Debts
Of this, €12,248 falls due within a year.
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Of this, €12,248 falls due within a year.
The last five annual accounts were filed 0 to 24 days before the end of the period.
Less equity than 91% of companies in specialised construction. Sector median €74,143 · 1,083 companies.
In July 2024, 2,153 companies had the same profile as GNM has now. Each dot stands for 6 companies, two years later.
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for GNM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
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| Company | ||||
|---|---|---|---|---|
| GNM Oudsbergen | €12,400 | €4,988 | 0.7% | - |
| BATIOR Sint-Gillis (bij-Brussel) | €25,762 | €5,909 | 98.4% | - |
| CIOCAN & CONSTRUCT Haaltert | €12,794 | €3,697 | 63.2% | - |
| BR Antwerp | €20,733 | €2,661 | 30.6% | - |
| A9 Intérieur Kraainem | €19,637 | €3,182 | 46.8% | - |
| Haesendonckx & Co Leopoldsburg | €29,090 | €8,386 | 43.4% | - |
| CCD BETONVLOEREN Ninove | €27,726 | €6,398 | 90.0% | - |
These companies have the same main activity as GNM: screed work (NACE 43422). They are comparable in size and age: total assets between €12,800 and €29,100, founded between 2013 and 2020.
GNM files the micro format. That format states no turnover. The gross margin fell from €104,565 in 2018 to €4,988 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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