Gobackup
ActiveThe annual accounts of Gobackup for fiscal year 2025 show a net loss of 91% of the equity at the start of that year. The 2025 annual accounts show equity of €5k and a net result of €-55k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 15% of 10331 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-55
Solvency28▼-32
Growth28▼-30
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.94 against 1.35 in 2024; short-term debt: 97% and cash: 5.8% of total assets), and 97% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3%
Return on assets
-31.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 10331 sector peers (2025).
NBB · sector comparisonPosition among 10331 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
29 d late
2023
43 d late
2022
31 d late
2021
77 d late
2020
89 d late
2019
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€50k▼ 34.3%
2022 · €76k
2018: €63k
2019: €95k
2020: €100k
2021: €65k
2022: €76k
2018 → 2023
EBIT margin
17.8%▼ 30.4pp
2022 · 48.3%
2018: -84.0%
2019: 8.2%
2020: 3.3%
2021: 10.6%
2022: 48.3%
2018 → 2023
Net result
€-55k
2024 · €16k
2018: €-55k
2019: €5k
2020: €942
2021: €2k
2022: €30k
2023: €-639
2024: €16k
2018 → 2025
Working capital
€-10k
2024 · €39k
2018: €-45k
2019: €-35k
2020: €-29k
2021: €-34k
2022: €-756
2023: €16k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€65k-€76k▲ 16.5%€50k▼ 34.3%
Equity€15k-€45k▲ 198%€44k▼ 1.4%€61k▲ 36.5%€5k▼ 91.3%
Operating result€7k-€36k▲ 431%€9k▼ 75.7%€28k▲ 213%€-13k
Net result€2k-€30k▲ 1,586%€-639€16k€-55k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €28k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€16k▼ 28.2%
Current assets
€160k▲ 7.6%
Equity and liabilities €176k
Equity
€5k▼ 91.3%
Debt
€171k▲ 55.0%
The debt ratio rises from 64.5% to 97.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-7k▼
2024 · €33k
Cash flow
€-49k▼
2024 · €22k
Solvency
3.0%▼
2024 · 35.5%
Current ratio
0.94▼
2024 · 1.35
Quick ratio
0.94▼
2024 · 1.35
Debt / equity
32.45▲
2024 · 1.82
ROA
-31.4%▼
2024 · 9.5%
Interest coverage
-0.36▼
2024 · 2.87
Debt
€171k▲
2024 · €110k
Debt ≤ 1 year
€171k▲
2024 · €110k
Staff costs
€17k▼
2024 · €26k
A ratio outside any meaningful range has been withheld (balance sheet total €176k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€171k€176k▲
Fixed assets21/28€22k€16k▼
Tangible fixed assets22/27€17k€11k▼
Land and buildings22€16k€11k▼
Furniture and vehicles24€755€0▼
Financial fixed assets28€5k€5k=
Current assets29/58€149k€160k▲
Amounts receivable within one year40/41€127k€150k▲
Trade receivables40€127k€150k▲
Other amounts receivable41€20€305▲
Cash at bank and in hand54/58€22k€10k▼
Deferred charges and accrued income490/1€0€153▲
Equity and liabilities
Total equity and liabilities10/49€171k€176k▲
Equity10/15€61k€5k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-3k€-59k▼
Amounts payable17/49€110k€171k▲
Amounts payable within one year42/48€110k€171k▲
Financial debts43€0€11k▲
Credit institutions430/8€0€11k▲
Trade debts44€96k€92k▼
Suppliers440/4€96k€92k▼
Bills of exchange payable441€0-
Taxes, remuneration and social security45€7k€14k▲
Taxes450/3€987€2k▲
Remuneration and social security454/9€6k€12k▲
Other amounts payable47/48€7k€54k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Remuneration, social security and pensions62€26k€17k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€3k€1k▼
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€64k€11k▼
Operating profit (loss)9901€28k€-13k▼
Financial income75/76B€5€101▲
Recurring financial income75€5€101▲
Financial charges65/66B€12k€42k▲
Recurring financial charges65€12k€19k▲
Non-recurring financial charges66B-€23k
Profit (loss) for the period before taxes9903€16k€-55k▼
Income taxes67/77€0-
Profit (loss) for the period9904€16k€-55k▼
Profit (loss) for the period to be appropriated9905€16k€-55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-59k▼
Profit (loss) brought forward from the previous period14P€-20k€-3k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-55k ▼442%
Net result drops to €-55k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
12-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 43 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €30k ▲1586%
Operating result €36k, net result €30k, both a record.
16-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 77 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 89 days late
2020
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 4 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 10 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brugmannlaan 5071180 UkkelGround area
309 m²
Building footprint
131 m²
Volume, LiDAR
2,007 m³
Parcel 21016B0058/00M002, Brussels · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Brugmannlaan 507, 1180 Ukkel
since 20072.161.823.558
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0058/00M002 | Brussels | 309 m² | 1 · 131 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,227 companies in sector 47400 we hold annual accounts for 1,806. 671 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-04-2007
Fiscal year end31-12
Activities, NACEBEL
47400Retail sale of information and communication equipment
47410Retail trade
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
72100
58290Other software publishing
62010Computer programming, consultancy and related activities
62020IT consultancy
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
72210
72220
72300
72400
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.