Debts
€121,040 74% of the balance sheet
Financial debts 30%Suppliers 12%Taxes and wages 12%Other 46%
Of this, €82,710 falls due within a year.
BANANA NAVY
Lifetime
5 annual accounts with figures on one time axispeak €150,798 (2022)
€82,010▲ 18.9%
lowest -€14,514 (2024)
€2,264▲ €16,778
peak €54,746 (2023)
€42,496▲ 5.6%
€121,040▲ 48.9%
Board2 names since 2020
2 directors and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €68,994 to €82,010Back to profit: €2,264Debts from €81,315 to €121,040Cash from €604 to €329
Key points
from the 2025 annual accountsFilings
5 annual accounts 5 late
The 2024 accounts came latest: 31 days after the end of the period.
At the same address
18 companies
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,273 companies had the same profile as BANANA NAVY has now. Each dot stands for 9 companies, two years later.
94.7%
were still trading
2.6%
stopped another way
2.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,273 companies, not a prediction for BANANA NAVY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director
Director
- 600 sharesdeed of 25-03-2020
- 400 sharesdeed of 25-03-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0745575058
Company renamed from BANANA SALES CLUB to Banana Navy
General meeting of 26-08-2022 · Gazette deed
Incorporation
Founding capital of €25,000, 1,000 shares · Founders: and · Appointments: (director) and (director) · published on 25-03-2020 · Gazette deed
First establishment
Banana Sales Club, Rue Antoine de Saint-Exupéry 2, Charleroi
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| BANANA NAVY Charleroi | €163,536 | €82,010 | 26.0% | - |
| DE MARCO CONSULTING La Louvière | €157,371 | €77,837 | 68.6% | - |
| CodeScale Fontaine-l'Evêque | €156,241 | €75,335 | 22.0% | - |
| KPI-CONSULTING Manage | €141,459 | €73,504 | 8.6% | - |
| TILLEUL.BE Chièvres | €189,830 | €94,984 | 71.3% | - |
| BYTEFORGE Brussels | €163,891 | €83,239 | 68.8% | - |
| AWWWESOME Grez-Doiceau | €167,989 | €85,445 | 64.1% | - |
These companies have the same main activity as BANANA NAVY: computer programming (NACE 62100). They are comparable in size and age: total assets between €141,000 and €190,000, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 23-03-2020Normal situation
- Registered office
- 19 active companies are registered at this addressSource: KBO register, as of 12 November 2026.
- Activity
- Computer programmingNACE 62100and 1 other
- Establishment unit
- 2.332.632.6406041 Charleroi, since 23-03-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 29-10-2025
Annual accounts 2025
- ≈ €190,000estimated
- €163,536▲ 34.5%
- ≈ 1 FTEestimated
- Filing
- Filed on 31-08-2026
Insights on BANANA NAVY
BANANA NAVY files the micro format. That format states no turnover. The gross margin fell from €132,569 in 2021 to €82,010 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about BANANA NAVY
- What is the company number of BANANA NAVY?
- The company number of BANANA NAVY is 0745.575.058. The VAT number is the same number with BE in front: BE 0745.575.058.
- Where is BANANA NAVY based?
- The registered office is at Rue Antoine de Saint-Exupéry 2, 6041 Charleroi.Company details
- What does BANANA NAVY do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of BANANA NAVY?
- BANANA NAVY is a private limited company (BV).
- When was BANANA NAVY founded?
- BANANA NAVY was founded on 23-03-2020.
- Is BANANA NAVY still active?
- Yes, BANANA NAVY is an active enterprise in the KBO register.
- How many employees does BANANA NAVY have?
- BANANA NAVY had an average of 1.9 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of BANANA NAVY?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €82,010 and 41 comparable companies (NACE 62100). It probably lies between €160,000 and €240,000.
- Is BANANA NAVY profitable?
- In financial year 2025, BANANA NAVY made a profit of €2,264.
- Where can I find the annual accounts of BANANA NAVY?
- BANANA NAVY filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of BANANA NAVY due?
- BANANA NAVY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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