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Complete company report
Generated 29-07-2026
Active BE 1007.983.913Private limited company

GOVA Retail

Bredabaan 196 ·2930 Brasschaat, Belgium· 2 yrs active
Sector: Non-specialised food retail (47110)
Conclusion Checked

The computed 12-month bankruptcy probability of GOVA Retail is 1.7% (moderate). The 2025 annual accounts show equity of €418k and a net result of €10k. Its solvency ranks better than 49% of 473 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €418k
Net result €10k
Staff (FTE) 30.1
Better than sector 49%
Snowflake analysis 5 axes · computed by Checked
Health51Profitability12Solvency29Growth50Stability67
42 / 100

Fragile profile, watch profitability in particular.

Health 51
Profitability 12
Solvency 29
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
1.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
51 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 30-04-2026 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 20.4% 21.1%
better than 49% of 473 sector peers
Net result €10k €32k
better than 37% of 471 sector peers
Equity €418k €162k
better than 73% of 473 sector peers
Gross operating margin €3.22M €282k
better than 95% of 473 sector peers
Staff costs €3.13M €223k
higher than 95% of 381 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenue-
EBITDA€81k
Net profit€10k
Cash flow€48k
Staff costs€3.13M
Income taxes€14k
Dividends-
Total assets€2.05M
Equity€418k
Debt€1.63M
of which ≤ 1y€1.61M
of which > 1y-
Working capital€219k
Employees (FTE)30.1
Ratios (computed)
2025
Current ratio1.14
Quick ratio0.66
Working capital ratio10.7%
Solvency20.4%
Debt / equity3.91
Long-term debt ratio-
Interest coverage2.06
Gross margin-
Net margin-
ROA0.5%
ROE2.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€2.05M
Fixed assets 21/28€217k
Formation expenses 20€7k
Intangible fixed assets 21€177k
Tangible fixed assets 22/27€40k
Current assets 29/58€1.83M
Stocks & contracts in progress 3€770k
Amounts receivable within one year 40/41€102k
Cash & bank 54/58€792k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.05M
Equity 10/15€418k
Contributions / capital 10/11€408k
Reserves 13€10k
Amounts payable 17/49€1.63M
Amounts payable within one year 42/48€1.61M
Trade debts payable within one year 44€1.22M
Income statement
Gross operating margin 9900€3.22M
Operating result 9901€43k
Financial income 75€20k
Financial charges 65€40k
Result before taxes 9903€24k
Income taxes 67/77€14k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
Ratios computed by Checked.
Legal Structure
NACE primary Non-specialised food retail(47110)
Legal form Private limited company(610)
Incorporation04-04-2024
StatusActive
Postal code2930
Establishment units 1 location
GOVA Retail
Bredabaan 196, 2930 BrasschaatDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
since 20242.357.966.466
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11324D0700/00V000 Flanders 4,636 m² 1 · 3,190 m² 14.4 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2024
07-06-2024
State Gazette act Capital & shares
Wouter Nouwkens
Belgisch Staatsblad, acts 1 acts
Capital history · 1
07-06-2024
Capital change
All acts · 1 updated 2 years ago
2024
07-06-2024 Capital increase of €208,163 Capital & shares·Wouter Nouwkens
  • Inbreng in natura · Apport en nature
Notary: Wouter Nouwkens · MalleFirm: Notariaat Noma
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "after_eur": null,
      "delta_eur": 208163.0,
      "before_eur": null,
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
        "share_class": null,
        "n_new_shares": 102,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": "natura",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "create"
    }
  ],
  "notary": {
    "name": "Wouter Nouwkens",
    "firm_city": null,
    "firm_name": "Notariaat Noma",
    "office_city": "Malle",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-06-07",
    "filing_date": "2024-06-05",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2024-06-03",
    "unanimous": true,
    "under_authorized_capital": true,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": {
    "waived": false,
    "firm_kbo": "0895.454.411",
    "firm_name": "Nielandt, Franken \u0026 Co Bedrijfsrevisoren BV",
    "ibr_number": "0895.454.411",
    "mission_type": "apport_nature",
    "individual_name": "Guy Franken"
  },
  "subject_company": {
    "kbo": "1007.983.913",
    "name_full": "GOVA Retail",
    "legal_form": "B.V.",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Afschrift van de akte",
    "Verslag bestuursorgaan",
    "Verslag bedrijfsrevisor",
    "Geco\u00F6rdineerde statuten"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)47114
Primary activity highlighted.
Names & trade names
Legal nameNL GOVA Retail
Registered office
Bredabaan 196
2930 Brasschaat, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative