DB INTELLIGENCE CONSULTING

Active

Private limited companyfounded 2012active for 13 yearsZwanenberg 72, 2270 Herenthout, BelgiumKBO/BCE: BE 0508.794.989

Summary

DB INTELLIGENCE CONSULTING has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,226 and a net result of €35,166. Equity is growing by about 11% per year across the filed financial years. Its solvency ranks better than 62% of 22,595 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

DB INTELLIGENCE CONSULTINGActiveChecked score 97/100

Risk analysis Report Compare

Activity

Other non-specialised retail sale

NACE 47120

1 site

Size

≈ €620,000turnover 2025, estimated

Equity: €43,226
Profit: €35,166

Turnover estimated from the gross margin

Financial health

97 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

DE BACKER Raf AugustDirector

2025 accounts 21 days early1 of 2 deeds summarised

Why 97raises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 1.62, cash €50,098Founded in 2012Equity €43,226 (46.9% of total assets)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 76% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 72-28

equity 46.9% of total assets

Liquidity 73-18

short-term debt 52.4% · cash 54.4%

Profitability 100+38

return on assets 38.2%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,259 companies, NACE 47, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025highest value 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.62, compared with 3.64 in 2024, above the usual 1.5; short-term debt: 52.4% and cash: 54.4% of total assets), but 53.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 61% on solvency, 79% on liquidity, 96% on profitability and 69% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 1.62, cash €50,098

NBB · annual accounts

Founded in 2012

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €43,226 (46.9% of total assets)

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

21 days early

2024

29 days early

2023

6 days late

2022

7 days early

2021

3 days late

2020

8 days early

2019

3 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 8 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

10-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Back to profitnet €35,166
02-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 18% on net resultsector median €5,085 · 22,576 companies €35,166 View
One director decidessole director in office 1 View
Total assets 20256 financial years filed €92,095 View

By topic

Financials

Financial year: 2025
Total assets: €92,095
Profit: €35,166
Solvency: 46.9%

Total assets▲ 86.6%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

DE BACKER Raf AugustDirector

Go to Board & ownership

Timeline

Events: 17
Since: 2014
Next accounts: by 31-07-2027

31-12-2024Weakest financial year
06-08-2024Annual accounts filed
20-12-2023Resignation: DE BACKER Raf August (manager)

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Other non-specialised retail saleNACE 47120
Founded: 28-12-2012
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 13

Who signs: Each director alone
Annual meeting: 30 June at 19:00
Purpose: “Detailhandel via postorderbedrijven of via internet; Kleinhandel in allerlei producten per…” (deed in Dutch)

Go to Articles of association

Key facts about DB INTELLIGENCE CONSULTING

What is the company number of DB INTELLIGENCE CONSULTING?: 0508.794.989. In Belgium the VAT number is the company number with BE in front: BE 0508.794.989.
Where is DB INTELLIGENCE CONSULTING based?: The registered office is at Zwanenberg 72, 2270 Herenthout.Company details
What does DB INTELLIGENCE CONSULTING do?: According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of DB INTELLIGENCE CONSULTING?: Private limited company (BV).
When was DB INTELLIGENCE CONSULTING founded?: On 28-12-2012.
Is DB INTELLIGENCE CONSULTING still active?: Yes, DB INTELLIGENCE CONSULTING is an active enterprise in the KBO register.
What is the turnover of DB INTELLIGENCE CONSULTING?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is DB INTELLIGENCE CONSULTING profitable?: In financial year 2025, DB INTELLIGENCE CONSULTING made a profit of €35,166.
Where can I find the annual accounts of DB INTELLIGENCE CONSULTING?: DB INTELLIGENCE CONSULTING filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DB INTELLIGENCE CONSULTING due?: By 31-07-2027, for financial year 2026.Timeline