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BL-IT

Active
Private limited companyfounded 20224 yrs activeMeiklokjeslaan 22, 1150 Sint-Pieters-Woluwe, BelgiumKBO/BCE: BE 0786.850.043
Summary

BL-IT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €121,162 and a net result of €117,318. Equity is growing by ~143.1% per year across the filed fiscal years. Its solvency ranks better than 46% of 20783 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency84▲+57
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 2.48 against 1.02 in 2023; short-term debt: 40.2% and cash: 40.4% of total assets), and 40.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
43 d early
2023
56 d early
2022
61 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 53 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

BL-IT was incorporated on 7 June 2022 as a Private limited company.1 Total assets rose from EUR 62,238 in 2022 to EUR 204,184 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€121,162▲ 3,052%
2023 · €3,844
Total assets
€204,184▲ 1.2%
2023 · €201,693
Net result
€117,318▲ 4.3%
2023 · €112,478
Working capital
€121,101▲ 3,826%
2023 · €3,084
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€39,261-€143,420▲ 265%€147,673▲ 3.0%
Net result€31,266within the sector's middle half-€112,478above the sector's middle half▲ 260%€117,318above the sector's middle half▲ 4.3%
Equity€31,366within the sector's middle half-€3,844below the sector's middle half▼ 87.7%€121,162within the sector's middle half▲ 3,052%
Total assets€62,238below the sector's middle half-€201,693within the sector's middle half▲ 224%€204,184within the sector's middle half▲ 1.2%
Debt€30,871-€197,849▲ 541%€83,022▼ 58.0%
Working capital€41,366-€3,084▼ 92.5%€121,101▲ 3,826%
Solvency50.4%within the sector's middle half-1.9%below the sector's middle half▼ 48.5pp59.3%within the sector's middle half▲ 57.4pp
above within below the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2022: €39,261€39,261Net result 2022: €31,266€31,266Operating result 2023: €143,420€143,420Net result 2023: €112,478€112,478Operating result 2024: €147,673€147,673Net result 2024: €117,318€117,318202220232024€0€50,000€100,000€150,000Operating result 2022: €39,261€39,300Net result 2022: €31,266€31,300Operating result 2023: €143,420€143,000Net result 2023: €112,478€112,000Operating result 2024: €147,673€148,000Net result 2024: €117,318€117,000202220232024
The operating result has risen two years in a row; 2024 is 3% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €204,184
Fixed assets €1,060 ▼ 39.7%
Current assets €203,124 ▲ 1.6%
Equity and liabilities €204,184
Equity €121,162 ▲ 3,052%
Debt €83,022 ▼ 58.0%
Debt's share of the balance-sheet total falls from 98.1% to 40.7%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€148,372▲
2023 · €143,758
Cash flow
€118,017▲
2023 · €112,816
Current ratio
2.48▲
2023 · 1.02
Debt to equity
0.69▼
2023 · 51.47
ROE
96.8%
ROA
57.5%▲
2023 · 55.8%
Interest coverage
2536.28▼
2023 · 2662.19
Debt ≤ 1 year
€82,022▼
2023 · €196,849
Debt > 1 year
€1,000=
2023 · €1,000
Income taxes
€32,853▲
2023 · €31,292
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet Code20232024
Assets
Total assets20/58€201,693€204,184▲
Fixed assets21/28€1,760€1,060▼
Tangible fixed assets22/27€1,760€1,060▼
Furniture and vehicles24€1,760€1,060▼
Current assets29/58€199,933€203,124▲
Amounts receivable within one year40/41€21,969€18,889▼
Trade receivables40€21,969€18,889▼
Current investments50/53€100,000€100,000=
Cash at bank and in hand54/58€77,133€82,536▲
Deferred charges and accrued income490/1€831€1,698▲
Equity and liabilities
Total equity and liabilities10/49€201,693€204,184▲
Equity10/15€3,844€121,162▲
Contributions10/11€100€100=
Capital10€100€100=
Issued capital100€100€100=
Profit (loss) carried forward14€3,744€121,062▲
Amounts payable17/49€197,849€83,022▼
Amounts payable after more than one year17€1,000€1,000=
Other amounts payable178/9€1,000€1,000=
Amounts payable within one year42/48€196,849€82,022▼
Trade debts44€1,449€985▼
Suppliers440/4€1,449€985▼
Taxes, remuneration and social security45€51,587€75,101▲
Taxes450/3€51,587€75,101▲
Other amounts payable47/48€143,812€5,936▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€339€699▲
Other operating charges640/8€384€387▲
Gross operating margin9900€144,143€148,760▲
Operating profit (loss)9901€143,420€147,673▲
Financial income75/76B€404€2,556▲
Recurring financial income75€404€2,556▲
Financial charges65/66B€54€59▲
Recurring financial charges65€54€59▲
Profit (loss) for the period before taxes9903€143,769€150,170▲
Income taxes67/77€31,292€32,853▲
Profit (loss) for the period9904€112,478€117,318▲
Profit (loss) for the period to be appropriated9905€112,478€117,318▲
Appropriation of the result
Profit (loss) to be appropriated9906€143,744€121,062▼
Profit (loss) brought forward from the previous period14P€31,266€3,744▼
Profit to be distributed694/7€140,000-
Return on contributions (dividend)694€140,000-

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,083€339€699▲ 107%
Other operating charges640/8€348€384€387▲ 0.8%
Gross operating margin9900€40,691€144,143€148,760▲ 3.2%
Operating profit (loss)9901€39,261€143,420€147,673▲ 3.0%
Financial income75/76B-€404€2,556▲ 533%
Recurring financial income75-€404€2,556▲ 533%
Financial charges65/66B€11€54€59▲ 8.3%
Recurring financial charges65€11€54€59▲ 8.3%
Profit (loss) for the period before taxes9903€39,250€143,769€150,170▲ 4.5%
Income taxes67/77€7,984€31,292€32,853▲ 5.0%
Profit (loss) for the period9904€31,266€112,478€117,318▲ 4.3%
Profit (loss) for the period to be appropriated9905€31,266€112,478€117,318▲ 4.3%
Line202220232024Change
Assets
Total assets20/58€62,238€201,693€204,184▲ 1.2%
Fixed assets21/28-€1,760€1,060▼ 39.7%
Tangible fixed assets22/27-€1,760€1,060▼ 39.7%
Furniture and vehicles24-€1,760€1,060▼ 39.7%
Current assets29/58€62,238€199,933€203,124▲ 1.6%
Amounts receivable within one year40/41€22,332€21,969€18,889▼ 14.0%
Trade receivables40€22,332€21,969€18,889▼ 14.0%
Current investments50/53-€100,000€100,000=
Cash at bank and in hand54/58€39,555€77,133€82,536▲ 7.0%
Deferred charges and accrued income490/1€351€831€1,698▲ 104%
Equity and liabilities
Total equity and liabilities10/49€62,238€201,693€204,184▲ 1.2%
Equity10/15€31,366€3,844€121,162▲ 3,052%
Contributions10/11€100€100€100=
Capital10€100€100€100=
Issued capital100€100€100€100=
Profit (loss) carried forward14€31,266€3,744€121,062▲ 3,133%
Amounts payable17/49€30,871€197,849€83,022▼ 58.0%
Amounts payable after more than one year17€10,000€1,000€1,000=
Other amounts payable178/9€10,000€1,000€1,000=
Amounts payable within one year42/48€20,871€196,849€82,022▼ 58.3%
Trade debts44€47€1,449€985▼ 32.0%
Suppliers440/4€47€1,449€985▼ 32.0%
Taxes, remuneration and social security45€19,901€51,587€75,101▲ 45.6%
Taxes450/3€19,901€51,587€75,101▲ 45.6%
Other amounts payable47/48€923€143,812€5,936▼ 95.9%
Line202220232024Change
Profit (loss) for the period9904€31,266€112,478€117,318▲ 4.3%
+ Depreciation and write-downs630€1,083€339€699▲ 107%
Operating cash flow (approximation)€32,349€112,816€118,017▲ 4.6%
Investment in fixed assets (approximation)--€0-
Change in cash-€37,578€5,403▼ 85.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
18-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2022net €117,318 ▲4.3%
Operating result €147,673, net result €117,318, both a record.
31-12
Financial Liquidity doublescurrent ratio 2.48
Current ratio from 1.02 to 2.48; short-term debt falls from €196,849 to €82,022.
31-12
Financial Equity above €100,000Eq €121,162 ▲3,052%
3 profitable years in a row build equity to €121,162.
05-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,321 m²
Building footprint
415 m²
Volume, LiDAR
5,801 m³
Parcel 21684B0050/00W006, Brussels · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Meiklokjeslaan 22, 1150 Sint-Pieters-Woluwe
Retail trade
since 20222.332.610.369
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21684B0050/00W006 Brussels 1,320 m² 1 · 415 m² 17.5 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 16,911 companies in sector 62100 we hold annual accounts for 8,778. 6,926 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Contact
E-mail benjamin.leclerc@bl-it.be
E-mail benjamin.leclerc@me.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0786850043
Also 9925:BE0786850043
Registered 10-04-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.