Equity
€109,232 ▲ 9.1%
GLOSS has made a profit without a break since 2014.
GLOSS
Lifetime
20 annual accounts with figures on one time axis, 24 filings since 2002peak €280,477 (2024)
€230,691▼ 17.8%
lowest -€30,485 (2012)
€9,121▼ 55.4%
peak €109,232 (2025)
€109,232▲ 9.1%
€159,377▲ 81.2%
peak 6.8 FTE (2011)
4 FTE▼ 7.0%
Board3 names since 2003
2 directorsVILO and 1 other
Owners
100%VILO
Documentsfilings and deeds
23-07-20268 days before the deadline
2025abbreviated format
Gross margin from €280,477 to €230,691Result from €20,436 to €9,121Debts from €87,977 to €159,377Investments €80,380
Key points
from the 2025 annual accountsTurnover
≈ €410,000 estimated
The abbreviated format states no turnover.
Debts
€159,377 ▲ 81.2%
Debts rose by €71,400 in 2025.
Investments
€80,380 6.7 × depreciation
Green is investment, beige is depreciation. Machinery stands 614.9% higher than in 2024.
Staff
4 FTE from 6.8 in 2011
Between 2011 and 2025, 41% of the full-time equivalents disappeared.
Filings
24 annual accounts since 2002
Four of the last ten came late. The 2019 accounts came latest: 31 days after the end of the period.
Checked score
95
Excellent
Financially stronger than 63% of micro companies in personal services (NACE 96)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: < 0.1%▼ -0.1 percentage points vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Figures for financial year 2025 (filed on 23-07-2026)
Size: 4 FTE, total assets €337,532
lowers risk
Liquidity: current ratio 2.08, cash €219,659
Founded in 2001
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 55% of them on solvency, 87% on liquidity, 53% on profitability and 56% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as GLOSS has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of GLOSS itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for GLOSS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.08 (2.77 in 2024), above the usual 1.5. Short-term debt is 33.4% and cash 65.1% of total assets. However, 67.6% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 days early
2024
22 days late
2023
30 days late
2022
16 days late
2021
32 days early
2020
30 days early
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 4 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0475615744
3 managers resigning, 2 directors reappointed
Resignations: VILO, BLOUWE Filip Johan Kris and BRUYNEEL Daisy Vera Roberta · Reappointments: VILO (director) and BRUYNEEL Daisy Vera Roberta (director) · Permanent representative: BLOUWE Filip Johan Kris · General meeting of 11-12-2024 · Gazette deed
First establishment
Brugsesteenweg 461, Roeselare
Incorporation
published on 25-09-2001 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GLOSS Izegem | €337,532 | €230,691 | 32.4% | 4 |
| Artistique Roeselare | €424,427 | €226,200 | 69.7% | 3.5 |
| BEAU Enzo Duffel | €282,490 | €320,765 | 76.0% | 4.6 |
| KREPETITPARIS Izegem | €173,190 | €266,292 | 28.2% | 4.4 |
| Kripas Izegem | €225,462 | €180,855 | 84.0% | 3.1 |
| HAAR & BARBIER Bruges | €324,445 | €158,289 | -3.9% | 3 |
| KREBRUG Bruges | €160,455 | €188,126 | 76.3% | 4.6 |
These companies have the same main activity as GLOSS: hairdressing and barber services (NACE 96210). They are comparable in size and age: total assets between €160,000 and €424,000, founded between 2006 and 2010.
Official details
Source: KBO- Status
- Active since 12-09-2001Normal situation
- Activity
- Hairdressing and barber servicesNACE 96210and 1 other
- Joint committee
- 314Hairdressing and beauty care · annual accounts 2025
- Establishment unit
- 2.115.513.0858800 Roeselare, since 20-09-2002
- Financial year end
- 31 December
- Peppol
- Reachable since 02-01-2026
Annual accounts 2025
- €337,532▲ 31.3%
- Employeeson 31-12-2025
- 5▲ 25.0%
- Filing
- Filed on 23-07-2026, 8 days before the end of the filing period
Insights on GLOSS
GLOSS files the abbreviated format. That format states no turnover. The gross margin rose from €138,145 in 2006 to €230,691 in 2025.
VILO holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GLOSS
- What is the company number of GLOSS?
- The company number of GLOSS is 0475.615.744. The VAT number is the same number with BE in front: BE 0475.615.744.
- Where is GLOSS based?
- The registered office is at Abelestraat 76, 8870 Izegem.Company details
- What does GLOSS do?
- According to the KBO register, the main activity is hairdressing and barber services (NACE 96210).
- What is the legal form of GLOSS?
- GLOSS is a private limited company (BV).
- When was GLOSS founded?
- GLOSS was founded on 12-09-2001.
- Is GLOSS still active?
- Yes, GLOSS is an active enterprise in the KBO register.
- How many employees does GLOSS have?
- GLOSS had an average of 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does GLOSS fall under?
- In its 2025 annual accounts, GLOSS states joint committee 314 (Hairdressing and beauty care).
- What is the turnover of GLOSS?
- The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €230,691 and 38 comparable companies (NACE 96). It probably lies between €300,000 and €470,000.
- Is GLOSS profitable?
- In financial year 2025, GLOSS made a profit of €9,121.
- Where can I find the annual accounts of GLOSS?
- GLOSS filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GLOSS due?
- GLOSS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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