BATIOR
ActiveSummary
The computed 12-month bankruptcy probability of BATIOR is 2.1% (moderate). The 2025 annual accounts show equity of €25k and a net result of €-7k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 7838 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability50▼-31
Solvency100▲+5
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 22.68 against 2.55 in 2024; short-term debt: 1.6% and cash: 1.6% of total assets), and 1.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.4%
Return on assets
-26.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
25 d early
2024
54 d late
2023
28 d late
2022
22 d early
2021
18 d early
2020
86 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€25k▼ 21.1%
2024 · €32k
Total assets
€26k▼ 43.7%
2024 · €46k
Net result
€-7k
2024 · €5k
Working capital
€9k▼ 58.8%
2024 · €21k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-6k▲ 11.6%€-7k▼ 21.7%€5k€5k▲ 3.1%€-5k
Net result€-7k▼ 10.4%€-7k▲ 3.8%€4k€5k▲ 28.0%€-7k
Equity€31k▲ 1.5%€24k▼ 22.9%€28k▲ 14.6%€32k▲ 16.3%€25k▼ 21.1%
Total assets€38k▲ 24.3%€28k▼ 26.3%€29k▲ 2.6%€46k▲ 57.4%€26k▼ 43.7%
Debt€7k▲ 6,738%€4k▼ 41.2%€1k▼ 66.2%€14k▲ 855%€400▼ 97.1%
Working capital€22k▼ 25.1%€18k▼ 17.7%€23k▲ 25.8%€21k▼ 6.8%€9k▼ 58.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€17k ▲ 50.8%
Current assets
€9k ▼ 73.8%
Equity and liabilities €26k
Equity
€25k ▼ 21.1%
Debt
€400 ▼ 97.1%
Debt's share of the balance-sheet total falls from 29.7% to 1.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €7k
Cash flow
€-409▼
2024 · €7k
Current ratio
22.68▲
2024 · 2.55
Debt to equity
0.02▼
2024 · 0.42
ROE
-26.7%▼
2024 · 14.0%
ROA
-26.3%▼
2024 · 9.9%
Interest coverage
12.12▼
2024 · 50.39
Debt ≤ 1 year
€400▼
2024 · €14k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €805 | €3k | €2k | €3k | €6k | ▲ 134% |
| Other operating charges640/8 | €964 | €646 | €651 | €594 | €883 | ▲ 48.7% |
| Non-recurring operating charges66A | - | - | - | - | €4k | - |
| Gross operating margin9900 | €-4k | €-3k | €7k | €8k | €6k | ▼ 25.8% |
| Operating profit (loss)9901 | €-6k | €-7k | €5k | €5k | €-5k | ▼ 204% |
| Financial income75/76B | €552 | - | - | - | - | - |
| Recurring financial income75 | €552 | - | - | - | - | - |
| Non-recurring financial income76B | €552 | - | - | - | - | - |
| Financial charges65/66B | €155 | €167 | €991 | €146 | €126 | ▼ 13.9% |
| Recurring financial charges65 | €155 | €167 | €991 | €146 | €126 | ▼ 13.9% |
| Profit (loss) for the period before taxes9903 | €-5k | €-7k | €4k | €5k | €-5k | ▼ 210% |
| Income taxes67/77 | €2k | - | - | - | €2k | - |
| Profit (loss) for the period9904 | €-7k | €-7k | €4k | €5k | €-7k | ▼ 250% |
| Profit (loss) for the period to be appropriated9905 | €-7k | €-7k | €4k | €5k | €-7k | ▼ 250% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €38k | €28k | €29k | €46k | €26k | ▼ 43.7% |
| Fixed assets21/28 | €9k | €6k | €5k | €11k | €17k | ▲ 50.8% |
| Tangible fixed assets22/27 | €9k | €6k | €5k | €11k | €17k | ▲ 50.8% |
| Furniture and vehicles24 | €9k | €6k | €5k | €11k | €17k | ▲ 50.8% |
| Current assets29/58 | €29k | €22k | €24k | €35k | €9k | ▼ 73.8% |
| Amounts receivable within one year40/41 | €24k | €16k | €15k | €24k | €7k | ▼ 69.9% |
| Trade receivables40 | €17k | €7k | €15k | €24k | €7k | ▼ 69.9% |
| Other amounts receivable41 | €7k | €9k | - | - | - | - |
| Cash at bank and in hand54/58 | - | €3k | €7k | €8k | €410 | ▼ 94.9% |
| Deferred charges and accrued income490/1 | €5k | €4k | €2k | €2k | €1k | ▼ 42.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €38k | €28k | €29k | €46k | €26k | ▼ 43.7% |
| Equity10/15 | €31k | €24k | €28k | €32k | €25k | ▼ 21.1% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | €19k | €19k | €19k | €19k | €19k | = |
| Issued capital100 | €19k | €19k | €19k | €19k | €19k | = |
| Profit (loss) carried forward14 | €13k | €6k | €9k | €14k | €7k | ▼ 50.0% |
| Amounts payable17/49 | €7k | €4k | €1k | €14k | €400 | ▼ 97.1% |
| Amounts payable within one year42/48 | €7k | €4k | €1k | €14k | €400 | ▼ 97.1% |
| Financial debts43 | €747 | - | - | - | - | - |
| Credit institutions430/8 | €747 | - | - | - | - | - |
| Trade debts44 | €6k | €3k | €1k | €14k | €400 | ▼ 97.1% |
| Suppliers440/4 | €6k | €3k | €1k | €14k | €400 | ▼ 97.1% |
| Advances received on contracts in progress46 | - | €1k | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-7k | €-7k | €4k | €5k | €-7k | ▼ 250% |
| + Depreciation and write-downs630 | €805 | €3k | €2k | €3k | €6k | ▲ 134% |
| Operating cash flow (approximation) | €-7k | €-4k | €6k | €7k | €-409 | ▼ 106% |
| Investment in fixed assets (approximation) | - | €0 | €-1k | €-9k | €-12k | ▼ 36.8% |
| Change in cash | - | - | €4k | €1k | €-8k | ▼ 633% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 9current ratio 22.68
Current ratio from 2.55 to 22.68; short-term debt falls from €14k to €400.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Highest result since 2019net €5k ▲28%
Net result €5k, the highest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 16.88
Current ratio from 5.27 to 16.88; short-term debt falls from €4k to €1k.
09-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-12
Financial
Liquidity times 15current ratio 279.09
Current ratio from 18.87 to 279.09; short-term debt falls from €2k to €105.
Show earlier events
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 13 days late
26-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 238 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2015
Ground area
62 m²
Building footprint
61 m²
Volume, LiDAR
820 m³
Parcel 21562A0283/00D006, Brussels · tallest building 15.6 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BATIOR
since 20152.243.409.862
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0283/00D006 | Brussels | 62 m² | 1 · 61 m² | 15.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 751 companies in sector 43422 we hold annual accounts for 424. 312 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded30-06-2015
Fiscal year end31-12
Activities, NACEBEL 2025
43422Screed work
43341Painting of buildings
43342Specialised construction activities
43343Specialised construction activities
43410Roofing work
43421Specialised construction activities
Contact
Phone
0477/55.76.54Sint-Gillis (bij-Brussel)
Scores and ratios are computed by Checked and are not a credit decision.