Active BE 0541.935.238Private limited company

GOTOUR

Rue Hougaerde(LEE) 28 ·6142 Fontaine-l'Evêque, Belgium· 12 yrs active

Sector: Travel agency activities (79110)

Conclusion Checked

GOTOUR has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €34k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 51% of 431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€100k
Net result	€34k
Better than sector	51%
Active	12 yrs

Financial profile 5 of 5 axes measured · computed by Checked

88 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86

Profitability 100

Solvency 74

Growth 78

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

1.2% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2013, 12 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

86 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€9k

estimate, not credit advice

Score history

65 2021

100 2022

91 2023

83 2024

86 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 1.63 (≥ 1.5) +10

Quick ratio Quick ratio 1.63 (≥ 1.0) +5

Leverage Debt/equity 1.56 (< 2.0) +3

Profitability ROE 34% (≥ 10%) +10

Interest coverage Interest coverage 44.4× (≥ 3×) +8

Profit trend Net profit down YoY -3

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview12 NBB filings

Annual accounts filed on 16-01-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~85% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 79, Travel agency, tour operator and other reservation service and related activities · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	39.0%	38.5%	better than 51% of 431 sector peers
Net result	€34k	€6k	better than 79% of 431 sector peers
Equity	€100k	€59k	better than 65% of 432 sector peers
Gross operating margin	€48k	€30k	better than 62% of 431 sector peers
Staff costs	€41	€53k	higher than 5% of 151 sector peers

EBITDA

€47k

-42.9% 21-25

Net profit

€34k

-43.4% 21-25

Cash flow

€35k

-44.0% 21-25

Total assets

€256k

+78.5% 21-25

Equity

€100k

+51.2% 21-25

Working capital

€98k

-19.4% 21-25

Employees (FTE)

1

0.0% 21-25

Staff costs

€41

-99.8% 21-25

Income taxes

€12k

-44.1% 21-25

Dividends

€0

-100.0% 21-25

Debt

€156k

+101.8% 21-25

Debt ≤ 1y

€156k

+733.9% 21-25

Debt > 1y

€8k

- 21-25

Current ratio

1.63

-78.3% 21-25

Quick ratio

1.63

-78.3% 21-25

Solvency

39.0%

-15.3% 21-25

Debt / equity

1.56

+33.4% 21-25

ROE

33.9%

-62.6% 21-25

ROA

13.2%

-68.3% 21-25

Interest coverage

44.42

-68.3% 21-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022	2021
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-	-
EBITDA	€47k	€83k	€129k	€58k	€-13k
Net profit	€34k	€60k	€87k	€43k	€-21k
Cash flow	€35k	€62k	€90k	€53k	€-11k
Staff costs	€41	€17k	€5k	-	-
Income taxes	€12k	€21k	€39k	€5k	€-2k
Dividends	€0	€65k	€106k	-	-
Total assets	€256k	€143k	€186k	€133k	€115k
Equity	€100k	€66k	€71k	€100k	€57k
Debt	€156k	€77k	€115k	€33k	€58k
of which ≤ 1y	€156k	€19k	€114k	€13k	€17k
of which > 1y	-	-	-	-	€8k
Working capital	€98k	€122k	€65k	€107k	€76k
Employees (FTE)	-	1.0	1.0	-	-

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	1.63	7.53	1.56	9.49	5.46
Quick ratio	1.63	7.53	1.56	9.49	5.46
Working capital ratio	38.5%	85.3%	34.7%	80.4%	65.9%
Solvency	39.0%	46.1%	38.3%	74.9%	49.4%
Debt / equity	1.56	1.17	1.61	0.34	0.13
Long-term debt ratio	-	-	-	-	0.13
Interest coverage	44.42	139.94	283.32	115.43	-
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	13.2%	41.7%	46.5%	32.4%	-18.0%
ROE	33.9%	90.5%	121.4%	43.2%	-36.5%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €1k · 0.5% Current assets €254k · 99.5%

Equity & liabilities

Equity €100k · 39.0% Debt €156k · 61.0%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€256k	€143k	€186k	€133k	€115k
Fixed assets	21/28	€1k	€2k	€7k	€13k	€22k
Tangible fixed assets	22/27	€888	€2k	€7k	€13k	€22k
Financial fixed assets	28	€363	€363	€363	-	-
Current assets	29/58	€254k	€141k	€179k	€120k	€92k
Amounts receivable within one year	40/41	€78k	€24k	€5k	€2k	€7k
Cash & bank	54/58	€176k	€115k	€172k	€116k	€78k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€256k	€143k	€186k	€133k	€115k
Equity	10/15	€100k	€66k	€71k	€100k	€57k
Contributions / capital	10/11	€16k	€16k	€16k	€25k	-
Reserves	13	€50k	€50k	€56k	€75k	€32k
Accumulated profits (losses)	14	€34k	-	-	-	-
Amounts payable	17/49	€156k	€77k	€115k	€33k	€58k
Amounts payable after one year	17	-	-	-	-	€8k
Amounts payable within one year	42/48	€156k	€19k	€114k	€13k	€17k
Trade debts payable within one year	44	€121k	€18k	€2k	€4k	€2k
Income statement
Gross operating margin	9900	€48k	€100k	€141k	€59k	€-13k
Operating result	9901	€46k	€81k	€126k	€48k	€-23k
Financial income	75	€253	€781	€1	€80	-
Financial charges	65	€1k	€594	€454	€504	€341
Result before taxes	9903	€46k	€81k	€125k	€48k	€-23k
Income taxes	67/77	€12k	€21k	€39k	€5k	€-2k
Net result for the period	9904	€34k	€60k	€87k	€43k	€-21k
Result to be appropriated	9905	€34k	€60k	€87k	€43k	€-21k

Directors & mandates 2 directors

Former directors (2)

Marc Vingre
Director (executive)
State Gazette act 24109048 (18-07-2024)

Former
- → 18-07-2024
Charlotte Vingre
Director (executive)
State Gazette act 24109048 (18-07-2024)

Former
- → 03-01-2024

Legal Structure

NACE primary	Travel agency activities(79110)
Legal form	Private limited company(610)
Incorporation	14-11-2013
Status	Active
Postal code	6142

Establishment units 1 location

GOTOUR

Rue Hougaerde(LEE) 28, 6142 Fontaine-l'EvêqueOffice administrative, office support and other business support activities

since 20142.232.068.978

Real-estate footprint Source: CBE × cadastre

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
52038A0057/00A000	Wallonia	2,815 m²	-	-

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

All 14Financial 3Gazette 1Filings 10

Next filing, fiscal year 2026, expected by 31-01-2027

2026

16-01

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2024

19-12

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

18-07

State Gazette act Director changes

30-06

Financial Liquidity times 5current ratio 7.53

Current ratio from 1.56 to 7.53; short-term debt falls from €114k to €19k.

2023

07-12

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

30-06

Financial Highest result since 2021net €87k ▲100%

Operating result €126k, net result €87k, both a record.

2022

05-12

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

30-06

Financial Back to profitnet €43k

Net result €43k after one loss-making year.

2021

08-12

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2020

16-12

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

09-01

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2018

10-12

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2017

21-12

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

24-01

NBB filing Annual accounts filed

fiscal year 2016 · full schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 8 acts read

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2024

18-07-2024 2 directors appointed, 2 resigning Director changes

Marjorie Mourue, Commissaris
Lyderic Blanpain, Commissaris
Marc Vingre, Directeur
Charlotte Vingre, Directeur

Original publication ↗

Technical details

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      "evidence_quote": "L\u0027actionnaire unique accepte ces d\u00E9missions et s\u0027engage \u00E0 donner d\u00E9charge lors de l\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire d\u0027approbation des comptes au 31-12-2023, ainsi que pour l\u0027exercice en cours.",
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  "publication_proxy": {
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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Travel agency activities79110

Names & trade names

Legal nameFR

GOTOUR

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