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Golf de Pierpont

Active Public limited companyfounded 1989active for 37 yearsChemin de Pierpont 1, 6210 Les Bons VillersKBO/BCE: BE 0438.355.668 #2 company by equity in Les Bons Villers

Lifetime

20 annual accounts with figures on one time axis, 36 filings since 1990
peak €1.4m (2018)
-not published
lowest -€185,312 (2012)
€161,498▲ 22.4%
peak €10.2m (2025)
€10.2m▲ 402%
€2.2m▲ 36.3%
peak 7.2 FTE (2018)
4.9 FTE▼ 9.3%
Board2 names since 2016
2 directorsSNIJDERS Joseph Maria Hubert and 1 other
Owners
  
Documentsfilings and deeds
30-07-20261 days before the deadline
2025financial year
Gross margin from €663,824 to €783,808Staff from 5.4 FTE to 4.9 FTEDividend €50,001Equity from €2.0m to €10.2mDebts from €1.6m to €2.2mInvestments €8.9m

Key points

from the 2025 annual accounts

Equity

€10.2m ▲ 402%
€2m2024€10m2025

Equity rose in 2025 from €2.0m to €10.2m.

Debts

€2.2m ▲ 36.3%
Financial debts
+0.4
Suppliers
+0.09
Other debts
+0.05
The rest
+0.06

Debts rose by €572,627 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.

Investments

€328,761 1.6 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Land and buildings stand 310.9% higher than in 2024.

Staff

5 employees on 31-12-2025
012021222022122023202024222025

In 2025, 2 people joined and 2 left.

Filings

36 annual accounts since 1990
AprilJune31 JulyOctober1990200020102020

Three of the last ten came late. The 2019 accounts came latest: 90 days after the end of the period.

Position in the sector

€10.2m

More equity than 93% of companies in sports and recreation. Sector median €527,478 · 518 companies.

Checked score

97
Excellent
Financially stronger than 75% of micro companies in sports and recreation (NACE 93)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.3% across 4,269 companies (NACE 93, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: 0.1%▲ +0.1 percentage points vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value

Financial strength
Strong

100+19equity 82.6% of total assets
54-7short-term debt 4.8% · cash 3.5%
70-3return on assets 1.3%

Score breakdown

raises risk
Liquidity: current ratio 1.64, cash €428,559
lowers risk
Founded in 1989
Equity €10.2m (82.6% of total assets)
Figures for financial year 2025 (filed on 30-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 93, micro). It does better than 92% of them on solvency, 59% on liquidity, 51% on profitability and 98% on growth.

The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 17,041 companies had the same profile as Golf de Pierpont has now. Each dot stands for 43 companies, two years later.

94.3%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Golf de Pierpont itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,041 companies, not a prediction for Golf de Pierpont. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €950,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.64 (2.35 in 2024), above the usual 1.5. Short-term debt is 4.8% and cash 3.5% of total assets. 17.4% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.64, cash €428,559
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €10.2m (82.6% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
3 days early
2023
12 days early
2022
48 days early
2021
6 days early
2020
32 days early
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 93), the median for financial year 2024 was 1 day before the deadline, and 42% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0438355668
Reappointments: SNIJDERS Judith (director) and SNIJDERS Joseph Maria Hubert (director) General meeting of 28-12-2023 · Gazette deed
2 directors appointed, 2 reappointments Reappointments: Judith Snijders and Joseph M.H. Snijders · Appointments: Judith Snijders (managing director) and Joseph M.H. Snijders (managing director) · General meeting of 17-05-2022 · Gazette deed
First establishment GOLF DE PIERPONT SA, Chemin de Pierpont 1, Les Bons Villers
All 49 events

Comparable companies

same main activity, similar in size and age
Company
Golf de Pierpont Les Bons Villers €12.3m €0.8m 82.6% 4.9
KEMU Puurs-Sint-Amands €18.1m €1.0m 59.4% 5.3
DE BLAUWE ZAAL Bruges €9.9m €0.9m 11.1% 8.7
Stal Bruynseels Bonheiden €7.2m €0.9m 60.5% 7.4
HICEWA Temse €7.3m €1.3m 98.0% 5
FREMOLUC Ixelles €12.7m €2.0m 70.1% 5.6
WINGE GOLF Tielt-Winge €6.5m €1.1m 49.7% 7.9

These companies have the same main activity as Golf de Pierpont: operation of sports facilities (NACE 93110). They are comparable in size and age: total assets between €6.5m and €18m, founded between 1981 and 1998.

Official details

Source: KBO
Status
Active since 07-09-1989Normal situation
Activity
Operation of sports facilitiesNACE 93110and 1 other
Joint committee
302Hotels and catering · annual accounts 2025
Establishment unit
2.045.259.9456210 Les Bons Villers, since 12-03-1991
Financial year end
31 December
Peppol
Reachable since 07-05-2026
Company details

Annual accounts 2025

≈ €1.4mestimated
€12.3m▲ 241%
Employeeson 31-12-2025
5=
Filing
Filed on 30-07-2026, 1 day before the end of the filing period
Financials

Insights on Golf de Pierpont

Solvency rose in 2025 from 56.1% to 82.6% because of the retained profit.

In April 2023, the Official Gazette published the appointment of SNIJDERS Joseph Maria Hubert as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Golf de Pierpont

What is the company number of Golf de Pierpont?
The company number of Golf de Pierpont is 0438.355.668. The VAT number is the same number with BE in front: BE 0438.355.668.
Where is Golf de Pierpont based?
The registered office is at Chemin de Pierpont 1, 6210 Les Bons Villers.Company details
What does Golf de Pierpont do?
According to the KBO register, the main activity is operation of sports facilities (NACE 93110).
What is the legal form of Golf de Pierpont?
Golf de Pierpont is a public limited company (NV).
When was Golf de Pierpont founded?
Golf de Pierpont was founded on 07-09-1989.
Is Golf de Pierpont still active?
Yes, Golf de Pierpont is an active enterprise in the KBO register.
How many employees does Golf de Pierpont have?
Golf de Pierpont had an average of 4.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Golf de Pierpont fall under?
In its 2025 annual accounts, Golf de Pierpont states joint committee 302 (Hotels and catering).
What is the turnover of Golf de Pierpont?
The turnover in financial year 2025 is ≈ €1.4m. This figure is estimated from the gross margin of €783,808 and 30 comparable companies (NACE 931). It probably lies between €1.0m and €1.7m. In financial year 2020 turnover was €1.2m.
Is Golf de Pierpont profitable?
In financial year 2025, Golf de Pierpont made a profit of €161,498.
Where can I find the annual accounts of Golf de Pierpont?
Golf de Pierpont filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Golf de Pierpont due?
Golf de Pierpont must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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