GOPAT
ActiveGOPAT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-10k) and a net result of €-2k. Equity is shrinking by ~89.6% per year across the filed fiscal years. Its solvency ranks better than 8% of 8018 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 8018 sector peers (2025).
NBB · sector comparisonPosition among 8018 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
5 d early
2022
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-10k▼ 20.8%
2024 · €-8k
2022: €926
2023: €-699
2024: €-8k
2022 → 2025
Net result
€-2k▲ 77.2%
2024 · €-7k
2022: €-2k
2023: €-2k
2024: €-7k
2022 → 2025
Total assets
€515k▼ 4.4%
2024 · €538k
2022: €513k
2023: €558k
2024: €538k
2022 → 2025
Solvency
-1.9%▼ 0.4pp
2024 · -1.5%
2022: 0.2%
2023: -0.1%
2024: -1.5%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€926-€-699€-8k▼ 1,050%€-10k▼ 20.8%
Operating result€721-€2k▲ 133%€-5k€830
Net result€-2k-€-2k▲ 21.7%€-7k▼ 351%€-2k▲ 77.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €830 after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €513k
Fixed assets
€506k▼ 4.6%
Current assets
€7k▲ 66.7%
Key figures and ratios
Solvency
-1.9%▼
2024 · -1.5%
ROA
-0.3%▲
2024 · -1.4%
Debt
€524k▼
2024 · €546k
Debt ≤ 1 year
€87k▼
2024 · €91k
Debt > 1 year
€437k▼
2024 · €455k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€538k€515k▼
Formation expenses20€4k€2k▼
Fixed assets21/28€530k€506k▼
Tangible fixed assets22/27€530k€506k▼
Land and buildings22€428k€416k▼
Plant, machinery and equipment23€102k€90k▼
Current assets29/58€4k€7k▲
Amounts receivable within one year40/41€980€2k▲
Trade receivables40€980€2k▲
Cash at bank and in hand54/58€3k€5k▲
Deferred charges and accrued income490/1€272€233▼
Equity and liabilities
Total equity and liabilities10/49€538k€515k▼
Equity10/15€-8k€-10k▼
Contributions10/11€3k€3k=
Capital10€3k-
Issued capital100€3k-
Profit (loss) carried forward14€-11k€-13k▼
Amounts payable17/49€546k€524k▼
Amounts payable after more than one year17€455k€437k▼
Financial debts170/4€158k€145k▼
Other amounts payable178/9€297k€292k▼
Amounts payable within one year42/48€91k€87k▼
Current portion of amounts payable after more than one year42€12k€13k▲
Other amounts payable47/48€78k€74k▼
Accrued charges and deferred income492/3€65€65=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€26k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€20k€29k▲
Operating profit (loss)9901€-5k€830▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€-7k€-2k▲
Profit (loss) for the period9904€-7k€-2k▲
Profit (loss) for the period to be appropriated9905€-7k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-13k▼
Profit (loss) brought forward from the previous period14P€-4k€-11k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
15-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Albert Drossart(J) 461350 Orp-JaucheGround area
411 m²
Building footprint
100 m²
Volume, LiDAR
907 m³
Parcel 25046B0304/00P000, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gopat
since 20212.318.389.377
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25046B0304/00P000 | Wallonia | 411 m² | 1 · 100 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 807 companies in sector 64999 we hold annual accounts for 484. 37 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-06-2021
Fiscal year end30-06
Activities, NACEBEL
64999Other financial services
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.