Financials
- Financial year
- 2024
- Turnover
- €48,880
- Profit
- €1,156
- Solvency
- 27.5%
Turnover▼ 33.7%
Net result
20222024
HOME TENDANCE
ActiveSummary
The computed 12-month bankruptcy probability of HOME TENDANCE is 3.6% (moderate). The 2024 annual accounts show equity of €173,604 and a net result of €1,156. Equity remains stable across the filed financial years (±1.3% per year). Its solvency ranks better than 34% of 9,837 sector peers (NACE 41, financial year 2024). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of residential buildings
NACE 41001Bricklaying and masonry work NACE 43910
1 site
Size
€48,880turnover 2024
- Staff
- 1.5 FTE
- Equity
- €173,604
- Profit
- €1,156
Structure
2025 accounts not filed, 87 days past the deadline1 deed in the Belgian Official Gazette
Why 49raises risk1 financial year not filed after the legal deadline; last filed accounts filed 30 days late; 1 of the last 3 lateFigures for financial year 2024 (filed 02-09-2025)Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskSize: turnover €48,880, total assets €632,363Show the evidence
Checked score
Score 2024
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 44% of its sector peers (NACE 41, micro)
Financial strength · tick = 2023
Strong
Solvency
52+1
equity 27.5% of total assets
Liquidity
52+4
short-term debt 20.2% · cash 6.7%
Profitability
79-1
return on assets 0.2%
Bankruptcy probability, 12 months
3.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 2.7%
12-2024: 2.7%● unchanged vs 11-2024
01-2025: 2.8%▲ +0.1 percentage points vs 12-2024
02-2025: 2.8%● unchanged vs 01-2025
03-2025: 2.8%● unchanged vs 02-2025
04-2025: 2.8%● unchanged vs 03-2025
05-2025: 2.8%● unchanged vs 04-2025
06-2025: 3.0%▲ +0.2 percentage points vs 05-2025
07-2025: 3.1%▲ +0.1 percentage points vs 06-2025
08-2025: 3.7%▲ +0.6 percentage points vs 07-2025
09-2025: 3.8%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 2.6%▼ -1.2 percentage points vs 09-2025
11-2025: 2.6%● unchanged vs 10-2025
12-2025: 2.6%● unchanged vs 11-2025
01-2026: 2.7%▲ +0.1 percentage points vs 12-2025
02-2026: 2.7%● unchanged vs 01-2026
03-2026: 2.7%● unchanged vs 02-2026
04-2026: 2.6%▼ -0.1 percentage points vs 03-2026
05-2026: 2.6%● unchanged vs 04-2026
06-2026: 2.5%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 2.5%● unchanged vs 06-2026
08-2026: 3.0%▲ +0.5 percentage points vs 07-2026
09-2026: 3.0%● unchanged vs 08-2026
10-2026: 3.6%▲ +0.6 percentage points vs 09-2026
Credit of up to €4,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity insufficient (current ratio 0.42, compared with 0.26 in 2023, below 1; short-term debt: 20.2% and cash: 6.7% of total assets), and 72.5% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 34% on solvency, 55% on liquidity, 60% on profitability and 27% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 87 days later.
NBB · 3 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline26-10-2026 today
raises risk · 2024 accounts filed 30 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
30 days late
2023
27 days late
2022
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 29 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (1)
- Annual accounts filedfinancial year 2024 · micro…
- Weakest financial yearnet €1,156 ▼64%
- Annual accounts filedfinancial year 2023 · micro…
Key points
By topic
Timeline
- Events
- 4
- Since
- 2023
- 31-08-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 15-02-2021
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Key facts about HOME TENDANCE
- What is the company number of HOME TENDANCE?
- 0763.642.101. In Belgium the VAT number is the company number with BE in front: BE 0763.642.101.
- Where is HOME TENDANCE based?
- The registered office is at Rue Biefnot 3B, 4100 Seraing.Company details
- What does HOME TENDANCE do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of HOME TENDANCE?
- Private limited company (BV).
- When was HOME TENDANCE founded?
- On 15-02-2021.
- Is HOME TENDANCE still active?
- Yes, HOME TENDANCE is an active enterprise in the KBO register.
- How many employees does HOME TENDANCE have?
- On average 1.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of HOME TENDANCE?
- €48,880 in financial year 2024, according to the filed annual accounts.
- Is HOME TENDANCE profitable?
- In financial year 2024, HOME TENDANCE made a profit of €1,156.
- Where can I find the annual accounts of HOME TENDANCE?
- HOME TENDANCE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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