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Goossens François

Active
Private limited companyfounded 197946 yrs activeNinoofsesteenweg 34, 1500 Halle, BelgiumKBO/BCE: BE 0420.088.390
Summary

Goossens François has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €428k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.1% per year). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
75 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▲+38
Solvency95▼-5
Growth33=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.51 against 4.62 in 2023; short-term debt: 10.4% and cash: 0.2% of total assets), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 46 years 0 50 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
68 d late
2023
19 d late
2022
11 d late
2021
61 d late
2020
89 d late
2019
34 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover
€292k▲ 1.0%
2023 · €290k
2018: €287k 2019: €323k 2020: €277k 2021: €253k 2022: €321k 2023: €290k
2018 → 2024
EBIT margin
5.1%▲ 18.6pp
2023 · -13.4%
2018: 16.8% 2019: 9.8% 2020: 17.6% 2021: 2.2% 2022: 15.3% 2023: -13.4%
2018 → 2024
Net result
€4k
2023 · €-42k
2018: €35k 2019: €18k 2020: €37k 2021: €-1k 2022: €32k 2023: €-42k
2018 → 2024
Working capital
€160k▼ 15.1%
2023 · €189k
2018: €82k 2019: €86k 2020: €111k 2021: €165k 2022: €164k 2023: €189k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Turnover€277k-€253k▼ 8.7%€321k▲ 26.7%€290k▼ 9.6%€292k▲ 1.0%
Equity€436k-€434k▼ 0.3%€467k▲ 7.5%€424k▼ 9.0%€428k▲ 0.9%
Operating result€49k-€6k▼ 88.6%€49k▲ 778%€-39k€15k
Net result€37k-€-1k€32k€-42k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€-25k€0€25k€50kOperating result 2020: €49k€49kNet result 2020: €37k€37kOperating result 2021: €6k€6kNet result 2021: €-1k€-1kOperating result 2022: €49k€49kNet result 2022: €32k€32kOperating result 2023: €-39k€-39kNet result 2023: €-42k€-42kOperating result 2024: €15k€15kNet result 2024: €4k€4k20202021202220232024€-50k€-25k€0€25k€50kOperating result 2022: €49k€49kNet result 2022: €32k€32kOperating result 2023: €-39k€-39kNet result 2023: €-42k€-42kOperating result 2024: €15k€15kNet result 2024: €4k€3.7k202220232024
The operating result returns to profit in 2024: €15k after a loss of €39k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €615k
Fixed assets €391k ▲ 21.8%
Current assets €224k ▼ 7.0%
Equity and liabilities €615k
Equity €428k ▲ 0.9%
Debt €187k ▲ 36.0%
Debt's share of the balance-sheet total rises from 24.5% to 30.4%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€53k
2023 · €12k
Cash flow
€42k
2023 · €9k
Current ratio
3.51
2023 · 4.62
Debt to equity
0.44
2023 · 0.32
ROE
0.9%
2023 · -9.9%
ROA
0.6%
2023 · -7.5%
Interest coverage
9.02
2023 · 3.74
Debt ≤ 1 year
€64k
2023 · €52k
Debt > 1 year
€123k
2023 · €85k
Income taxes
€5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 51 lines
Balance sheet Code20232024
Assets
Total assets20/58€562k€615k
Fixed assets21/28€321k€391k
Intangible fixed assets21€105k€105k
Tangible fixed assets22/27€121k€191k
Land and buildings22€37k€34k
Furniture and vehicles24€84k€157k
Financial fixed assets28€95k€95k=
Current assets29/58€241k€224k
Amounts receivable within one year40/41€236k€214k
Trade receivables40€166k€169k
Other amounts receivable41€69k€45k
Cash at bank and in hand54/58€528€970
Deferred charges and accrued income490/1€5k€9k
Equity and liabilities
Total equity and liabilities10/49€562k€615k
Equity10/15€424k€428k
Contributions10/11€37k€37k=
Revaluation surpluses12€105k€105k=
Reserves13€4k€4k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Profit (loss) carried forward14€278k€282k
Amounts payable17/49€138k€187k
Amounts payable after more than one year17€85k€123k
Financial debts170/4€85k€123k
Amounts payable within one year42/48€52k€64k
Current portion of amounts payable after more than one year42€35k€39k
Financial debts43€3k€422
Credit institutions430/8€3k€422
Trade debts44€6k€11k
Suppliers440/4€6k€11k
Taxes, remuneration and social security45€8k€4k
Taxes450/3€8k€4k
Other amounts payable47/48-€9k
Income statement Code20232024
Turnover70€290k€292k
Non-recurring operating income76A€200-
Goods, raw materials, services and sundry goods60/61€272k€221k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€38k
Other operating charges640/8€5k€3k
Non-recurring operating charges66A-€15k
Gross operating margin9900€17k€71k
Operating profit (loss)9901€-39k€15k
Financial income75/76B-€14
Recurring financial income75-€14
Financial charges65/66B€3k€6k
Recurring financial charges65€3k€6k
Profit (loss) for the period before taxes9903€-42k€9k
Income taxes67/77-€5k
Profit (loss) for the period9904€-42k€4k
Profit (loss) for the period to be appropriated9905€-42k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€278k€282k
Profit (loss) brought forward from the previous period14P€321k€278k

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
07-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
31-12
Financial Back to profitnet €4k
Net result €4k after one loss-making year.
19-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial Weakest financial yearnet €-42k ▼230%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
11-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
31-12
Financial Back to profitnet €32k
Net result €32k after one loss-making year.
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
28-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial Highest result since 2018net €37k ▲105%
Net result €37k, the highest in the series.
03-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
14-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
04-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 65 days late
2017
28-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
16-09
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 47 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ninoofsesteenweg 341500 Halle
Ground area
188 m²
Building footprint
116 m²
Volume, LiDAR
966 m³
Parcel 23027G0205/00Z000, Flanders · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
GOOSSENS FRANCOIS
Ninoofsesteenweg 34, 1500 HalleInsurance agents and brokers
since 20132.237.052.701
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23027G0205/00Z000 Flanders 188 m² 1 · 116 m² 14.8 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-12-1979
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.