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TECHLOGIC

Active Private limited companyfounded 2006active for 20 yearsTerwouwenstraat 132, 3800 Sint-TruidenKBO/BCE: BE 0884.873.293

Lifetime

18 annual accounts with figures on one time axis
peak €39,086 (2023)
€13,652▲ 51.1%
lowest -€41,369 (2010)
€12,328▲ 276%
peak €55,161 (2025)
€55,161▲ 28.8%
€56,571▲ 822%
Board1 name since 2022
1 directorSWINNEN Sven
Documentsfilings and deeds
17-12-202545 days before the deadline
2025micro format
Gross margin from €9,037 to €13,652Result from €3,277 to €12,328Equity from €42,833 to €55,161Debts from €6,137 to €56,571Investments €6,398Cash from €2,502 to €30,544

Key points

from the 2025 annual accounts

Equity

€55,161 ▲ 28.8%

TECHLOGIC has made a profit without a break since 2017.

Turnover

≈ €92,000 estimated

The micro format states no turnover.

Debts

€56,571 ▲ 822%
Suppliers
+43,507
Other debts
+1,911
The rest
+5,016

Debts rose by €50,433 in 2025.

Investments

€6,398 2.2 × depreciation
2022202320242025

Green is investment, beige is depreciation. Machinery stands 225.3% higher than in 2024.

Liquidity

1.83 was 7.18 in 2024

Short-term debts rose from €6,137 to €56,571.

Filings

18 annual accounts since 2008
deadline2010201520202025

The last five annual accounts were filed 2 to 49 days before the end of the period.

Checked score

96
Excellent
Financially stronger than 71% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.3%▲ +0.2 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025highest value 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.1%▼ -0.2 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

74-26equity 49.4% of total assets
59+4short-term debt 50.6% · cash 27.3%
83+6return on assets 11.0%

Score breakdown

raises risk
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 1.83, cash €30,544
Founded in 2006
Equity €55,161 (49.4% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 64% of them on solvency, 65% on liquidity, 76% on profitability and 79% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as TECHLOGIC has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of TECHLOGIC itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for TECHLOGIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.83 (7.18 in 2024), above the usual 1.5. Short-term debt is 50.6% and cash 27.3% of total assets. However, 50.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.83, cash €30,544
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Equity €55,161 (49.4% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-12-2025, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 days early
2024
43 days early
2023
2 days early
2022
48 days early
2021
49 days early
2020
48 days early
2019
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 17 December (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

SS
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0884873293
Reappointment: SWINNEN Sven (director) “Informaticabeheer; ICT gerelateerde activiteiten; Analyseren, opzetten, testen en valideren van…” (deed in Dutch) · General meeting of 05-09-2022 · Gazette deed
First establishment Terwouwenstraat 132, Sint-Truiden
Incorporation published on 20-11-2006 · Gazette deed
All 29 events

Comparable companies

same main activity, similar in size and age
Company
TECHLOGIC Sint-Truiden €111,732 €13,652 49.4% -
WebJaseur Ottignies-Louvain-la-Neuve €120,137 €17,022 82.5% -
Wetzels-Tech Eupen €96,939 €11,809 57.9% -
BERGER ELEKTRONICA As €119,340 €12,122 97.3% -
LEXTUNDO Gingelom €138,765 €14,885 85.2% -
KHCS Lanaken €127,861 €20,246 35.5% -
CoBrAflex Lommel €114,943 €17,730 14.6% -

These companies have the same main activity as TECHLOGIC: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €96,900 and €139,000, founded between 2005 and 2010.

Official details

Source: KBO
Status
Active since 09-11-2006Normal situation
Activity
Retail sale of information and communication equipmentNACE 47400and 3 others
Establishment unit
2.157.756.3873800 Sint-Truiden, since 01-12-2006
Financial year end
30 June
Peppol
Reachable since 13-08-2025
Company details

Annual accounts to 30-06-2025

€111,732▲ 128%
Filing
Filed on 17-12-2025, 45 days before the end of the filing period
Financials

Insights on TECHLOGIC

TECHLOGIC files the micro format. That format states no turnover. The gross margin rose from €7,398 in 2008 to €13,652 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about TECHLOGIC

What is the company number of TECHLOGIC?
The company number of TECHLOGIC is 0884.873.293. The VAT number is the same number with BE in front: BE 0884.873.293.
Where is TECHLOGIC based?
The registered office is at Terwouwenstraat 132, 3800 Sint-Truiden.Company details
What does TECHLOGIC do?
According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
What is the legal form of TECHLOGIC?
TECHLOGIC is a private limited company (BV).
When was TECHLOGIC founded?
TECHLOGIC was founded on 09-11-2006.
Is TECHLOGIC still active?
Yes, TECHLOGIC is an active enterprise in the KBO register.
What is the turnover of TECHLOGIC?
The turnover in financial year 2025 is ≈ €92,000. This figure is estimated from the gross margin of €13,652 and 37 comparable companies (NACE 47400). It probably lies between €54,000 and €170,000. It is a rough estimate.Financials
Is TECHLOGIC profitable?
In financial year 2025, TECHLOGIC made a profit of €12,328.
Where can I find the annual accounts of TECHLOGIC?
TECHLOGIC filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TECHLOGIC due?
TECHLOGIC must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

Next steps

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