GOTOP
ActiveGOTOP has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €-257. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 1633 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▲+25
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 79.77 against 4.52 in 2024; short-term debt: 1.3% and cash: 99.8% of total assets), and 1.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.7%
Return on assets
-3.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
29 d late
2023
26 d late
2022
30 d late
2021
20 d late
2020
2 d late
2019
89 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€7k▼ 3.5%
2024 · €7k
2018: €11k
2019: €10k
2020: €10k
2021: €10k
2022: €10k
2023: €9k
2024: €7k
2018 → 2025
Total assets
€7k▼ 23.9%
2024 · €9k
2018: €12k
2019: €11k
2020: €11k
2021: €11k
2022: €10k
2023: €9k
2024: €9k
2018 → 2025
Net result
€-257▲ 79.4%
2024 · €-1k
2018: €90
2019: €-239
2020: €-55
2021: €-593
2022: €146
2023: €-1k
2024: €-1k
2018 → 2025
Working capital
€7k▼ 3.5%
2024 · €7k
2018: €11k
2019: €10k
2020: €10k
2021: €10k
2023: €9k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€10k-€10k▲ 1.5%€9k▼ 13.2%€7k▼ 14.5%€7k▼ 3.5%
Operating result€-449-€143€-1k€-1k▲ 1.2%€-202▲ 83.4%
Net result€-593-€146€-1k€-1k▲ 4.5%€-257▲ 79.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €202 in 2025 against €1k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €7k
Equity
€7k▼ 3.5%
Debt
€90▼ 95.7%
The debt ratio falls from 22.1% to 1.3%. Equity and debt are lower.
Key figures and ratios
Solvency
98.7%▲
2024 · 77.9%
Current ratio
79.77▲
2024 · 4.52
Quick ratio
79.77▲
2024 · 4.52
Debt / equity
0.01▼
2024 · 0.28
ROE
-3.6%▲
2024 · -17.0%
ROA
-3.6%▲
2024 · -13.2%
Debt
€90▼
2024 · €2k
Debt ≤ 1 year
€90▼
2024 · €2k
Income taxes
€17▼
2024 · €25
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9k€7k▼
Current assets29/58€9k€7k▼
Amounts receivable within one year40/41€5k€13▼
Trade receivables40€5k-
Other amounts receivable41€13€13=
Cash at bank and in hand54/58€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€9k€7k▼
Equity10/15€7k€7k▼
Contributions10/11€31k€31k=
Capital10€31k€31k=
Issued capital100€31k€31k=
Reserves13€914€914=
Non-distributable reserves130/1€914€914=
Legal reserve130€914€914=
Profit (loss) carried forward14€-25k€-25k▼
Amounts payable17/49€2k€90▼
Amounts payable within one year42/48€2k€90▼
Trade debts44€2k-
Suppliers440/4€2k-
Other amounts payable47/48€90€90=
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-830€198▲
Operating profit (loss)9901€-1k€-202▲
Financial income75/76B€82€58▼
Recurring financial income75€82€58▼
Financial charges65/66B€88€96▲
Recurring financial charges65€88€96▲
Profit (loss) for the period before taxes9903€-1k€-240▲
Income taxes67/77€25€17▼
Profit (loss) for the period9904€-1k€-257▲
Profit (loss) for the period to be appropriated9905€-1k€-257▲
Appropriation of the result
Profit (loss) to be appropriated9906€-25k€-25k▼
Profit (loss) brought forward from the previous period14P€-23k€-25k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 18current ratio 79.77
Current ratio from 4.52 to 79.77; short-term debt falls from €2k to €90.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-1k ▼998%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €146
Net result €146 after 3 loss-making years.
20-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 20 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beeckmanstraat 751180 UkkelGround area
870 m²
Building footprint
306 m²
Volume, LiDAR
2,939 m³
2 parcels, Brussels · tallest building 16.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
GOTOP S.A.
since 19882.035.518.967
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0183/00Y059 | Brussels | 599 m² | 1 · 189 m² | 15.4 m · 2 fl. |
| 21447B0315/00T003 | Brussels | 271 m² | 1 · 117 m² | 16.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RFR MANAGEMENT
BE 0474.225.773
Lasne · Eq €7k
LSB
BE 0828.996.345
Kapellen · Eq €7k
BUSINESS MEDICAL CENTER
BE 0442.743.929
Etterbeek · Eq €7k
GESTION et TRANSACTIONS COMMERCIALES
BE 0449.028.143
Waterloo · Eq €7k
ULUWATU
BE 0477.527.634
Linkebeek · Eq €7k
Of 2,715 companies in sector 73200 we hold annual accounts for 1,785. 483 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-12-1987
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.