GOLDIN

Active

Private limited companyfounded 1993active for 32 yearsRue du Pot-d'Or 23, 4000 Liège, BelgiumKBO/BCE: BE 0451.714.647

From the official registers: KBO 31 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

GOLDIN has been active since 1993 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €213,180 and a net result of €978. Equity remains stable across the filed financial years (±0.3% per year). Its solvency ranks better than 58% of 568 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

GOLDINActiveChecked score 85/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 23-12-1993 Normal situation
Legal form: Private limited company
Registered office: Rue du Pot-d'Or 23, 4000 Liège
Activity: Retail sale of watches and jewellery NACE 47770and 2 others
Establishment unit: 2.065.186.121 4000 Liège, since 04-06-1998
Financial year end: 28 February
Peppol: Reachable since 20-01-2026

Company details

Who decides

Board

Francesco DI GREGORIODirector · since 05-12-2023

Board & ownership

How it is doing

85 Excellent Checked score 2026

Bankruptcy probabilitywithin 12 months: 0.3%

Annual accounts to 28-02-2026

Gross margin: €108,484; ▼ 30.2%
Turnover: ≈ €340,000; estimated
Profit: €978; ▼ 19.4%
Equity: €213,180; ▲ 0.5%
Total assets: €452,439; ▼ 8.3%
Staff: 2 FTE; ▼ 28.6%

2026 accounts 1 day early

Filed on 29-09-2026at the National Bank

Financials

Why 85raises risk1 change of registered office in 24 monthsSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 2.42, cash €66,137Figures for financial year 2026 (filed 07-10-2026)Show the evidence

Checked score

Score 2026

85 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 44% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Average

Solvency 72+4

equity 47.1% of total assets

Liquidity 49+4

short-term debt 40.6% · cash 14.6%

Profitability 29-17

return on assets 0.2%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.4%▲ +0.2 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.7%▲ +0.1 percentage points vs 08-2025 10-2025: 1.2%▲ +0.5 percentage points vs 09-2025highest value 11-2025: 0.3%▼ -0.9 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.3%▼ -0.2 percentage points vs 09-2026

Credit of up to €18,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.42, compared with 2.19 in 2025, above the usual 1.5; short-term debt: 40.6% and cash: 14.6% of total assets), but 52.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 62% on solvency, 49% on liquidity, 24% on profitability and 41% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

1 change of registered office in 24 months

Belgian Official Gazette

Liquidity: current ratio 2.42, cash €66,137

NBB · annual accounts

Figures for financial year 2026 (filed 07-10-2026)

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Latest accounts filed on time

The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 29-09-2026, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2026

1 day early

2025

1 day early

2024

4 days late

2023

20 days late

2022

10 days late

2021

28 days late

2020

44 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. The company usually files around 4 October (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today28-02-2027 year end30-09-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

Documents

Key facts about GOLDIN

What is the company number of GOLDIN?: 0451.714.647. In Belgium the VAT number is the company number with BE in front: BE 0451.714.647.
Where is GOLDIN based?: The registered office is at Rue du Pot-d'Or 23, 4000 Liège.Company details
What does GOLDIN do?: According to the KBO register, the main activity is retail sale of watches and jewellery (NACE 47770).
What is the legal form of GOLDIN?: Private limited company (BV).
When was GOLDIN founded?: On 23-12-1993.
Is GOLDIN still active?: Yes, GOLDIN is an active enterprise in the KBO register.
How many employees does GOLDIN have?: On average 2 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of GOLDIN?: ≈ €340,000 in financial year 2026. Estimated from the gross margin of €108,484: probably between €240,000 and €670,000, based on 32 comparable companies, NACE 477.
Is GOLDIN profitable?: In financial year 2026, GOLDIN made a profit of €978.
Where can I find the annual accounts of GOLDIN?: GOLDIN filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of GOLDIN due?: By 30-09-2027, for financial year 2027.Timeline