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Complete company report
Generated 23-07-2026
Active BE 0436.360.537Private limited company

GNCI

Rue de Jausse(NN) 101 ·5100 Namur, Belgium· 37 yrs active
Sector: NACE 66220 (66220)
Conclusion Checked

GNCI is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 37 yrs
Board 2
Locations 2
Publications 6
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1988, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 30-08-2025 2025-00456902
31-12-2023 micro 30-08-2024 2024-00454712
31-12-2022 micro 31-08-2023 2023-00422894
31-12-2021 micro 31-08-2022 2022-20414058
31-12-2020 micro 26-08-2021 2021-54800087
31-12-2019 volledig 04-11-2020 2020-68800196
31-12-2018 volledig 28-08-2019 2019-58600014
31-12-2017 volledig 30-08-2018 2018-58200164
31-12-2016 volledig 28-08-2017 2017-57300279
31-12-2015 volledig 31-08-2016 2016-57500250
Directors & mandates 2 directors
Current directors & mandates
  • FONTANOVALegal entity
    Daily management· perm. rep.: Vianel FONTAINE
    State Gazette act 25105903 (20-08-2025)
    Current
    12-03-2025 → present
  • H by C ManagementLegal entity
    Daily management· perm. rep.: Catherine HAUBERT
    State Gazette act 25105903 (20-08-2025)
    Current
    12-03-2025 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary 66220
Legal form Private limited company(610)
Incorporation10-11-1988
StatusActive
Postal code5100
Connections & network 2 connected companies
Group structure
FONTANOVA
Parent · 1 subsidiary · 1 location
Control→
H by C Management
Parent · 1 subsidiary · 1 location
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 2 locations
GNCI
Rue de Jausse(WD) 101, 5100 Namurde Deposito- en Consignatiekas
since 19892.041.677.576
GNCI
Chaussée de Dinant(WP) 1280, 5100 NamurAgenten en makelaars in bankdiensten
since 20252.372.880.514
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92136B0031/00V002 Wallonia 1,926 m² 1 · 162 m² -
92135E0192/00Y002 Wallonia 971 m² 1 · 269 m² 5.7 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 16 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
30-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
20-08-2025
State Gazette act Director changes
v3.2
02-04-2025
State Gazette act Capital & shares
v3.2
05-02-2025
State Gazette act Miscellaneous
completed
2024
30-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
22-08-2024
State Gazette act Capital & shares
v3.2
27-06-2024
State Gazette act Miscellaneous
proposal
09-01-2024
State Gazette act Statutes amendment
v3.2
2023
31-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
26-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
04-11-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
28-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
30-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
28-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
31-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 6 acts
Capital history · 2
02-04-2025
v3.2
22-08-2024
v3.2
All acts · 6 updated 11 months ago
2025
20-08-2025 2 directors appointed Director changes
  • Catherine HAUBERT, Dagelijks bestuur
  • Vianel FONTAINE, Dagelijks bestuur
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Catherine HAUBERT",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "1017837925",
        "name": "H by C Management",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2025-03-12",
      "evidence_quote": "DESIGNE, en qualit\u00E9 de personne d\u00E9l\u00E9gu\u00E9e \u00E0 la gestion joumali\u00E8re, qui acceptent : -La Soci\u00E9t\u00E9 \u00E0 Responsabilit\u00E9 Limit\u00E9e \u003C\u003C H by C Management \u003E dont le si\u00E8ge est situ\u00E9 rue de l\u0027Hambraine 4 \u00E0 5024 Gelbress\u00E9e, enregistr\u00E9e \u00E0 la Banque Carrefour des Entreprises sous le num\u00E9ro 1017.837.925 (RPM Li\u00E8ge, divi"
    },
    {
      "kind": "director_in",
      "role": "dagelijks_bestuur",
      "person": {
        "rrn": null,
        "name": "Vianel FONTAINE",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "1017868213",
        "name": "FONTANOVA",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "effective_date": "2025-03-12",
      "evidence_quote": "DESIGNE, en qualit\u00E9 de personne d\u00E9l\u00E9gu\u00E9e \u00E0 la gestion joumali\u00E8re, qui acceptent : ... -La Soci\u00E9t\u00E9 \u00E0 Responsabilit\u00E9 Limit\u00E9e \u003C FONTANOVA \u003E dont le si\u00E8ge est situ\u00E9 rue de Belair 26 \u00E0 5101 Loyers, enregistr\u00E9e \u00E0 la Banque Carrefour des Entreprises sous le num\u00E9ro 1017.868.213 (RPM Li\u00E8ge, division Namur), "
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0436.360.537",
    "name_full": "JUCO FINANCE",
    "legal_form": "SRL"
  }
}
02-04-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0436.360.537",
    "name_full": "JUCO FINANCE",
    "legal_form": "SRL"
  }
}
05-02-2025 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: completed
Technical details 
{
  "stage": "completed",
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Li\u00E8ge",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-02-05",
    "filing_date": "2025-01-28",
    "act_kind_objet": "Projet commun de fusion"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2025-01-27",
    "unanimous": null
  },
  "conversion": null,
  "detected_kind": "merger_absorption",
  "report_waiver": null,
  "restructuring": {
    "parties": [
      {
        "kbo": "0436.360.537",
        "name": "JUCO FINANCE",
        "role": "acquiring",
        "address": "Rue de Belair, 26 \u00E0 5101 Loyers",
        "is_foreign": false,
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
        "is_new_company": false,
        "jurisdiction_country": null
      },
      {
        "kbo": "0845.302.045",
        "name": "C \u0026 S HAUBERT",
        "role": "absorbed",
        "address": "Chauss\u00E9e de Dinant, 1068 \u00E0 5100 W\u00E9pion",
        "is_foreign": false,
        "legal_form": "Soci\u00E9t\u00E9 en nom collectif",
        "is_new_company": false,
        "jurisdiction_country": null
      },
      {
        "kbo": "0698.798.094",
        "name": "MP HOLDING MANAGEMENT",
        "role": "absorbed",
        "address": "Chauss\u00E9e de Dinant, 1280 \u00E0 5100 W\u00E9pion",
        "is_foreign": false,
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
        "is_new_company": false,
        "jurisdiction_country": null
      },
      {
        "kbo": "0880.425.448",
        "name": "NAMUR CAPITAL",
        "role": "absorbed",
        "address": "Bois Saint-Antoine, 3 (bo\u00EEte A) \u00E0 5100 W\u00E9pion",
        "is_foreign": false,
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
        "is_new_company": false,
        "jurisdiction_country": null
      },
      {
        "kbo": "0886.194.671",
        "name": "GROUPE NAMUR CAPITAL",
        "role": "absorbed",
        "address": "Bois Saint-Antoine, 3 (bo\u00EEte A) \u00E0 5100 W\u00E9pion",
        "is_foreign": false,
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
        "is_new_company": false,
        "jurisdiction_country": null
      }
    ],
    "exchange_ratio": null,
    "legal_articles": [
      "12:50",
      "12:7"
    ],
    "is_cross_border": false,
    "is_silent_merger": true,
    "balance_basis_date": null,
    "exchange_ratio_text": null,
    "new_shares_issued_n": null,
    "real_estate_included": false,
    "patrimony_description": "Les soci\u00E9t\u00E9s absorb\u00E9es transf\u00E8rent \u00E0 la soci\u00E9t\u00E9 absorbante, par suite de dissolution sans liquidation, la totalit\u00E9 de leur patrimoine, activement et passivement.",
    "equity_transferred_eur": null,
    "accounting_effective_date": "2025-01-01"
  },
  "subject_company": {
    "kbo": "0436.360.537",
    "name_full": "JUCO FINANCE",
    "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Jean-Philippe Weicker",
    "org_rep_person_name": null
  },
  "summary_narrative": "En application des articles 12:50 et suivants du CSA, les organes d\u0027administration de quatre soci\u00E9t\u00E9s (C \u0026 S HAUBERT SNC, MP HOLDING MANAGEMENT SRL, NAMUR CAPITAL SRL et GROUPE NAMUR CAPITAL SRL) ont d\u00E9cid\u00E9 de pr\u00E9senter un projet de fusion. Ce projet pr\u00E9voit le transfert de la totalit\u00E9 de leur patrimoine \u00E0 la soci\u00E9t\u00E9 JUCO FINANCE, qui deviendra la soci\u00E9t\u00E9 absorbante. \u00C0 la date de la fusion, toutes les actions des soci\u00E9t\u00E9s absorb\u00E9es et de la soci\u00E9t\u00E9 absorbante seront d\u00E9tenues par le m\u00EAme actionnaire unique, la soci\u00E9t\u00E9 VICAPHI, qui devra \u00EAtre constitu\u00E9e pour que l\u0027op\u00E9ration soit consid\u00E9r\u00E9e comme",
  "co_filed_documents": [
    "un exemplaire original du projet commun de fusion sign\u00E9 en date du 27 janvier 2025"
  ],
  "detected_real_type": "fusion_completed",
  "referenced_correction": null,
  "should_reroute_to_category": null
}
2024
22-08-2024 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0436.360.537",
    "name_full": "JUCO FINANCE",
    "legal_form": "SRL"
  }
}
27-06-2024 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous
Summary: proposal
Technical details 
{
  "stage": "proposal",
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2024-06-27",
    "filing_date": "2024-06-18",
    "act_kind_objet": "Projet de scission partielle par constitution d\u0027une nouvelle soci\u00E9t\u00E9"
  },
  "decision": {
    "body": null,
    "act_date": "2024-06-17",
    "unanimous": null
  },
  "conversion": null,
  "detected_kind": "demerger_partial",
  "report_waiver": {
    "summary": "Les actionnaires de JUCO FINANCE renonceront \u00E0 l\u0027\u00E9tablissement des rapports vis\u00E9s aux articles 12:77 et 12:78 du CSA.",
    "articles": [
      "12:77",
      "12:78"
    ]
  },
  "restructuring": {
    "parties": [
      {
        "kbo": "0436.360.537",
        "name": "JUCO FINANCE",
        "role": "demerged",
        "address": "Rue de Belair, 26 \u00E0 5101 Namur",
        "is_foreign": false,
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
        "is_new_company": false,
        "jurisdiction_country": null
      },
      {
        "kbo": null,
        "name": "JUCO IMMO",
        "role": "recipient",
        "address": "Rue de Belair, 26 \u00E0 5101 Namur",
        "is_foreign": false,
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e",
        "is_new_company": true,
        "jurisdiction_country": null
      }
    ],
    "exchange_ratio": null,
    "legal_articles": [
      "12:8",
      "12:74",
      "12:78",
      "12:81",
      "12:75",
      "12:86"
    ],
    "is_cross_border": false,
    "is_silent_merger": false,
    "balance_basis_date": "2023-12-31",
    "exchange_ratio_text": null,
    "new_shares_issued_n": 750,
    "real_estate_included": true,
    "patrimony_description": "La Soci\u00E9t\u00E9 B\u00E9n\u00E9ficiaire acquiert l\u0027int\u00E9gralit\u00E9 des actifs patrimoniaux, \u00E0 savoir l\u0027ensemble du patrimoine immobilier comptabilis\u00E9 sous rubrique immobilisations incorporelles, une partie des actifs mobilier et une partie des valeurs disponibles. La Soci\u00E9t\u00E9 Partiellement Scind\u00E9e conserve l\u0027activit\u00E9 banque et assurance, \u00E0 l\u0027exception de ses bureaux.",
    "equity_transferred_eur": null,
    "accounting_effective_date": "2024-01-01"
  },
  "subject_company": {
    "kbo": "0436.360.537",
    "name_full": "JUCO FINANCE",
    "legal_form": "Soci\u00E9t\u00E9 \u00E0 responsabilit\u00E9 limit\u00E9e"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0459.910.454",
    "org_name": "BDO Advisory SRL",
    "person_name": null,
    "org_rep_person_name": "Jean-Philippe Weicker"
  },
  "summary_narrative": "Le projet de scission partielle de JUCO FINANCE pr\u00E9voit la cr\u00E9ation d\u0027une nouvelle soci\u00E9t\u00E9, JUCO IMMO, qui recevra une partie du patrimoine de la soci\u00E9t\u00E9 m\u00E8re. Les actionnaires de JUCO FINANCE, Guy Fontaine et Monique Marx, recevront des actions de la nouvelle soci\u00E9t\u00E9 en proportion de leur d\u00E9tention actuelle. Les op\u00E9rations de la soci\u00E9t\u00E9 \u00E0 scinder seront comptabilis\u00E9es pour le compte de la nouvelle soci\u00E9t\u00E9 \u00E0 partir du 1er janvier 2024.",
  "co_filed_documents": [
    "un exemplaire original du projet de scission partielle par constitution d\u0027une soci\u00E9t\u00E9 du 17 juin 2024"
  ],
  "detected_real_type": "demerger_proposal",
  "referenced_correction": null,
  "should_reroute_to_category": null
}
09-01-2024 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2023-12-26",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0436.360.537",
    "name_full": "JUCO FINANCE",
    "legal_form": "SCRL"
  },
  "signature_regime": "solo",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

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Company registry (CBE) Crossroads Bank
Activities
Agenten en makelaars in bankdiensten66191Agenten en makelaars in bankdiensten66191Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
Legal nameFR GNCI
Registered office
Rue de Jausse(NN) 101
5100 Namur, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative