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GODASSUR

Active Risk: not assessed
Private limited company (pre-2019)founded 198244 yrs activeUdale 4, 9850 Deinze, BelgiumKBO/BCE: BE 0422.944.348
Summary

GODASSUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €150,247 and a net result of €5,954. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 2469 sector peers (fiscal year 2025). The company has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
28 d late
2023
8 d early
2022
22 d late
2021
61 d late
2020
145 d late
2019
16 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 12 July 1982, GODASSUR was incorporated.1 Total assets went from EUR 99,661 in 2018 to EUR 162,212 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€150,247▲ 4.1%
2024 · €144,293
Net result
€5,954▼ 55.0%
2024 · €13,226
Total assets
€162,212▲ 4.9%
2024 · €154,651
Solvency
92.6%▼ 0.7pp
2024 · 93.3%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€7,568▼ 23.9%€7,699▲ 1.7%€13,041▲ 69.4%€21,523▲ 65.0%€10,861▼ 49.5%
Net result€7,219within the sector's middle half▲ 33.4%€4,133within the sector's middle half▼ 42.7%€7,726within the sector's middle half▲ 86.9%€13,226within the sector's middle half▲ 71.2%€5,954within the sector's middle half▼ 55.0%
Equity€119,208within the sector's middle half▲ 6.4%€123,341within the sector's middle half▲ 3.5%€131,067within the sector's middle half▲ 6.3%€144,293within the sector's middle half▲ 10.1%€150,247within the sector's middle half▲ 4.1%
Total assets€131,465below the sector's middle half▼ 4.2%€125,489below the sector's middle half▼ 4.5%€136,585within the sector's middle half▲ 8.8%€154,651within the sector's middle half▲ 13.2%€162,212within the sector's middle half▲ 4.9%
Debt€12,016▼ 51.9%€1,907▼ 84.1%€5,278▲ 177%€10,117▲ 91.7%€11,724▲ 15.9%
Working capital€111,894within the sector's middle half▲ 2.2%€109,849within the sector's middle half▼ 1.8%€116,106within the sector's middle half▲ 5.7%€122,442within the sector's middle half▲ 5.5%€78,981within the sector's middle half▼ 35.5%
Solvency90.7%above the sector's middle half▲ 9.1pp98.3%above the sector's middle half▲ 7.6pp96.0%above the sector's middle half▼ 2.3pp93.3%above the sector's middle half▼ 2.7pp92.6%above the sector's middle half▼ 0.7pp
Current ratio10.31above the sector's middle half▲ 4.9358.59above the sector's middle half▲ 48.2823.00above the sector's middle half▼ 35.6013.10above the sector's middle half▼ 9.907.74above the sector's middle half▼ 5.37
Return on assets (ROA)5.5%within the sector's middle half▲ 1.5pp3.3%within the sector's middle half▼ 2.2pp5.7%within the sector's middle half▲ 2.4pp8.6%within the sector's middle half▲ 2.9pp3.7%within the sector's middle half▼ 4.9pp
Staff (FTE)
above within below the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000Operating result 2021: €7,568€7,568Net result 2021: €7,219€7,219Operating result 2022: €7,699€7,699Net result 2022: €4,133€4,133Operating result 2023: €13,041€13,041Net result 2023: €7,726€7,726Operating result 2024: €21,523€21,523Net result 2024: €13,226€13,226Operating result 2025: €10,861€10,861Net result 2025: €5,954€5,95420212022202320242025€0€10,000€20,000Operating result 2023: €13,041€13,000Net result 2023: €7,726€7,730Operating result 2024: €21,523€21,500Net result 2024: €13,226€13,200Operating result 2025: €10,861€10,900Net result 2025: €5,954€5,950202320242025
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162,212
Fixed assets €71,507 ▲ 224%
Current assets €90,705 ▼ 31.6%
Equity and liabilities €162,212
Equity €150,247 ▲ 4.1%
Provisions €241 =
Debt €11,724 ▲ 15.9%
Debt's share of the balance-sheet total rises from 6.5% to 7.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
ROE
4.0%▼
2024 · 9.2%
Debt ≤ 1 year
€11,724▲
2024 · €10,117
Income taxes
€6,991▼
2024 · €8,374
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€154,651€162,212▲
Fixed assets21/28€22,092€71,507▲
Tangible fixed assets22/27€22,092€71,507▲
Plant, machinery and equipment23€18,671€15,392▼
Furniture and vehicles24€3,420€56,115▲
Current assets29/58€132,559€90,705▼
Amounts receivable within one year40/41€46€12,239▲
Other amounts receivable41€46€12,239▲
Current investments50/53€50,000€0▼
Cash at bank and in hand54/58€82,273€78,226▼
Deferred charges and accrued income490/1€240€240=
Equity and liabilities
Total equity and liabilities10/49€154,651€162,212▲
Equity10/15€144,293€150,247▲
Contributions10/11€18,592€18,592=
Reserves13€49,449€49,449=
Non-distributable reserves130/1€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859=
Distributable reserves133€47,589€47,589=
Profit (loss) carried forward14€76,252€82,207▲
Provisions and deferred taxes16€241€241=
Provisions for liabilities and charges160/5€241€241=
Pensions and similar obligations160€241€241=
Amounts payable17/49€10,117€11,724▲
Amounts payable within one year42/48€10,117€11,724▲
Taxes, remuneration and social security45€8,374€10,235▲
Taxes450/3€8,374€10,235▲
Other amounts payable47/48€1,743€1,489▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,092€17,861▲
Other operating charges640/8€204€210▲
Gross operating margin9900€24,820€28,932▲
Operating profit (loss)9901€21,523€10,861▼
Financial income75/76B€122€2,135▲
Recurring financial income75€122€2,135▲
Financial charges65/66B€46€51▲
Recurring financial charges65€46€51▲
Profit (loss) for the period before taxes9903€21,600€12,945▼
Income taxes67/77€8,374€6,991▼
Profit (loss) for the period9904€13,226€5,954▼
Profit (loss) for the period to be appropriated9905€13,226€5,954▼
Appropriation of the result
Profit (loss) to be appropriated9906€89,478€82,207▼
Profit (loss) brought forward from the previous period14P€76,252€76,252=
Transfer to equity691/2€13,226-
To other reserves6921€13,226-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€313€427----
Remuneration, social security and pensions62€4,722-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,019€1,810€2,390€3,092€17,861▲ 478%
Other operating charges640/8€355€484€1,367€204€210▲ 2.7%
Gross operating margin9900€13,665€9,992€16,799€24,820€28,932▲ 16.6%
Operating profit (loss)9901€7,568€7,699€13,041€21,523€10,861▼ 49.5%
Financial income75/76B€446€30€31€122€2,135▲ 1,648%
Recurring financial income75€446€30€31€122€2,135▲ 1,648%
Financial charges65/66B€402€427€130€46€51▲ 11.6%
Recurring financial charges65€402€427€130€46€51▲ 11.6%
Profit (loss) for the period before taxes9903€7,612€7,301€12,942€21,600€12,945▼ 40.1%
Income taxes67/77€392€3,168€5,216€8,374€6,991▼ 16.5%
Profit (loss) for the period9904€7,219€4,133€7,726€13,226€5,954▼ 55.0%
Profit (loss) for the period to be appropriated9905€7,219€4,133€7,726€13,226€5,954▼ 55.0%
Line20212022202320242025Change
Assets
Total assets20/58€131,465€125,489€136,585€154,651€162,212▲ 4.9%
Fixed assets21/28€7,555€13,733€15,201€22,092€71,507▲ 224%
Tangible fixed assets22/27€7,555€13,733€15,201€22,092€71,507▲ 224%
Plant, machinery and equipment23€7,555€13,733€15,201€18,671€15,392▼ 17.6%
Furniture and vehicles24---€3,420€56,115▲ 1,541%
Current assets29/58€123,910€111,756€121,384€132,559€90,705▼ 31.6%
Amounts receivable within one year40/41€218€637-€46€12,239▲ 26,716%
Other amounts receivable41€218€637-€46€12,239▲ 26,716%
Current investments50/53---€50,000€0▼ 100%
Cash at bank and in hand54/58€123,692€111,119€121,384€82,273€78,226▼ 4.9%
Deferred charges and accrued income490/1---€240€240=
Equity and liabilities
Total equity and liabilities10/49€131,465€125,489€136,585€154,651€162,212▲ 4.9%
Equity10/15€119,208€123,341€131,067€144,293€150,247▲ 4.1%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Reserves13€24,364€28,497€36,222€49,449€49,449=
Non-distributable reserves130/1€1,859€1,859€1,859€1,859€1,859=
Reserves not available under the articles1311€1,859€1,859€1,859€1,859€1,859=
Distributable reserves133€22,505€26,638€34,363€47,589€47,589=
Profit (loss) carried forward14€76,252€76,252€76,252€76,252€82,207▲ 7.8%
Provisions and deferred taxes16€241€241€241€241€241=
Provisions for liabilities and charges160/5€241€241€241€241€241=
Pensions and similar obligations160€241€241€241€241€241=
Amounts payable17/49€12,016€1,907€5,278€10,117€11,724▲ 15.9%
Amounts payable within one year42/48€12,016€1,907€5,278€10,117€11,724▲ 15.9%
Financial debts43€517€522----
Credit institutions430/8€517€522----
Trade debts44€8,025€1,217€2,061---
Suppliers440/4€8,025€1,217€2,061---
Taxes, remuneration and social security45-€168€1,207€8,374€10,235▲ 22.2%
Taxes450/3-€168€1,207€8,374€10,235▲ 22.2%
Other amounts payable47/48€3,474€0€2,009€1,743€1,489▼ 14.6%
Line20212022202320242025Change
Profit (loss) for the period9904€7,219€4,133€7,726€13,226€5,954▼ 55.0%
+ Depreciation and write-downs630€1,019€1,810€2,390€3,092€17,861▲ 478%
Operating cash flow (approximation)€8,238€5,943€10,116€16,318€23,815▲ 45.9%
Investment in fixed assets (approximation)--€7,988-€3,859-€9,982-€67,276▼ 574%
Change in cash--€12,573€10,265-€39,110-€4,047▲ 89.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial Equity above €150,000Eq €150,247 ▲4.1%
7 profitable years in a row build equity to €150,247.
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Highest result since 2018net €13,226 ▲71.2%
Operating result €21,523, net result €13,226, both a record.
23-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial Liquidity times 6current ratio 58.59
Current ratio from 10.31 to 58.59; short-term debt falls from €12,016 to €1,907.
30-09
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
23-12
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 145 days late
2020
15-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial Back to profitnet €8,876
Net result €8,876 after one loss-making year.
31-12
Financial Equity above €100,000Eq €106,578 ▲11.3%
Equity rises from €95,716 to €106,578.
Show earlier events
29-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
07-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 129 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
3,848 m²
Building footprint
147 m²
Volume, LiDAR
756 m³
Parcel 44049D0083/00D000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Godassur
Udale 4, 9850 DeinzeInsurance agents and brokers
since 20222.327.036.631
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44049D0083/00D000 Flanders 3,848 m² 1 · 147 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,671 companies in sector 66220 we hold annual accounts for 3,220. 2,813 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded12-07-1982
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
69209Other tax advisory services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0422944348
Also 9925:BE0422944348
Registered 30-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.