Skip to content

Gourmande

Active
Private limited companyfounded 2011active for 15 yearsSint-Niklaasstraat(SGW) 75, 9170 Sint-Gillis-Waas, BelgiumKBO/BCE: BE 0834.996.586
Summary

Gourmande has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,643 and a net result of -€7,004. Equity remains stable across the filed financial years (±2.1% per year). Its solvency ranks better than 53% of 568 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
GourmandeActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Other non-specialised retail sale
NACE 47120Limited-service restaurants, excluding mobile food services NACE 56112
1 site
Size
≈ €690,000turnover 2025, estimated
Staff
2.4 FTE
Equity
€45,643
Loss
-€7,004
Turnover estimated from the gross margin
Financial health
93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts 38 days early1 of 2 deeds summarised
Why 93raises riskSector: Retail trade (NACE 47)Loss of €2,433, the second in a row (financial year 2026)lowers riskLiquidity: current ratio 2.60, cash €55,691Founded in 2011Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 73+1
equity 48.4% of total assets
Liquidity 80-2
short-term debt 42.6% · cash 73.3%
Profitability 26-58
return on assets -7.4%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,268 companies, NACE 47, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025lowest value 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025highest value 11-2025: 0.1%● unchanged vs 10-2025highest value 12-2025: 0.1%● unchanged vs 11-2025highest value 01-2026: 0.1%● unchanged vs 12-2025highest value 02-2026: 0.1%● unchanged vs 01-2026highest value 03-2026: 0.1%● unchanged vs 02-2026highest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.92, compared with 1.94 in 2024, above the usual 1.5; short-term debt: 42.6% and cash: 73.3% of total assets), but 51.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 63% on solvency, 84% on liquidity, 23% on profitability and 24% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.60, cash €55,691
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 2011
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Loss of €2,433, the second in a row (financial year 2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-09-2025, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
38 days early
2024
38 days early
2023
12 days early
2022
29 days late
2021
3 days late
2020
10 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 7 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 19 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end31-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €13,826

Key points

  • Board2 directors in office 2 View
  • Total assets 20256 financial years filed €94,373 View
  • Active since 2011founded 30-03-2011 15 years View

By topic

Financials

Financial year
2025
Total assets
€94,373
Loss
-€7,004
Solvency
48.4%
Total assets▼ 16.4%
Net result
20192025
Go to Financials

Timeline

Events
19
Since
2013
Next accounts
by 31-10-2026
  1. 31-10-2023Resignations: Puts Nicky (director) and Van den…
  2. 19-10-2023Annual accounts filed
  3. 31-03-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
30-03-2011
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Key facts about Gourmande

What is the company number of Gourmande?
0834.996.586. In Belgium the VAT number is the company number with BE in front: BE 0834.996.586.
Where is Gourmande based?
The registered office is at Sint-Niklaasstraat(SGW) 75, 9170 Sint-Gillis-Waas.Company details
What does Gourmande do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of Gourmande?
Private limited company (BV).
When was Gourmande founded?
On 30-03-2011.
Is Gourmande still active?
Yes, Gourmande is an active enterprise in the KBO register.
How many employees does Gourmande have?
On average 2.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Gourmande?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Gourmande profitable?
In financial year 2025, Gourmande made a loss of €7,004.
Where can I find the annual accounts of Gourmande?
Gourmande filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Gourmande due?
By 31-10-2026, for financial year 2026.Timeline

Companies related to Gourmande

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure