GOEBLE
ActiveGOEBLE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-470k) and a net result of €128k. Equity is shrinking by ~42.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
13
/ 100
Critical▼ -22 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency33▲+33
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.31), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-201.3%
Return on assets
54.7%
Age of the figures
14 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 31510 sector peers (2025).
NBB · sector comparisonPosition among 31510 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
46 d early
2024
44 d early
2023
47 d early
2022
40 d early
2021
20 d early
2020
5 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-470k
2023 · €4k
2019: €44k
2020: €30k
2021: €23k
2022: €10k
2023: €4k
2019 → 2025
Total assets
€234k▼ 63.6%
2023 · €641k
2019: €670k
2020: €655k
2021: €641k
2022: €641k
2023: €641k
2019 → 2025
Net result
€128k
2023 · €-6k
2019: €-14k
2020: €-14k
2021: €-7k
2022: €-8k
2023: €-6k
2019 → 2025
Working capital
€-316k▼ 40.5%
2021 · €-225k
2019: €-120k
2020: €-168k
2021: €-225k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€30k-€23k▼ 22.7%€10k▼ 57.1%€4k▼ 57.2%€-470k
Operating result€-7k-€-1k▲ 80.7%€-1k▲ 11.3%€-2k▼ 96.2%€145k
Net result€-14k-€-7k▲ 51.3%€-8k▼ 20.4%€-6k▲ 30.5%€128k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €145k after a loss of €2k in 2023, the highest year so far.
Balance-sheet composition
Assets €234k
Fixed assets
€90k
Current assets
€143k
Key figures and ratios
EBITDA
€158k
Cash flow
€141k
Solvency
-201.3%▼
2023 · 0.7%
Current ratio
0.31
Quick ratio
0.18
Debt / equity
-1.50
ROE
-27.2%▲
2023 · -133.8%
ROA
54.7%▲
2023 · -0.9%
Interest coverage
8.91
Debt
€704k▲
2023 · €637k
Debt ≤ 1 year
€460k▲
2023 · €318k
Debt > 1 year
€244k▼
2023 · €318k
Income taxes
€0
Staff costs
€78
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€641k€234k▼
Fixed assets21/28€641k€90k▼
Tangible fixed assets22/27-€88k
Land and buildings22-€84k
Plant, machinery and equipment23-€4k
Furniture and vehicles24-€609
Financial fixed assets28€641k€2k▼
Current assets29/58-€143k
Stocks and contracts in progress3-€60k
Stocks30/36-€60k
Amounts receivable within one year40/41-€69k
Trade receivables40-€67k
Other amounts receivable41-€2k
Cash at bank and in hand54/58-€13k
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€641k€234k▼
Equity10/15€4k€-470k▼
Contributions10/11€19k€19k=
Reserves13€2k-
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Profit (loss) carried forward14€-16k€-489k▼
Amounts payable17/49€637k€704k▲
Amounts payable after more than one year17€318k€244k▼
Financial debts170/4€318k€244k▼
Amounts payable within one year42/48€318k€460k▲
Current portion of amounts payable after more than one year42€44k€106k▲
Financial debts43-€45k
Credit institutions430/8-€45k
Trade debts44€241€139k▲
Suppliers440/4€241€139k▲
Advances received on contracts in progress46€93k€0▼
Taxes, remuneration and social security45€114€11k▲
Taxes450/3€114€9k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€180k€158k▼
Income statement
Code20232025
Non-recurring operating income76A-€98k
Remuneration, social security and pensions62-€78
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€13k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€5k
Other operating charges640/8€452€9k▲
Non-recurring operating charges66A-€0
Gross operating margin9900€-2k€172k▲
Operating profit (loss)9901€-2k€145k▲
Financial income75/76B-€240
Recurring financial income75-€240
Financial charges65/66B€3k€18k▲
Recurring financial charges65€3k€18k▲
Profit (loss) for the period before taxes9903€-6k€128k▲
Income taxes67/77-€0
Profit (loss) for the period9904€-6k€128k▲
Profit (loss) for the period to be appropriated9905€-6k€128k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-489k▼
Profit (loss) brought forward from the previous period14P€-10k€-616k▼
Transfer from equity791/2-€0
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €128k
Net result €128k after 5 loss-making years.
2024
18-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
11-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
Mitchell Munters
CurrentDirector · since 01-02-2024
01-02-2024
Appointed as Director
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Thiewinkelstraat 1223560 LummenGround area
4,631 m²
Building footprint
670 m²
Volume, LiDAR
3,478 m³
2 parcels, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Goeble
since 20162.251.394.942
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71542D2170/00W000 | Flanders | 2,332 m² | 1 · 116 m² | 8.6 m · 2 fl. |
| 71024A0242/00C000 | Flanders | 2,298 m² | 1 · 553 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ENDOMUNDI
BE 0736.382.131
Ukkel · Eq €4k
MANAGEMENT A2
BE 1028.985.106
La Hulpe · Eq €4k
Jan Bikkembergs
BE 0832.145.281
Diepenbeek · Eq €4k
BART LEYTENS
BE 0669.696.809
Gent · Eq €4k
ALENOR
BE 1009.125.048
Flobecq · Eq €4k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 14,119 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-2016
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:roswitha.goeble@gmail.com