Gourmande
ActiveGourmande has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €-7k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 62% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency92▲+2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.94 in 2024), but 51.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.4%
Return on assets
-7.4%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 23-09-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 d early
2024
38 d early
2023
12 d early
2022
29 d late
2021
3 d late
2020
10 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▼ 13.3%
2024 · €53k
2019: €36k
2020: €36k
2021: €57k
2022: €53k
2023: €39k
2024: €53k
2019 → 2025
Total assets
€94k▼ 16.4%
2024 · €113k
2019: €97k
2020: €90k
2021: €115k
2022: €115k
2023: €104k
2024: €113k
2019 → 2025
Net result
€-7k
2024 · €14k
2019: €-3k
2020: €50
2021: €31k
2022: €-4k
2023: €-14k
2024: €14k
2019 → 2025
Working capital
€37k▼ 10.6%
2024 · €41k
2019: €35k
2020: €37k
2021: €57k
2022: €53k
2023: €34k
2024: €41k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€53k▼ 6.9%€39k▼ 26.6%€53k▲ 35.6%€46k▼ 13.3%
Operating result€39k-€-2k€-10k▼ 310%€17k€-4k
Net result€31k-€-4k€-14k▼ 260%€14k€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €17k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€17k▼ 37.6%
Current assets
€77k▼ 9.4%
Equity and liabilities €94k
Equity
€46k▼ 13.3%
Debt
€49k▼ 19.1%
The debt ratio falls from 53.3% to 51.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€6k▼
2024 · €25k
Cash flow
€3k▼
2024 · €22k
Solvency
48.4%▲
2024 · 46.7%
Current ratio
1.92▼
2024 · 1.94
Quick ratio
1.82▼
2024 · 1.86
Debt / equity
1.07▼
2024 · 1.14
ROE
-15.3%▼
2024 · 26.3%
ROA
-7.4%▼
2024 · 12.3%
Interest coverage
1.96▼
2024 · 9.20
Debt
€49k▼
2024 · €60k
Debt ≤ 1 year
€40k▼
2024 · €44k
Debt > 1 year
€7k▼
2024 · €16k
Income taxes
€129▼
2024 · €1k
Staff costs
€55k▲
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€94k▼
Fixed assets21/28€28k€17k▼
Tangible fixed assets22/27€25k€14k▼
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€7k€4k▼
Other tangible fixed assets26€5k€899▼
Financial fixed assets28€3k€3k=
Current assets29/58€85k€77k▼
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€29k€2k▼
Trade receivables40€12k€2k▼
Other amounts receivable41€16k€171▼
Cash at bank and in hand54/58€51k€69k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€113k€94k▼
Equity10/15€53k€46k▼
Contributions10/11€19k€19k=
Reserves13€34k€32k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€34k€32k▼
Profit (loss) carried forward14€0€-5k▼
Amounts payable17/49€60k€49k▼
Amounts payable after more than one year17€16k€7k▼
Financial debts170/4€16k€7k▼
Amounts payable within one year42/48€44k€40k▼
Current portion of amounts payable after more than one year42€8k€8k▼
Trade debts44€21k€14k▼
Suppliers440/4€12k€14k▲
Bills of exchange payable441€10k€0▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€14k€16k▲
Taxes450/3€989€1k▲
Remuneration and social security454/9€13k€15k▲
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3€503€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€51k€55k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€10k▲
Other operating charges640/8€5k€5k▲
Gross operating margin9900€80k€66k▼
Operating profit (loss)9901€17k€-4k▼
Financial income75/76B€840€494▼
Recurring financial income75€840€494▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€15k€-7k▼
Income taxes67/77€1k€129▼
Profit (loss) for the period9904€14k€-7k▼
Profit (loss) for the period to be appropriated9905€14k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-7k▼
Profit (loss) brought forward from the previous period14P€-4k€0▲
Transfer from equity791/2-€2k
Transfer to equity691/2€9k€0▼
To other reserves6921€9k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
2023
19-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
31-03
Financial
Highest result since 2019net €31k ▲62922%
Operating result €39k, net result €31k, both a record.
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
31-03
Financial
Back to profitnet €50
Net result €50 after one loss-making year.
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 120 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Niklaasstraat(SGW) 759170 Sint-Gillis-WaasGround area
1,096 m²
Building footprint
267 m²
Volume, LiDAR
1,317 m³
Parcel 46020D0285/00M000, Flanders · tallest building 10.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sint-Niklaasstraat(SGW) 75, 9170 Sint-Gillis-Waas
since 20112.197.505.801
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020D0285/00M000 | Flanders | 1,096 m² | 1 · 267 m² | 10.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Gillis-Waas2.197.505.801
Similar companies · same sector, comparable size
Fermes en vie
BE 0729.802.561
Rochefort · Eq €45k
FARAMINEUX
BE 0770.226.916
Charleroi · Eq €45k
D&E
BE 0679.809.058
Hasselt · Eq €46k
EROVIBES
BE 0832.083.123
Antwerpen · Eq €45k
TOP SYSTEMS
BE 0476.791.127
Fleurus · Eq €45k
Of 12,965 companies in sector 47120 we hold annual accounts for 2,177. 1,497 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2011
Fiscal year end31-03
Activities, NACEBEL
47120Other non-specialised retail sale
47191Retail trade
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.