GO RETAIL
ActiveGO RETAIL has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 4137 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-14
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 20.26 against 27.29 in 2024; short-term debt: 4.9% and cash: 5.2% of total assets), and 4.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.1%
Return on assets
-18%
Age of the figures
10 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 12-07-2026, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
59 d early
2023
3 d early
2022
44 d early
2021
1 d early
2020
14 d early
2019
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-11-2026 close30-06-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-3k▼ 279%
2024 · €-798
2018: €-23k
2019: €-6k
2020: €-26k
2021: €62k
2022: €2k
2023: €-1k
2024: €-798
2018 → 2025
Working capital
€16k▼ 15.9%
2024 · €19k
2018: €-35k
2019: €-42k
2020: €-67k
2021: €18k
2022: €21k
2023: €20k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€21k▲ 9.8%€20k▼ 6.6%€19k▼ 4.0%€16k▼ 15.9%
Operating result€-10k-€2k€-1k€-796▲ 42.3%€-3k▼ 259%
Net result€62k-€2k▼ 97.0%€-1k€-798▲ 42.6%€-3k▼ 279%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €796 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €17k
Equity
€16k▼ 15.9%
Debt
€828▲ 14.8%
The debt ratio rises from 3.7% to 4.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-3k▼
2024 · €-699
Cash flow
€-3k▼
2024 · €-701
Solvency
95.1%▼
2024 · 96.3%
Current ratio
20.26▼
2024 · 27.29
Quick ratio
20.26▼
2024 · 27.29
Debt / equity
0.05▲
2024 · 0.04
ROE
-18.9%▼
2024 · -4.2%
ROA
-18.0%▼
2024 · -4.1%
Interest coverage
-17.86▲
2024 · -635.85
Debt
€828▲
2024 · €722
Debt ≤ 1 year
€828▲
2024 · €722
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20k€17k▼
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Plant, machinery and equipment23€0-
Current assets29/58€20k€17k▼
Amounts receivable within one year40/41€19k€16k▼
Trade receivables40€19k€15k▼
Other amounts receivable41€271€788▲
Cash at bank and in hand54/58€421€866▲
Deferred charges and accrued income490/1-€38
Equity and liabilities
Total equity and liabilities10/49€20k€17k▼
Equity10/15€19k€16k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Profit (loss) carried forward14€-46k€-49k▼
Amounts payable17/49€722€828▲
Amounts payable within one year42/48€722€828▲
Trade debts44€722€828▲
Suppliers440/4€722€828▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€97€0▼
Other operating charges640/8€387€400▲
Gross operating margin9900€-312€-2k▼
Operating profit (loss)9901€-796€-3k▼
Financial charges65/66B€1€160▲
Recurring financial charges65€1€160▲
Profit (loss) for the period before taxes9903€-798€-3k▼
Profit (loss) for the period9904€-798€-3k▼
Profit (loss) for the period to be appropriated9905€-798€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-46k€-49k▼
Profit (loss) brought forward from the previous period14P€-45k€-46k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 12 days late
2025
02-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-11
Financial
Liquidity times 28current ratio 52.17
Current ratio from 1.83 to 52.17; short-term debt falls from €25k to €384.
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-11
Financial
Back to profitnet €62k
Net result €62k after 3 loss-making years.
30-11
Financial
Liquidity times 5current ratio 1.62
Current ratio from 0.34 to 1.62; short-term debt falls from €101k to €30k.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-11
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Chêne Saint-Jean 96041 CharleroiGround area
1,115 m²
Building footprint
1,134 m²
Volume, LiDAR
5,783 m³
Parcel 52028B0393/00T004, Wallonia · tallest building 5.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MANGO
since 20152.243.314.149
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52028B0393/00T004 | Wallonia | 1,115 m² | 1 · 1,134 m² | 5.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 411 companies in sector 47722 we hold annual accounts for 165. 89 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-06-2015
Fiscal year end30-11
Activities, NACEBEL
47722Retail trade
47713Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47721Retail sale of footwear
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.