €65,739 | €1,950 | €66,333 | €55,345 | €19,640 | ▼ 64.5% |
| Suppliers440/4 | - | - | €66,333 | €55,345 | €19,640 | ▼ 64.5% |
| Advances received on contracts in progress46 | - | - | - | €2,027 | - | - |
| Taxes, remuneration and social security45 | - | - | €39,879 | €5,376 | €13,272 | ▲ 147% |
| Taxes450/3 | - | - | €33,879 | €5,376 | €13,272 | ▲ 147% |
| Remuneration and social security454/9 | - | - | €6,000 | - | - | - |
| Other amounts payable47/48 | - | - | €14,487 | €25,024 | €19,303 | ▼ 22.9% |
| Accrued charges and deferred income492/3 | - | - | - | €348 | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,468 | -€4,211 | €3,225 | -€10,679 | €604 | ▲ 106% |
| + Depreciation and write-downs630 | €3,913 | €6,990 | €5,548 | €5,548 | €5,548 | = |
| Operating cash flow (approximation) | €10,381 | €2,780 | €8,773 | -€5,131 | €6,152 | ▲ 220% |
| Investment in fixed assets (approximation) | - | -€24,049 | €11,891 | €0 | €0 | - |
| Change in cash | - | -€60,745 | -€15,890 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
22-05
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · event 15-05-2025
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €604
Net result €604 after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€10,679
Net result drops to -€10,679, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 158 days late
2021
31-12
Financial
Back to profitnet €3,225
Net result €3,225 after one loss-making year.
2020
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2019
Ground area
969 m²
Building footprint
172 m²
Volume, LiDAR
800 m³
Parcel 71005C1149/00V000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GOVEN
since 20192.285.096.702
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71005C1149/00V000indicative | Flanders | 969 m² | 1 · 172 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PATRICK BUSSERS VISSERIJSTRAAT 4, 3590 DIEPEN-
BEEK |
15-05-2025 → present |
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Of 3,960 companies in sector 43331 we hold annual accounts for 1,787. 1,220 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
43331Floor and wall tiling
43230Insulation installation
43333Wallpapering and laying of floor and wall coverings in other materials
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.