Gluwz

Active

Private limited companyfounded 2006active for 20 yearsHeuvelstraat 142, 2620 Hemiksem, BelgiumKBO/BCE: BE 0879.027.955

Summary

Gluwz has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €265,859 and a net result of -€25,067. Equity is growing by about 6% per year across the filed financial years. Its solvency ranks better than 63% of 1,364 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

GluwzActiveChecked score 83/100

Risk analysis Report Compare

Activity

Personal service activities

NACE 96910

1 site

Size

€2.4mturnover 2025

Staff: 75.2 FTE
Equity: €265,859
Loss: -€25,067

Financial health

83 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

2025 accounts filed 61 days late1 of 3 deeds summarised

Why 83raises riskLast filed accounts filed 61 days late; 3 of the last 3 lateLoss of €25,067 (financial year 2025)lowers riskFounded in 2006Liquidity: current ratio 2.06, cash €151,896Show the evidence

Checked score

Score 2025

83 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 47% of its sector peers (NACE 96, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 72-7

equity 47.3% of total assets

Liquidity 60-8

short-term debt 48.2% · cash 27.0%

Profitability 26-30

return on assets -4.5%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,615 companies, NACE 96, micro)

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.6%▲ +0.1 percentage points vs 09-2025highest value 11-2025: 0.3%▼ -0.3 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.2%▼ -0.1 percentage points vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026

Credit of up to €22,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.06, compared with 2.43 in 2024, above the usual 1.5; short-term debt: 48.2% and cash: 27% of total assets), but 52.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 66% on solvency, 64% on liquidity, 25% on profitability and 31% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Last filed accounts filed 61 days late; 3 of the last 3 late

NBB · filings

Loss of €25,067 (financial year 2025)

NBB · annual accounts

Founded in 2006

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 2.06, cash €151,896

NBB · annual accounts

2025 accounts filed 61 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

61 days late

2024

60 days late

2023

61 days late

2021

80 days late

2020

89 days late

2019

454 days late

2018

820 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 232 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 October (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-09-2026 Annual accounts filedfinancial year 2025 · abbreviated…
17-04-2026 Amendment of the articles · NameName change · Power of…
31-12-2025 Weakest financial yearnet -€25,067

Key points

Caution: From profit to loss in 2025after €40,493 in 2024 -€25,067 View
Caution: Among the weakest 10% on net resultsector median €5,248 · 1,360 companies -€25,067 View
Caution: Latest accounts filed lateafter the legal deadline 61 days View
Flemish supportawarded from 2022 to 2025 €5.8m View

By topic

Financials

Financial year: 2025
Turnover: €2.4m
Loss: -€25,067
Solvency: 47.3%

Turnover▼ 3.8%

Net result

20242025

Go to Financials

Timeline

Events: 22
Since: 2007
Next accounts: by 31-07-2027

29-09-2025Annual accounts filed
30-09-2024Annual accounts filed
19-10-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Personal service activitiesNACE 96910
Founded: 23-01-2006
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Gluwz

What is the company number of Gluwz?: 0879.027.955. In Belgium the VAT number is the company number with BE in front: BE 0879.027.955.
Where is Gluwz based?: The registered office is at Heuvelstraat 142, 2620 Hemiksem.Company details
What does Gluwz do?: According to the KBO register, the main activity is personal service activities (NACE 96910).
What is the legal form of Gluwz?: Private limited company (BV).
When was Gluwz founded?: On 23-01-2006.
Is Gluwz still active?: Yes, Gluwz is an active enterprise in the KBO register.
How many employees does Gluwz have?: On average 75.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Gluwz?: €2.4m in financial year 2025, according to the filed annual accounts.
Is Gluwz profitable?: In financial year 2025, Gluwz made a loss of €25,067.
Where can I find the annual accounts of Gluwz?: Gluwz filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Gluwz due?: By 31-07-2027, for financial year 2026.Timeline