GOLDBACH SOLUTIONS
ActiveGOLDBACH SOLUTIONS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €107k and a net result of €99k. Equity is growing by ~37% per year across the filed fiscal years. Its solvency ranks better than 28% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency62▼-32
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.82 against 5.98 in 2023; short-term debt: 18.1% and cash: 69.6% of total assets), but 62.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-07-2025, 8 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
8 d early
2023
47 d early
2022
41 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€107k▼ 19.7%
2023 · €133k
2022: €28k
2023: €133k
2022 → 2024
Total assets
€286k▲ 48.3%
2023 · €193k
2022: €53k
2023: €193k
2022 → 2024
Net result
€99k▼ 6.3%
2023 · €105k
2022: €25k
2023: €105k
2022 → 2024
Working capital
€199k▲ 62.6%
2023 · €122k
2022: €27k
2023: €122k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€28k-€133k▲ 380%€107k▼ 19.7%
Operating result€32k-€137k▲ 336%€129k▼ 6.4%
Net result€25k-€105k▲ 326%€99k▼ 6.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 6% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €286k
Fixed assets
€36k▼ 22.7%
Current assets
€251k▲ 70.8%
Equity and liabilities €286k
Equity
€107k▼ 19.7%
Debt
€179k▲ 200%
The debt ratio rises from 31.0% to 62.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€141k▼
2023 · €149k
Cash flow
€111k▼
2023 · €117k
Solvency
37.4%▼
2023 · 69.0%
Current ratio
4.82▼
2023 · 5.98
Quick ratio
4.82▼
2023 · 5.98
Debt / equity
1.68▲
2023 · 0.45
ROE
92.3%▲
2023 · 79.2%
ROA
34.5%▼
2023 · 54.6%
Interest coverage
85.35▲
2023 · 81.58
Debt
€179k▲
2023 · €60k
Debt ≤ 1 year
€52k▲
2023 · €25k
Debt > 1 year
€127k▲
2023 · €35k
Income taxes
€28k▼
2023 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€193k€286k▲
Formation expenses20€0-
Fixed assets21/28€46k€36k▼
Tangible fixed assets22/27€46k€36k▼
Furniture and vehicles24€46k€36k▼
Current assets29/58€147k€251k▲
Amounts receivable within one year40/41€41k€46k▲
Trade receivables40€38k€46k▲
Other amounts receivable41€4k€240▼
Cash at bank and in hand54/58€103k€199k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€193k€286k▲
Equity10/15€133k€107k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€130k€104k▼
Amounts payable17/49€60k€179k▲
Amounts payable after more than one year17€35k€127k▲
Financial debts170/4€35k€127k▲
Amounts payable within one year42/48€25k€52k▲
Current portion of amounts payable after more than one year42€10k€11k▲
Trade debts44€685€4k▲
Suppliers440/4€685€4k▲
Taxes, remuneration and social security45€14k€38k▲
Taxes450/3€11k€35k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€0€141▲
Non-recurring operating charges66A€382€0▼
Gross operating margin9900€149k€141k▼
Operating profit (loss)9901€137k€129k▼
Financial income75/76B€13€0▼
Recurring financial income75€13€0▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€136k€127k▼
Income taxes67/77€30k€28k▼
Profit (loss) for the period9904€105k€99k▼
Profit (loss) for the period to be appropriated9905€105k€99k▼
Appropriation of the result
Profit (loss) to be appropriated9906€130k€229k▲
Profit (loss) brought forward from the previous period14P€25k€130k▲
Profit to be distributed694/7-€125k
Return on contributions (dividend)694-€125k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €105k ▲326%
Operating result €137k, net result €105k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.98
Current ratio from 2.11 to 5.98.
31-12
Financial
Equity above €100kEq €133k ▲380%
2 profitable years in a row build equity to €133k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijheidstraat 519300 AalstGround area
691 m²
Building footprint
167 m²
Volume, LiDAR
1,215 m³
Parcel 41302C1107/00X007, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GOLDBACH SOLUTIONS
since 20222.333.013.316
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41302C1107/00X007 | Flanders | 691 m² | 1 · 167 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,777. 6,960 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2022
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:joris.vandevoorde@gmail.com