Financials
- Fiscal year
- 2025
- Total assets
- €259,068
- Profit
- €6,071
- Solvency
- 24.5%
Total assets▼ 25.3%
Net result
20242025
ESP ICE CREAM
ActiveSummary
The computed 12-month bankruptcy probability of ESP ICE CREAM is 4.6% (elevated). The 2025 annual accounts show equity of €63,351 and a net result of €6,071. Its solvency ranks better than 44% of 4286 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112Limited-service restaurants NACE 56102
1 site
Size
€259,068total assets 2025
- Staff
- 0.5 FTE
- Equity
- €63,351
- Profit
- €6,071
Structure
- Parent
- SWS INVEST · 100%
Accounts filed 24 d late0 of 2 deeds read
Why 39- Founded in 2023- Sector Food and beverage service activities (NACE 56)- Size: 0.5 FTE, total assets €259,068+ Figures for FY 2025 (filed 24-08-2026)Show the evidence
Checked score
Score 2025
39
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 50% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
49+7
equity 24.5% of total assets
Liquidity
58-18
short-term debt 17.0% · cash 9.7%
Profitability
54-35
return on assets 2.3%
Bankruptcy probability, 12 months
4.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 4.1%
12-2024: 4.4%▲ +7.7% vs 11-2024
01-2025: 4.6%▲ +3.3% vs 12-2024
02-2025: 4.9%▲ +7.1% vs 01-2025
03-2025: 4.9%● 0.0% vs 02-2025
04-2025: 5.3%▲ +8.9% vs 03-2025highest value
05-2025: 5.3%▼ -0.5% vs 04-2025
06-2025: 5.1%▼ -3.7% vs 05-2025
07-2025: 1.6%▼ -69.2% vs 06-2025lowest value
08-2025: 2.6%▲ +66.1% vs 07-2025
09-2025: 2.6%● 0.0% vs 08-2025
10-2025: 2.6%● 0.0% vs 09-2025
11-2025: 2.6%● 0.0% vs 10-2025
12-2025: 2.6%● 0.0% vs 11-2025
01-2026: 2.6%▼ -0.6% vs 12-2025
02-2026: 2.6%● 0.0% vs 01-2026
03-2026: 2.6%● 0.0% vs 02-2026
04-2026: 3.1%▲ +18.5% vs 03-2026
05-2026: 3.8%▲ +22.9% vs 04-2026
06-2026: 3.7%▼ -1.2% vs 05-2026
07-2026: 4.0%▲ +6.2% vs 06-2026
08-2026: 4.8%▲ +20.2% vs 07-2026
09-2026: 4.6%▼ -3.8% vs 08-2026
10-2026: 4.6%● 0.0% vs 09-2026
- Founded in 2023 raises the probability for this profile
- Sector Food and beverage service activities (NACE 56) raises the probability
- Figures for FY 2025 (filed 24-08-2026) lowers the probability
- Size: 0.5 FTE, total assets €259,068 raises the probability for this profile
Credit up to €2,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.45 against 1.07 in 2024; short-term debt: 17% and cash: 9.7% of total assets), and 75.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 45%, liquidity 61%, profitability 37%, growth against the median 56%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
24 d late
2024
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Board & ownership
- Parent
- SWS INVEST · 100%
Timeline
- Events
- 2
- Since
- 2025
- Next accounts
- by 31-07-2027
- 24-08-2026Annual accounts filed
- 17-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 24-08-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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