GNG is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €601k and a net result of €43k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 5498 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
118 d early
2023
103 d early
2022
on the day
2021
48 d early
2020
on the day
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€601k▲ 7.7%
2024 · €558k
2019: €280k
2020: €266k
2021: €268k
2022: €285k
2023: €468k
2024: €558k
2019 → 2025
Net result
€43k▼ 55.6%
2024 · €96k
2019: €-10k
2020: €-14k
2021: €2k
2022: €17k
2023: €35k
2024: €96k
2019 → 2025
Total assets
€927k▼ 6.1%
2024 · €988k
2019: €1.08M
2020: €1.06M
2021: €989k
2022: €964k
2023: €928k
2024: €988k
2019 → 2025
Solvency
64.8%▲ 8.3pp
2024 · 56.5%
2019: 25.9%
2020: 25.2%
2021: 27.1%
2022: 29.6%
2023: 50.4%
2024: 56.5%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€268k-€285k▲ 6.5%€468k▲ 64.0%€558k▲ 19.3%€601k▲ 7.7%
Operating result€11k-€30k▲ 184%€52k▲ 69.8%€133k▲ 158%€54k▼ 59.5%
Net result€2k-€17k▲ 830%€35k▲ 104%€96k▲ 173%€43k▼ 55.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €927k
Fixed assets
€696k▼ 1.0%
Current assets
€231k▼ 18.7%
Equity and liabilities €927k
Equity
€601k▲ 7.7%
Debt
€326k▼ 24.0%
The debt ratio falls from 43.5% to 35.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
64.8%▲
2024 · 56.5%
ROE
7.1%▼
2024 · 17.3%
ROA
4.6%▼
2024 · 9.8%
Debt
€326k▼
2024 · €430k
Debt ≤ 1 year
€147k▼
2024 · €218k
Debt > 1 year
€161k▼
2024 · €188k
Income taxes
€17k▼
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€988k€927k▼
Fixed assets21/28€703k€696k▼
Tangible fixed assets22/27€134k€127k▼
Land and buildings22€123k€119k▼
Furniture and vehicles24€11k€8k▼
Financial fixed assets28€569k€569k=
Current assets29/58€285k€231k▼
Amounts receivable after more than one year29€250k€228k▼
Other amounts receivable291€250k€228k▼
Amounts receivable within one year40/41€31k€1k▼
Trade receivables40€30k€0▼
Other amounts receivable41€558€1k▲
Cash at bank and in hand54/58€3k€738▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€988k€927k▼
Equity10/15€558k€601k▲
Contributions10/11€441k€441k=
Revaluation surpluses12€0-
Reserves13€117k€160k▲
Distributable reserves133€117k€160k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€430k€326k▼
Amounts payable after more than one year17€188k€161k▼
Financial debts170/4€149k€79k▼
Other amounts payable178/9€39k€82k▲
Amounts payable within one year42/48€218k€147k▼
Current portion of amounts payable after more than one year42€70k€70k=
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€19k€20k▲
Taxes450/3€16k€20k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€125k€53k▼
Accrued charges and deferred income492/3€24k€18k▼
Income statement
Code20242025
Non-recurring operating income76A€555€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€15k▼
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€1€0▼
Gross operating margin9900€162k€73k▼
Operating profit (loss)9901€133k€54k▼
Financial income75/76B€15k€15k▲
Recurring financial income75€15k€15k▲
Financial charges65/66B€8k€8k▲
Recurring financial charges65€8k€8k▲
Profit (loss) for the period before taxes9903€139k€60k▼
Income taxes67/77€43k€17k▼
Profit (loss) for the period9904€96k€43k▼
Profit (loss) for the period to be appropriated9905€96k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€43k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€6k€0▼
Transfer to equity691/2€96k€43k▼
To other reserves6921€96k€43k▼
Profit to be distributed694/7€6k€0▼
Return on contributions (dividend)694€6k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2019net €96k ▲173%
Operating result €133k, net result €96k, both a record.
31-12
Financial
Equity above €500kEq €558k ▲19.3%
4 profitable years in a row build equity to €558k.
19-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
2019
12-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
24-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
09-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieterrein Kanaal-Noord 11613960 BreeGround area
4,589 m²
Building footprint
874 m²
Volume, LiDAR
6,245 m³
Parcel 72004A0259/00F000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GNG
since 20062.159.926.615
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004A0259/00F000 | Flanders | 4,589 m² | 1 · 874 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 13,480 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-2006
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.