Equity
-€1,280
Debts exceed assets in financial year 2025.
BM Team
Lifetime
5 annual accounts with figures on one time axispeak €6,071 (2024)
€2,786▼ 54.1%
lowest -€2,791 (2021)
-€246▼ €4,175
peak -€1,034 (2024)
-€1,280▼ €246
€21,927▲ 110%
Board1 name since 2020
1 director
Documentsfilings and deeds
10-07-202621 days before the deadline
2025micro format
Gross margin from €6,071 to €2,786Loss of €246Equity from -€1,034 to -€1,280Debts from €10,463 to €21,927Investments €16,336Cash from €2,853 to €152
Key points
from the 2025 annual accountsTurnover
≈ €29,000 estimated
The micro format states no turnover.
Debts
€21,927 106% of the balance sheet
Investments
€17,500 7.6 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.18 was 0.65 in 2024
Short-term debts rose from €10,463 to €21,927.
Position in the sector
-6.2%
Lower solvency than 80% of companies in retail trade. Sector median 33.4% · 25,237 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,565 companies had the same profile as BM Team has now. Each dot stands for 4 companies, two years later.
88.8%
were still trading
5.4%
stopped another way
5.1%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,565 companies, not a prediction for BM Team. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0759804265
Registered office moved from Poelkapelle to Kemmel
New registered office: Millekruisestraat 4 8956 KEMMEL · Previous registered office: Wallemolenstraat 4A, 8920 Poelkapelle · General meeting of 02-05-2023 · Gazette deed
First establishment
Millekruisestraat 4, Heuvelland
Incorporation
Founding capital of €1,500, 100 shares · Founder: · Appointment: (director) · published on 17-12-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BM Team Heuvelland | €20,648 | €2,786 | -6.2% | - |
| JCV Zonhoven | €23,227 | -€7,663 | -21.9% | - |
| AD'S LOW COST MARKET Verviers | €32,039 | €5,537 | 7.6% | - |
| KOLEKTOR Liège | €25,225 | -€282 | 15.2% | - |
| HACA Solutions Seraing | €14,501 | -€13,942 | -150.8% | - |
| Le Freddie Antwerp | €17,577 | €10,056 | 76.0% | - |
| DKS GROUP Antwerp | €37,652 | €4,805 | -13.5% | - |
These companies have the same main activity as BM Team: retail sale of other second-hand goods, excluding clothing (NACE 47793). They are comparable in size and age: total assets between €14,500 and €37,700, founded between 2019 and 2022.
Official details
Source: KBO- Status
- Active since 15-12-2020Normal situation
- Activity
- Retail sale of other second-hand goods, excluding clothingNACE 47793and 9 others
- Establishment unit
- 2.310.652.3418956 Heuvelland, since 01-01-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 21-09-2025
Annual accounts 2025
- €20,648▲ 119%
- Filing
- Filed on 10-07-2026, 21 days before the end of the filing period
Insights on BM Team
BM Team files the micro format. That format states no turnover. The gross margin rose from -€617 in 2021 to €2,786 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BM Team
- What is the company number of BM Team?
- The company number of BM Team is 0759.804.265. The VAT number is the same number with BE in front: BE 0759.804.265.
- Where is BM Team based?
- The registered office is at Millekruisestraat 4, 8956 Heuvelland.Company details
- What does BM Team do?
- According to the KBO register, the main activity is retail sale of other second-hand goods, excluding clothing (NACE 47793).
- What is the legal form of BM Team?
- BM Team is a private limited company (BV).
- When was BM Team founded?
- BM Team was founded on 15-12-2020.
- Is BM Team still active?
- Yes, BM Team is an active enterprise in the KBO register.
- What is the turnover of BM Team?
- The turnover in financial year 2025 is ≈ €29,000. This figure is estimated from the gross margin of €2,786 and 118 comparable companies (NACE 477). It probably lies between €11,000 and €62,000. It is a rough estimate.Financials
- Is BM Team profitable?
- In financial year 2025, BM Team made a loss of €246.
- Where can I find the annual accounts of BM Team?
- BM Team filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BM Team due?
- BM Team must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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