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Complete company report
Generated 23-08-2026
Active BE 0838.306.959Private limited company (pre-2019)Open bankruptcy

GOLDEN KASHMIR

· 15 yrs active
Sector: Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen (47110)
Conclusion Checked

A bankruptcy procedure is open for GOLDEN KASHMIR according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (€-14k) and a net result of €8k.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €-14k
Net result €8k
Better than sector 20%
Active 15 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health0Profitability16Solvency42Growth69Stability0
25 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 16
Solvency 42
Growth 69
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High riskRegister: open bankruptcy
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
0 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 26-08-2024 with the NBB · fiscal year 2023 · micro
€-200k€0€200k€400k€600kRevenue 2019: €588k€588kOperating result 2019: €56k€56kNet result 2019: €2k€2kRevenue 2020: €561k€561kOperating result 2020: €-28k€-28kNet result 2020: €-26k€-26kRevenue 2021: €539k€539kOperating result 2021: €2k€2kNet result 2021: €2k€2kRevenue 2022: €594k€594kOperating result 2022: €-12k€-12kNet result 2022: €-12k€-12kRevenue 2023: €655k€655kOperating result 2023: €8k€8kNet result 2023: €8k€8k20192020202120222023
RevenueOperating resultNet result
Sector comparison
Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -13.5% 20.0%
better than 20% of 5809 sector peers
Net result €8k €3k
better than 60% of 5789 sector peers
Equity €-14k €15k
better than 15% of 5817 sector peers
Gross operating margin €32k €23k
better than 57% of 5763 sector peers
Staff costs €24k €33k
higher than 40% of 2600 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€655k
+10.2% 18-23
Net profit
€8k
- 18-23
Total assets
€107k
+7.5% 18-23
Equity
€-14k
+34.6% 18-23
Working capital
€-14k
+34.6% 18-23
Employees (FTE)
2
-10.0% 18-23
Staff costs
€24k
-53.0% 18-23
Income taxes
€1k
- 18-23
Show 9 other metrics
Debt
€122k
-0.1% 18-23
Debt ≤ 1y
€122k
-0.1% 18-23
Current ratio
0.88
+7.7% 18-23
Quick ratio
0.04
+41.1% 18-23
Solvency
-13.5%
+39.2% 18-23
Debt / equity
-8.42
-52.8% 18-23
ROE
-53.0%
- 18-23
ROA
7.1%
- 18-23
Net margin
1.2%
- 18-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue€655k
EBITDA-
Net profit€8k
Cash flow-
Staff costs€24k
Income taxes-
Dividends-
Total assets€107k
Equity€-14k
Debt€122k
of which ≤ 1y€122k
of which > 1y-
Working capital€-14k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.88
Quick ratio0.04
Working capital ratio-13.5%
Solvency-13.5%
Debt / equity-8.42
Long-term debt ratio-
Interest coverage-
Gross margin5.0%
Net margin1.2%
ROA7.1%
ROE-53.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding44d
Inventory turnover6.08
Days inventory (DSI)60d
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€107k
Current assets 29/58€107k
Stocks & contracts in progress 3€102k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€107k
Equity 10/15€-14k
Contributions / capital 10/11€14k
Reserves 13€483
Accumulated profits (losses) 14€-29k
Amounts payable 17/49€122k
Amounts payable within one year 42/48€122k
Trade debts payable within one year 44€74k
Income statement
Turnover 70€655k
Gross operating margin 9900€32k
Operating result 9901€8k
Financial charges 65€303
Result before taxes 9903€8k
Net result for the period 9904€8k
Result to be appropriated 9905€8k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 4 directors
Current directors & mandates
  • Ayaan Muhammad
    Director
    State Gazette act 25113101 (08-09-2025)
    Current
    08-09-2025 → present
  • NAJIMIDING Xinifu
    Director
    State Gazette act 25103068 (13-08-2025)
    Current
    01-04-2025 → present
Former directors (2)
  • Najimiding Xirifu
    Director
    State Gazette act 25113101 (08-09-2025)
    Former
    - → 08-09-2025
  • Ahmed Shabbir
    Director
    State Gazette act 25103068 (13-08-2025)
    Former
    - → 13-08-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Directors & mandates1 person
Role Name Tenure Source
Curator CLAIRE VAN DE VELDE
AVENUE DE FRE 229, 1180 UCCLE
 20-04-2026 → present Belgian State Gazette
Legal Structure
NACE primary Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen(47110)
Legal form Private limited company (pre-2019)(015)
Incorporation03-08-2011
StatusActive
Postal code-
First BS signal 27-04-2026
Latest BS signal 27-04-2026
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21305B0209/00W019 Brussels 74 m² 1 · 76 m² 16.5 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 15 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
27-04-2026
Bankruptcy Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL GOLDEN KASHMIR RUE BROGNIEZ 99, 1070 ANDERLECHT · event 20-04-2026
2025
08-09-2025
State Gazette act Director changes
13-08-2025
State Gazette act Registered-office change
2024
25-09-2024
State Gazette act Registered-office change
26-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
24-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
29-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
23-05-2022
State Gazette act Capital & shares
2021
30-09-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
17-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
14-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
24-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
30-10-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
04-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2014
29-08-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
Lifecycle & Insolvency Signals1 events
27-04-2026
Bankruptcy Opening
Date: 20-04-2026 · Tribunal de l’entreprise francophone de Bruxelles · SRL GOLDEN KASHMIR RUE BROGNIEZ 99, 1070 ANDERLECHT · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262026-04-27 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts
Capital history · 1
23-05-2022
Capital change
Address history · 2
13-08-2025
Registered-office move
25-09-2024
Registered-office move
All acts · 4 updated 11 months ago
2025
08-09-2025 1 director appointed, 1 resigning Director changes
  • Ayaan Muhammad, Bestuurder
  • Najimiding Xirifu, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Najimiding Xirifu",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Monsieur Najimiding Xirifu d\u00E9missionne de sa fonction d\u0027administrateur de la soci\u00E9t\u00E9 Golden Kashmir.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Ayaan Muhammad",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Monsieur Ayaan Muhammad, est nomm\u00E9e administrateur g\u00E9n\u00E9ral de la soci\u00E9t\u00E9 Golden Kashmir.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Le si\u00E8ge social est transf\u00E9r\u00E9 \u00E0 l\u0027adresse suivante: Rue Brogniez 99, 1070 Anderlecht. Les actifs et les passifs de la soci\u00E9t\u00E9 sont repris par le nouvel administrateur. L\u0027ancien administrateur n\u0027est plus responsable des obligations financi\u00E8res, administratives et juridiques. Le nouvel administrateur ",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-09-08",
    "filing_date": "2025-09-01",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2025-08-01",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0838.306.959",
    "name_full": "Golden Kashmir",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Ayaan Muhammad",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
13-08-2025 Registered office moved to Anderlecht Registered-office change
  • Rue Brogniez, 62 à 1070 Anderelcht
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Rue Brogniez, 62 \u00E0 1070 Anderelcht",
        "city": "Anderlecht",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Rue Brogniez",
        "country": "BE",
        "postcode": "1070",
        "box_number": null,
        "street_number": "62",
        "locality_suffix": null
      },
      "old_address": null,
      "effective_date": null,
      "evidence_quote": "le siege social de la soci\u00E9t\u00E9 est transf\u00E9r\u00E9 \u00E0 Rue Brogniez, 62 \u00E0 1070 Anderelcht.",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "inferred",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-08-13",
    "filing_date": "2025-08-06",
    "act_kind_objet": "D\u00E9mission-Nomination-Administrateur-Cession parts sociales-Transfert si\u00E8ge sociale"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2025-03-31",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0838.306.959",
    "name_full": "GOLDEN KASHMIR",
    "legal_form": "SARL"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad",
    "Annexes du Moniteur belge"
  ]
}
2024
25-09-2024 Registered office moved from Koekelberg to Bruxelles Registered-office change
  • Rue Jean Jacquet 3 à 1081 Koekelberg → Rue des Fabriques 48 à 1000 Bruxelles
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Rue des Fabriques 48 \u00E0 1000 Bruxelles",
        "city": "Bruxelles",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "des Fabriques",
        "country": "BE",
        "postcode": "1000",
        "box_number": null,
        "street_number": "48",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Rue Jean Jacquet 3 \u00E0 1081 Koekelberg",
        "city": "Koekelberg",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Jean Jacquet",
        "country": "BE",
        "postcode": "1081",
        "box_number": null,
        "street_number": "3",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "le siege social de la soci\u00E9t\u00E9 est transf\u00E9r\u00E9 \u00E0 Rue des Fabriques 48 \u00E0 1000 Bruxelles.",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "not_specified",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-09-25",
    "filing_date": "2024-09-17",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2023-10-01",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0838.306.959",
    "name_full": "GOLDEN KASHMIR",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Ahmed Shabbir",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [
    "Bijlagen"
  ]
}
2022
23-05-2022 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "AHMED Shabbir",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 10,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "RIAZ Rehana",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 10,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "NASIM Khan Muhammad",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 40,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "AHMED Shabbir",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 50,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "RIAZ Rehana",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 10,
          "contribution_amount_eur": null
        },
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "NASIM Khan Muhammad",
          "share_class": null,
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 40,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2022-05-23",
    "filing_date": "2022-05-16",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2022-03-10",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2022-03-10"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0838.306.959",
    "name_full": "GOLDEN KASHMIR",
    "legal_form": "Soci\u00E9t\u00E9 responsabilit\u00E9 limit\u00E9e",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "AHMED Shabbir",
      "role": "aandeelhouder",
      "n_shares": 50,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "RIAZ Rehana",
      "role": "aandeelhouder",
      "n_shares": 10,
      "share_class": null
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "NASIM Khan Muhammad",
      "role": "aandeelhouder",
      "n_shares": 40,
      "share_class": null
    }
  ],
  "share_classes_after": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112
Primary activity highlighted.
Names & trade names
Legal nameFR GOLDEN KASHMIR
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 1,663 of 10,431 companies in this sector with filed accounts
JOGIA BUSINESS BE 0662.809.908 · Gent
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OKII BE 0799.751.934 · Liège
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative