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Gonay Constructions

Active
Private limited companyfounded 2021active for 5 yearsChaussée de Spa 67, 4910 Theux, BelgiumKBO/BCE: BE 0773.816.411
Summary

The computed 12-month bankruptcy probability of Gonay Constructions is 3.0% (moderate). The 2025 annual accounts show equity of €78,537 and a net result of €16,269. Equity has been growing by about 17% per year since 2022. Its solvency ranks better than 23% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 13-09-2021 Normal situation
Activity
General construction of residential buildings NACE 41001and 3 others
Joint committees
124 Paritair Comité voor het bouwbedrijf
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2022
Establishment unit
2.321.845.943 4910 Theux, since 13-09-2021
Financial year end
31 December
Peppol
Reachable since 22-12-2025

Board and ownership

Board
  • GONAY QuentinDirector · since 13-09-2021

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.0%
Annual accounts 2025
Turnover
€0
Profit
€16,269
Equity
€78,537
▲ 26.1%
Total assets
€505,717
▲ 107%
Employees on 31-12-2025
1
▼ 66.7%
  • 2025 accounts filed 24 days after the deadline
Filed on 24-08-2026
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Founded in 2021Last filed accounts filed 24 days late; 1 of the last 3 accounts latelowers riskSize: turnover €0, total assets €505,717Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 43% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Average
Solvency 41-10
equity 15.5% of total assets
Liquidity 38-1
short-term debt 43.5% · cash 6.8%
Profitability 73+5
return on assets 3.2%
Bankruptcy probability within 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 4.1% 01-2025: 4.0%▼ -0.1 percentage points vs 12-2024 02-2025: 4.0%● unchanged vs 01-2025 03-2025: 4.0%● unchanged vs 02-2025 04-2025: 4.1%▲ +0.1 percentage points vs 03-2025 05-2025: 3.7%▼ -0.4 percentage points vs 04-2025 06-2025: 3.7%● unchanged vs 05-2025 07-2025: 3.8%▲ +0.1 percentage points vs 06-2025 08-2025: 4.5%▲ +0.7 percentage points vs 07-2025 09-2025: 4.5%● unchanged vs 08-2025 10-2025: 5.6%▲ +1.1 percentage points vs 09-2025 11-2025: 5.6%● unchanged vs 10-2025 12-2025: 5.6%● unchanged vs 11-2025 01-2026: 5.5%▼ -0.1 percentage points vs 12-2025 02-2026: 5.7%▲ +0.2 percentage points vs 01-2026 03-2026: 5.7%● unchanged vs 02-2026 04-2026: 5.7%● unchanged vs 03-2026 05-2026: 5.6%▼ -0.1 percentage points vs 04-2026 06-2026: 5.6%● unchanged vs 05-2026 07-2026: 5.7%▲ +0.1 percentage points vs 06-2026 08-2026: 6.2%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 3.0%▼ -3.2 percentage points vs 08-2026 10-2026: 3.0%● unchanged vs 09-2026lowest value 11-2026: 3.0%● unchanged vs 10-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.85 (1.44 in 2024), below 1. Short-term debt is 43.5% and cash 6.8% of total assets. 84.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 22% of them on solvency, 33% on liquidity, 47% on profitability and 69% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 24 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Size: turnover €0, total assets €505,717
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9380 sector peers (2025).
NBB · sector comparison
Position among 9380 sector peers
Solvency
better than 23%
← weakest strongest →
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
24 days late
2024
50 days late
2023
30 days late
2022
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 34 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Higher gross margin than 80% of companies in construction of buildingssector median €32,090 · 9,366 companies €99,621 View

Recent changes

  1. · Gazette deed Resignation: Alexandre GONAY (director)
  2. · Gazette deed Incorporation
All 8 events

Comparable companies

These companies have the same main activity as Gonay Constructions: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €488,000 and €632,000, founded between 2020 and 2021.

CompanyTotal assetsGross margin
Gonay Constructions Theux€505,717€99,621
WE IMMVEST Theux€594,928€102,239
HOME TENDANCE Seraing€632,363€100,379
Reno General Bouw Lier€543,311€102,438
MGR COMPANY Aartselaar€510,252€98,057
VB PROJECT CONSULTING Asse€487,681€113,062
F.C.S CONSTRUCTION Ham-sur-Heure-Nalinnes€518,025€86,760
Full comparison

Key facts about Gonay Constructions

What is the company number of Gonay Constructions?
The company number of Gonay Constructions is 0773.816.411. The VAT number is the same number with BE in front: BE 0773.816.411.
Where is Gonay Constructions based?
The registered office is at Chaussée de Spa 67, 4910 Theux.Company details
What does Gonay Constructions do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of Gonay Constructions?
The legal form of Gonay Constructions is Private limited company (BV).
When was Gonay Constructions founded?
Gonay Constructions was founded on 13-09-2021.
Is Gonay Constructions still active?
Yes, Gonay Constructions is an active enterprise in the KBO register.
How many employees does Gonay Constructions have?
Gonay Constructions had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Gonay Constructions fall under?
In its 2022 annual accounts, Gonay Constructions states joint committees 124 (Paritair Comité voor het bouwbedrijf) and 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of Gonay Constructions?
The turnover of Gonay Constructions was €0 in financial year 2025, according to the filed annual accounts.
Is Gonay Constructions profitable?
In financial year 2025, Gonay Constructions made a profit of €16,269.
Where can I find the annual accounts of Gonay Constructions?
Gonay Constructions filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Gonay Constructions due?
Gonay Constructions must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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