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BS CERAMICA

Active
Private limited companyfounded 2023active for 3 yearsRue du Sécheron 4, 7170 Manage, BelgiumKBO/BCE: BE 1001.273.689

From the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of BS CERAMICA is 3.4% (moderate). The 2024 annual accounts show equity of €13,905 and a net result of €28,905. Its solvency ranks better than 39% of 35,970 sector peers (NACE 43, financial year 2024). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 17-10-2023 Normal situation
Activity
Floor and wall tiling NACE 43331and 1 other
Establishment unit
2.358.699.510 7170 Manage, since 17-10-2023
Financial year end
31 December
Peppol
Reachable since 31-12-2025

Board and ownership

Financial position

51 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
3.4%
Annual accounts 2024
Gross margin
€42,375
Turnover
≈ €250,000
estimated
Profit
€28,905
Equity
€13,905
Total assets
€37,649
Staff
≈ 0.4 FTE
estimated
Filed on 29-09-2025, 60 days after the deadlinePDF
Score breakdownraises riskFigures for financial year 2024 (filed on 29-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 60 days late; 1 of the last 3 accounts lateFounded in 2023lowers riskLiquidity: current ratio 1.51, cash €23,124Show the evidence

Checked score

Score 2024
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 66% of micro companies in specialised construction (NACE 43)
Financial strength
Strong
Solvency 62
equity 36.9% of total assets
Liquidity 67
short-term debt 63.1% · cash 61.4%
Profitability 100
return on assets 76.8%
Bankruptcy probability within 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 11-2024: 1.9% 12-2024: 1.9%● unchanged vs 11-2024 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 2.4%▲ +0.5 percentage points vs 01-2025 03-2025: 2.4%● unchanged vs 02-2025 04-2025: 2.7%▲ +0.3 percentage points vs 03-2025 05-2025: 3.0%▲ +0.3 percentage points vs 04-2025 06-2025: 3.0%● unchanged vs 05-2025 07-2025: 2.9%▼ -0.1 percentage points vs 06-2025 08-2025: 2.9%● unchanged vs 07-2025 09-2025: 3.1%▲ +0.2 percentage points vs 08-2025 10-2025: 1.3%▼ -1.8 percentage points vs 09-2025lowest value 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 2.0%▲ +0.6 percentage points vs 07-2026 09-2026: 2.2%▲ +0.2 percentage points vs 08-2026 10-2026: 3.4%▲ +1.2 percentage points vs 09-2026highest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.51, above the usual 1.5. Short-term debt is 63.1% and cash 61.4% of total assets. However, 63.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 39% of them on solvency, 65% on liquidity and 92% on profitability.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 29-09-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 60 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.51, cash €23,124
NBB · annual accounts
raises risk · 2024 accounts filed 60 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2024
60 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its 2024 accounts 60 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Key points

  • Caution: Less equity than 80% of companies in specialised constructionsector median €58,296 · 35,987 companies €13,905 View

Comparable companies

These companies have the same main activity as BS CERAMICA: floor and wall tiling (NACE 43331). They are comparable in size and age: total assets between €34,800 and €55,100, founded between 2022 and 2024.

CompanyTotal assetsGross margin
BS CERAMICA Manage€37,649€42,375
G RENOVA Kraainem€47,708€47,452
Tuerlinckx Interieur Berlaar€34,804€43,143
Sawco P&A Berlaar€44,493€41,671
AROS GROUP Schaarbeek€34,802€45,427
Vloeren QJ Herzele€40,686€34,310
BD RENOV Ouffet€55,058€38,650
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about BS CERAMICA

What is the company number of BS CERAMICA?
The company number of BS CERAMICA is 1001.273.689. The VAT number is the same number with BE in front: BE 1001.273.689.
Where is BS CERAMICA based?
The registered office is at Rue du Sécheron 4, 7170 Manage.Company details
What does BS CERAMICA do?
According to the KBO register, the main activity is floor and wall tiling (NACE 43331).
What is the legal form of BS CERAMICA?
The legal form of BS CERAMICA is Private limited company (BV).
When was BS CERAMICA founded?
BS CERAMICA was founded on 17-10-2023.
Is BS CERAMICA still active?
Yes, BS CERAMICA is an active enterprise in the KBO register.
What is the turnover of BS CERAMICA?
The turnover in financial year 2024 is ≈ €250,000. This figure is estimated from the gross margin of €42,375 and 87 comparable companies (NACE 433). It probably lies between €170,000 and €430,000.Financials
Is BS CERAMICA profitable?
In financial year 2024, BS CERAMICA made a profit of €28,905.
Where can I find the annual accounts of BS CERAMICA?
BS CERAMICA filed 1 annual account with the National Bank of Belgium, for financial year 2024.Annual accounts 2024 (PDF)

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