GoVan
ActiveThe computed 12-month bankruptcy probability of GoVan is 3.7% (moderate). The 2025 annual accounts show equity of €58k and a net result of €5k. Its solvency ranks better than 40% of 3668 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-23
Solvency45▼-1
Growth52
Track record82
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.53 in 2024; short-term debt: 32.9% and cash: 1.9% of total assets), and 79.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.4%
Return on assets
1.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€58k▲ 9.2%
2024 · €53k
2024: €53k
2024 → 2025
Total assets
€283k▲ 12.7%
2024 · €251k
2024: €251k
2024 → 2025
Net result
€5k▼ 88.7%
2024 · €43k
2024: €43k
2024 → 2025
Working capital
€-50k▼ 81.4%
2024 · €-28k
2024: €-28k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€53k-€58k▲ 9.2%
Operating result€61k-€16k▼ 73.8%
Net result€43k-€5k▼ 88.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 74% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €283k
Fixed assets
€240k▲ 9.1%
Current assets
€43k▲ 38.2%
Equity and liabilities €283k
Equity
€58k▲ 9.2%
Debt
€225k▲ 13.7%
The debt ratio rises from 79.0% to 79.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€55k▼
2024 · €86k
Cash flow
€44k▼
2024 · €68k
Solvency
20.4%▼
2024 · 21.0%
Current ratio
0.46▼
2024 · 0.53
Quick ratio
0.32▲
2024 · 0.31
Debt / equity
3.91▲
2024 · 3.75
ROE
8.4%▼
2024 · 81.0%
ROA
1.7%▼
2024 · 17.1%
Interest coverage
5.50▼
2024 · 14.41
Debt
€225k▲
2024 · €198k
Debt ≤ 1 year
€93k▲
2024 · €59k
Debt > 1 year
€132k▼
2024 · €139k
Income taxes
€1k▼
2024 · €12k
Staff costs
€76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€251k€283k▲
Fixed assets21/28€220k€240k▲
Intangible fixed assets21€141k€126k▼
Tangible fixed assets22/27€77k€113k▲
Land and buildings22€16k€41k▲
Plant, machinery and equipment23€8k€30k▲
Furniture and vehicles24€53k€41k▼
Financial fixed assets28€1k€1k=
Current assets29/58€31k€43k▲
Stocks and contracts in progress3€13k€13k▲
Stocks30/36€13k€13k▲
Amounts receivable within one year40/41€11k€24k▲
Other amounts receivable41€11k€24k▲
Cash at bank and in hand54/58€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€251k€283k▲
Equity10/15€53k€58k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€43k€48k▲
Amounts payable17/49€198k€225k▲
Amounts payable after more than one year17€139k€132k▼
Financial debts170/4€139k€132k▼
Amounts payable within one year42/48€59k€93k▲
Current portion of amounts payable after more than one year42€24k€30k▲
Trade debts44€20k€43k▲
Suppliers440/4€20k€43k▲
Taxes, remuneration and social security45€13k€8k▼
Taxes450/3€13k€6k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€2k€12k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€76k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€39k▲
Other operating charges640/8€979€1k▲
Gross operating margin9900€87k€132k▲
Operating profit (loss)9901€61k€16k▼
Financial income75/76B€83€122▲
Recurring financial income75€83€122▲
Financial charges65/66B€6k€10k▲
Recurring financial charges65€6k€10k▲
Profit (loss) for the period before taxes9903€55k€6k▼
Income taxes67/77€12k€1k▼
Profit (loss) for the period9904€43k€5k▼
Profit (loss) for the period to be appropriated9905€43k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€48k▲
Profit (loss) brought forward from the previous period14P-€43k
Social balance
Average headcount (FTE)9087-0.5
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenaken · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Vreunte 533473 KortenakenGround area
906 m²
Building footprint
226 m²
Volume, LiDAR
959 m³
Parcel 24115B0325/00F002, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
GoVan
since 20232.354.405.576
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24115B0325/00F002 | Flanders | 906 m² | 1 · 226 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKortenaken2.354.405.576
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,785. 8,331 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2023
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.