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GoldTrip

Active
Private limited companyfounded 20232 yrs activeLouizalaan 209, 1050 Brussel, BelgiumKBO/BCE: BE 1003.591.890
Summary

The computed 12-month bankruptcy probability of GoldTrip is 5.4% (elevated). The 2025 annual accounts show negative equity (-€4,318) and a net result of -€3,576. Equity is shrinking by ~121% per year across the filed fiscal years. Its solvency ranks better than 18% of 18626 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability4▲+4
Solvency9▼-7
Growth32=
Track record82
Bankruptcy probability, 12 months
5.4% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.86 against 0.92 in 2024; short-term debt: 116% and cash: 9.5% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-16.3%
Return on assets
-13.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€4,318
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
on the day
2024
41 d late
2023
30 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 24 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (3 of the last 3 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 December 2023, GoldTrip was incorporated as a Private limited company.1 Total assets went from EUR 10,526 in 2023 to EUR 26,500 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€4,318▼ 482%
2024 · -€742
Total assets
€26,500▲ 207%
2024 · €8,628
Net result
-€3,576▲ 48.0%
2024 · -€6,871
Working capital
-€4,252▼ 473%
2024 · -€742
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€7,537--€6,717-€3,279▲ 51.2%
Net result€6,029within the sector's middle half--€6,871below the sector's middle half-€3,576within the sector's middle half▲ 48.0%
Equity€6,129within the sector's middle half--€742below the sector's middle half-€4,318below the sector's middle half▼ 482%
Total assets€10,526below the sector's middle half-€8,628below the sector's middle half▼ 18.0%€26,500below the sector's middle half▲ 207%
Debt€4,397-€9,371▲ 113%€30,817▲ 229%
Working capital€6,129within the sector's middle half--€742within the sector's middle half-€4,252within the sector's middle half▼ 473%
Solvency58.2%within the sector's middle half--8.6%below the sector's middle half▼ 66.8pp-16.3%below the sector's middle half▼ 7.7pp
Current ratio2.39within the sector's middle half-0.92within the sector's middle half▼ 1.470.86within the sector's middle half▼ 0.06
Return on assets (ROA)57.3%above the sector's middle half--79.6%below the sector's middle half▼ 136.9pp-13.5%below the sector's middle half▲ 66.1pp
Staff (FTE)0.4
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000€10,000Operating result 2023: €7,537€7,537Net result 2023: €6,029€6,029Operating result 2024: -€6,717-€6,717Net result 2024: -€6,871-€6,871Operating result 2025: -€3,279-€3,279Net result 2025: -€3,576-€3,576202320242025-€10,000-€5,000€0€5,000€10,000Operating result 2023: €7,537€7,540Net result 2023: €6,029€6,030Operating result 2024: -€6,717-€6,720Net result 2024: -€6,871-€6,870Operating result 2025: -€3,279-€3,280Net result 2025: -€3,576-€3,580202320242025
The operating result stays negative: a loss of €3,279 in 2025 against €6,717 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt to equity
-7.14
Debt ≤ 1 year
€30,752▲
2024 · €9,371
Staff costs
€5,752
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€8,628€26,500▲
Current assets29/58€8,628€26,500▲
Amounts receivable within one year40/41€7,265€23,980▲
Trade receivables40€6,877€23,472▲
Other amounts receivable41€389€508▲
Cash at bank and in hand54/58€1,363€2,520▲
Equity and liabilities
Total equity and liabilities10/49€8,628€26,500▲
Equity10/15-€742-€4,318▼
Contributions10/11€100€100=
Profit (loss) carried forward14-€842-€4,418▼
Amounts payable17/49€9,371€30,817▲
Amounts payable within one year42/48€9,371€30,752▲
Trade debts44€1,050-
Suppliers440/4€1,050-
Advances received on contracts in progress46€6,784€23,711▲
Taxes, remuneration and social security45€1,507€2,878▲
Taxes450/3€1,507€53▼
Remuneration and social security454/9-€2,826
Other amounts payable47/48€30€4,163▲
Accrued charges and deferred income492/3-€66
Income statement Code20242025
Remuneration, social security and pensions62-€5,752
Other operating charges640/8-€500
Gross operating margin9900-€6,717€2,973▲
Operating profit (loss)9901-€6,717-€3,279▲
Financial charges65/66B€154€297▲
Recurring financial charges65€154€297▲
Profit (loss) for the period before taxes9903-€6,871-€3,576▲
Profit (loss) for the period9904-€6,871-€3,576▲
Profit (loss) for the period to be appropriated9905-€6,871-€3,576▲
Appropriation of the result
Profit (loss) to be appropriated9906-€842-€4,418▼
Profit (loss) brought forward from the previous period14P€6,029-€842▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62--€5,752-
Other operating charges640/8--€500-
Gross operating margin9900€7,537-€6,717€2,973▲ 144%
Operating profit (loss)9901€7,537-€6,717-€3,279▲ 51.2%
Financial charges65/66B-€154€297▲ 92.5%
Recurring financial charges65-€154€297▲ 92.5%
Profit (loss) for the period before taxes9903€7,537-€6,871-€3,576▲ 48.0%
Income taxes67/77€1,507---
Profit (loss) for the period9904€6,029-€6,871-€3,576▲ 48.0%
Profit (loss) for the period to be appropriated9905€6,029-€6,871-€3,576▲ 48.0%
Line202320242025Change
Assets
Total assets20/58€10,526€8,628€26,500▲ 207%
Current assets29/58€10,526€8,628€26,500▲ 207%
Amounts receivable within one year40/41€10,526€7,265€23,980▲ 230%
Trade receivables40€10,000€6,877€23,472▲ 241%
Other amounts receivable41€526€389€508▲ 30.7%
Cash at bank and in hand54/58-€1,363€2,520▲ 84.8%
Equity and liabilities
Total equity and liabilities10/49€10,526€8,628€26,500▲ 207%
Equity10/15€6,129-€742-€4,318▼ 482%
Contributions10/11€100€100€100=
Profit (loss) carried forward14€6,029-€842-€4,418▼ 425%
Amounts payable17/49€4,397€9,371€30,817▲ 229%
Amounts payable within one year42/48€4,397€9,371€30,752▲ 228%
Trade debts44€2,890€1,050--
Suppliers440/4€2,890€1,050--
Advances received on contracts in progress46-€6,784€23,711▲ 250%
Taxes, remuneration and social security45€1,507€1,507€2,878▲ 91.0%
Taxes450/3€1,507€1,507€53▼ 96.5%
Remuneration and social security454/9--€2,826-
Other amounts payable47/48-€30€4,163▲ 13,892%
Accrued charges and deferred income492/3--€66-
Line202320242025Change
Profit (loss) for the period9904€6,029-€6,871-€3,576▲ 48.0%
Operating cash flow (approximation)€6,029-€6,871-€3,576▲ 48.0%
Change in cash--€1,156-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
10-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 41 days late
2024
31-12
Financial Weakest financial yearnet -€6,871
Net result drops to -€6,871, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
976 m²
Building footprint
812 m²
Volume, LiDAR
18,588 m³
2 parcels, Brussels · tallest building 32.2 m, ±9 floors. Linked by address, not a title deed.
177 companies at this address See who is registered here
1 establishment unit
GoldTrip
Alsembergsesteenweg 383, 1180 UkkelOn-demand passenger transport by chauffeured vehicle
since 20232.353.313.238
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0120/00L005 Brussels 700 m² 1 · 700 m² 32.2 m · 9 fl.
21616A0269/00E006 Brussels 276 m² 1 · 112 m² 24.6 m · 8 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 911 companies in sector 47793 we hold annual accounts for 162. 67 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43332Laying of wooden floor and wall coverings
47793Retail sale of other second-hand goods, excluding clothing
E-invoicing
Reachable via Peppol
Peppol ID 0208:1003591890
Registered 26-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.