GMAXI
ActiveGMAXI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €113k and a net result of €25k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+39
Solvency88▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.87 in 2024; short-term debt: 36.9% and cash: 50.4% of total assets), and 36.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.1%
Return on assets
13.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
20 d late
2024
28 d late
2023
13 d early
2022
101 d early
2021
3 d late
2020
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€113k▲ 27.9%
2024 · €88k
2020: €32k
2021: €56k
2022: €79k
2023: €123k
2024: €88k
2020 → 2025
Total assets
€178k▲ 30.5%
2024 · €137k
2020: €59k
2021: €99k
2022: €101k
2023: €141k
2024: €137k
2020 → 2025
Net result
€25k
2024 · €-4k
2020: €29k
2021: €24k
2022: €23k
2023: €43k
2024: €-4k
2020 → 2025
Working capital
€69k▲ 68.2%
2024 · €41k
2020: €28k
2021: €53k
2022: €78k
2023: €120k
2024: €41k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€56k-€79k▲ 41.6%€123k▲ 54.7%€88k▼ 28.1%€113k▲ 27.9%
Operating result€33k-€32k▼ 2.9%€57k▲ 81.8%€-4k€68k
Net result€24k-€23k▼ 2.6%€43k▲ 86.1%€-4k€25k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €68k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€43k▼ 10.3%
Current assets
€135k▲ 52.7%
Equity and liabilities €178k
Equity
€113k▲ 27.9%
Debt
€66k▲ 35.4%
The debt ratio rises from 35.6% to 36.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79k▲
2024 · €-2k
Cash flow
€36k▲
2024 · €-2k
Solvency
63.1%▼
2024 · 64.4%
Current ratio
2.06▲
2024 · 1.87
Quick ratio
2.06▲
2024 · 1.87
Debt / equity
0.58▲
2024 · 0.55
ROE
21.8%▲
2024 · -5.0%
ROA
13.8%▲
2024 · -3.2%
Interest coverage
2.19▲
2024 · -9.37
Debt
€66k▲
2024 · €49k
Debt ≤ 1 year
€66k▲
2024 · €47k
Income taxes
€7k▲
2024 · €302
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€137k€178k▲
Fixed assets21/28€48k€43k▼
Tangible fixed assets22/27€48k€43k▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€48k€41k▼
Current assets29/58€89k€135k▲
Amounts receivable within one year40/41€40k€45k▲
Trade receivables40€23k€32k▲
Other amounts receivable41€17k€13k▼
Cash at bank and in hand54/58€48k€90k▲
Deferred charges and accrued income490/1€135€538▲
Equity and liabilities
Total equity and liabilities10/49€137k€178k▲
Equity10/15€88k€113k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€85k€110k▲
Amounts payable17/49€49k€66k▲
Amounts payable within one year42/48€47k€66k▲
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€5k€6k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€34k€56k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€11k▲
Other operating charges640/8€702€953▲
Non-recurring operating charges66A€0-
Gross operating margin9900€-1k€80k▲
Operating profit (loss)9901€-4k€68k▲
Financial income75/76B€8€0▼
Recurring financial income75€8€0▼
Financial charges65/66B€198€36k▲
Recurring financial charges65€198€36k▲
Profit (loss) for the period before taxes9903€-4k€32k▲
Income taxes67/77€302€7k▲
Profit (loss) for the period9904€-4k€25k▲
Profit (loss) for the period to be appropriated9905€-4k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€115k€110k▼
Profit (loss) brought forward from the previous period14P€120k€85k▼
Profit to be distributed694/7€30k€0▼
Return on contributions (dividend)694€30k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
31-12
Financial
Equity above €100kEq €113k ▲27.9%
Equity rises from €88k to €113k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-4k ▼110%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €43k ▲86.1%
Net result €43k, the highest in the series.
31-12
Financial
Equity above €100kEq €123k ▲54.7%
4 profitable years in a row build equity to €123k.
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 4.62
Current ratio from 2.22 to 4.62; short-term debt falls from €43k to €22k.
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voie Maréchal Grouchy 311300 WavreGround area
2,353 m²
Building footprint
159 m²
Volume, LiDAR
1,347 m³
Parcel 25772K0102/00P012, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
GMAXI
since 20202.301.066.860
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772K0102/00P012 | Wallonia | 2,353 m² | 1 · 159 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
98450041B0694CAB5E67
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Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 6,956 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2020
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.