Summary
GLOBE EXPERTS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €92,935 and a net result of €3,418. Equity is shrinking by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 87% of 1502 sector peers (fiscal year 2025). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €92,935
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
29 d late
2023
27 d late
2022
29 d late
2021
30 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€92,935▲ 3.8%
2024 · €89,517
Net result
€3,418▼ 75.4%
2024 · €13,874
Total assets
€109,301▼ 3.0%
2024 · €112,711
Solvency
85.0%▲ 5.6pp
2024 · 79.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€3,868€10,325▲ 167%-€45,213€15,589€3,941▼ 74.7%
Net result€3,041below the sector's middle half€8,925within the sector's middle half▲ 194%-€45,698below the sector's middle half€13,874within the sector's middle half€3,418below the sector's middle half▼ 75.4%
Equity€112,416within the sector's middle half▲ 2.8%€121,341within the sector's middle half▲ 7.9%€75,642within the sector's middle half▼ 37.7%€89,517within the sector's middle half▲ 18.3%€92,935within the sector's middle half▲ 3.8%
Total assets€134,371below the sector's middle half▲ 6.3%€160,447within the sector's middle half▲ 19.4%€107,152below the sector's middle half▼ 33.2%€112,711below the sector's middle half▲ 5.2%€109,301below the sector's middle half▼ 3.0%
Debt€21,955▲ 28.5%€39,106▲ 78.1%€31,509▼ 19.4%€23,194▼ 26.4%€16,366▼ 29.4%
Working capital€107,350within the sector's middle half▲ 3.0%€98,667within the sector's middle half▼ 8.1%€57,969within the sector's middle half▼ 41.2%€72,867within the sector's middle half▲ 25.7%€79,669within the sector's middle half▲ 9.3%
Solvency83.7%above the sector's middle half▼ 2.8pp75.6%above the sector's middle half▼ 8.0pp70.6%within the sector's middle half▼ 5.0pp79.4%above the sector's middle half▲ 8.8pp85.0%above the sector's middle half▲ 5.6pp
Current ratio7.07above the sector's middle half▼ 6.096.35above the sector's middle half▼ 0.724.14above the sector's middle half▼ 2.215.06above the sector's middle half▲ 0.935.87above the sector's middle half▲ 0.80
Return on assets (ROA)2.3%within the sector's middle half▲ 8.2pp5.6%within the sector's middle half▲ 3.3pp-42.6%below the sector's middle half▼ 48.2pp12.3%within the sector's middle half▲ 55.0pp3.1%within the sector's middle half▼ 9.2pp
Staff (FTE)1▲ 150%1=1below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109,301
Fixed assets
€13,266 ▼ 39.5%
Current assets
€96,035 ▲ 5.8%
Equity and liabilities €109,301
Equity
€92,935 ▲ 3.8%
Debt
€16,366 ▼ 29.4%
Debt's share of the balance-sheet total falls from 20.6% to 15.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
3.7%▼
2024 · 15.5%
Debt ≤ 1 year
€16,366▼
2024 · €17,927
Income taxes
€501▼
2024 · €1,484
Staff costs
€3,950▼
2024 · €5,187
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €5,963 | €21,928 | €24,516 | €5,187 | €3,950 | ▼ 23.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,290 | €7,743 | €12,637 | €8,784 | €8,650 | ▼ 1.5% |
| Other operating charges640/8 | €798 | €862 | €988 | €945 | €421 | ▼ 55.4% |
| Gross operating margin9900 | €14,919 | €40,858 | -€7,071 | €30,505 | €16,963 | ▼ 44.4% |
| Operating profit (loss)9901 | €3,868 | €10,325 | -€45,213 | €15,589 | €3,941 | ▼ 74.7% |
| Financial income75/76B | €153 | €187 | €160 | €222 | €260 | ▲ 17.2% |
| Recurring financial income75 | €153 | €187 | €160 | €222 | €260 | ▲ 17.2% |
| Financial charges65/66B | €180 | €300 | €631 | €453 | €282 | ▼ 37.7% |
| Recurring financial charges65 | €180 | €300 | €631 | €453 | €282 | ▼ 37.7% |
| Profit (loss) for the period before taxes9903 | €3,841 | €10,211 | -€45,684 | €15,358 | €3,919 | ▼ 74.5% |
| Income taxes67/77 | €800 | €1,286 | €15 | €1,484 | €501 | ▼ 66.2% |
| Profit (loss) for the period9904 | €3,041 | €8,925 | -€45,698 | €13,874 | €3,418 | ▼ 75.4% |
| Profit (loss) for the period to be appropriated9905 | €3,041 | €8,925 | -€45,698 | €13,874 | €3,418 | ▼ 75.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €134,371 | €160,447 | €107,152 | €112,711 | €109,301 | ▼ 3.0% |
| Fixed assets21/28 | €9,344 | €43,337 | €30,700 | €21,916 | €13,266 | ▼ 39.5% |
| Tangible fixed assets22/27 | €9,319 | €43,312 | €30,675 | €21,891 | €13,241 | ▼ 39.5% |
| Furniture and vehicles24 | €9,319 | €43,312 | €30,675 | €21,891 | €13,241 | ▼ 39.5% |
| Financial fixed assets28 | €25 | €25 | €25 | €25 | €25 | = |
| Current assets29/58 | €125,027 | €117,110 | €76,451 | €90,794 | €96,035 | ▲ 5.8% |
| Amounts receivable within one year40/41 | €33,308 | €65,337 | €16,372 | €23,525 | €17,818 | ▼ 24.3% |
| Trade receivables40 | €30,821 | €62,387 | €12,956 | €23,525 | €17,818 | ▼ 24.3% |
| Other amounts receivable41 | €2,487 | €2,950 | €3,416 | - | - | - |
| Cash at bank and in hand54/58 | €89,785 | €51,773 | €60,080 | €67,109 | €78,056 | ▲ 16.3% |
| Deferred charges and accrued income490/1 | €1,933 | - | - | €160 | €160 | ▼ 0.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €134,371 | €160,447 | €107,152 | €112,711 | €109,301 | ▼ 3.0% |
| Equity10/15 | €112,416 | €121,341 | €75,642 | €89,517 | €92,935 | ▲ 3.8% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Issued capital100 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Reserves13 | €10,200 | €10,200 | €10,200 | €23,700 | €27,000 | ▲ 13.9% |
| Non-distributable reserves130/1 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Legal reserve130 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Tax-exempt reserves132 | €4,000 | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Distributable reserves133 | - | - | - | €13,500 | €16,800 | ▲ 24.4% |
| Profit (loss) carried forward14 | €40,216 | €49,141 | €3,442 | €3,817 | €3,935 | ▲ 3.1% |
| Amounts payable17/49 | €21,955 | €39,106 | €31,509 | €23,194 | €16,366 | ▼ 29.4% |
| Amounts payable after more than one year17 | €4,279 | €20,663 | €13,027 | €5,267 | - | - |
| Financial debts170/4 | €4,279 | €20,663 | €13,027 | €5,267 | - | - |
| Amounts payable within one year42/48 | €17,676 | €18,443 | €18,482 | €17,927 | €16,366 | ▼ 8.7% |
| Current portion of amounts payable after more than one year42 | €4,238 | €7,394 | €7,596 | €7,760 | €5,267 | ▼ 32.1% |
| Trade debts44 | €3,606 | €848 | €1,380 | €2,171 | €7,733 | ▲ 256% |
| Suppliers440/4 | €3,606 | €848 | €1,380 | €2,171 | €7,733 | ▲ 256% |
| Taxes, remuneration and social security45 | €9,832 | €10,201 | €9,506 | €7,993 | €3,363 | ▼ 57.9% |
| Taxes450/3 | €7,528 | €7,944 | €4,759 | €6,881 | €3,363 | ▼ 51.1% |
| Remuneration and social security454/9 | €2,304 | €2,257 | €4,747 | €1,112 | - | - |
| Other amounts payable47/48 | - | - | - | €3 | €3 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,041 | €8,925 | -€45,698 | €13,874 | €3,418 | ▼ 75.4% |
| + Depreciation and write-downs630 | €4,290 | €7,743 | €12,637 | €8,784 | €8,650 | ▼ 1.5% |
| Operating cash flow (approximation) | €7,330 | €16,668 | -€33,062 | €22,658 | €12,068 | ▼ 46.7% |
| Investment in fixed assets (approximation) | - | -€41,736 | €0 | €0 | €0 | - |
| Change in cash | - | -€38,012 | €8,306 | €7,029 | €10,948 | ▲ 55.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €13,874
Net result €13,874 after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet -€45,698
Net result drops to -€45,698, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €3,041
Net result €3,041 after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
16-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 16 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Clavier · 1 establishment unit since 1994
Ground area
579 m²
Building footprint
97 m²
Volume, LiDAR
1,098 m³
Parcel 61036B0420/00V000, Wallonia · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Clavier 1, 4560 Clavier
since 19942.067.800.765
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61036B0420/00V000 | Wallonia | 578 m² | 1 · 97 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 853 companies in sector 66210 we hold annual accounts for 511. 442 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded28-07-1994
Fiscal year end31-12
Activities, NACEBEL 2025
66210Risk and damage evaluation
71209Other technical testing and analysis
E-invoicing
Reachable via Peppol
Peppol ID
0208:0453148168
Also
9925:BE0453148168
Registered
18-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.