Active BE 0759.711.027Private limited company

GLOBAL UNITY

Heersterveldweg 16A ·3700 Tongeren-Borgloon, Belgium· 5 yrs active

Sector: Agents in the wholesale of furniture, household goods and hardware (46150)

Conclusion Checked

The computed 12-month bankruptcy probability of GLOBAL UNITY is 1.8% (moderate). The 2025 annual accounts show equity of €2k and a net result of €-42k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 10963 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Key figures

Equity	€2k
Net result	€-42k
Better than sector	20%
Active	5 yrs

Financial profile 5 of 5 axes measured · computed by Checked

28 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 2

Profitability 0

Solvency 10

Growth 32

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

1.8% Moderate

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2020, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2025 · computed

2 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

No credit

negative equity or figures too weak

Score history

30 2021

71 2022

89 2023

32 2024

2 2025

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 0.91 (< 1.0) -10

Quick ratio Quick ratio 0.52 (< 0.6) -5

Leverage Debt/equity 75.16 (> 3.0) -10

Profitability Negatieve ROE -1917% -10

Interest coverage Interest coverage -8.6× (< 1.5×) -10

Profit trend Net profit down YoY -3

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview5 NBB filings

Annual accounts filed on 26-08-2026 with the NBB · fiscal year 2025 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	1.3%	42.5%	better than 20% of 10963 sector peers
Net result	€-42k	€6k	better than 5% of 10975 sector peers
Equity	€2k	€60k	better than 21% of 10995 sector peers
Gross operating margin	€-25k	€29k	better than 5% of 10951 sector peers
Staff costs	€0	€37k	higher than 5% of 3144 sector peers

EBITDA

€-26k

-396.2% 21-25

Net profit

€-42k

-198.3% 21-25

Cash flow

€-29k

-336.7% 21-25

Total assets

€166k

+9.2% 21-25

Equity

€2k

-95.0% 21-25

Working capital

€-12k

- 21-25

Staff costs

€0

-100.0% 21-25

Income taxes

€143

-20.0% 21-25

Debt

€164k

+51.6% 21-25

Debt ≤ 1y

€137k

+92.1% 21-25

Debt > 1y

€26k

-28.1% 21-25

Current ratio

0.91

-34.0% 21-25

Quick ratio

0.52

-43.5% 21-25

Solvency

1.3%

-95.5% 21-25

Debt / equity

75.16

+2957.4% 21-25

ROE

-1917.0%

-5916.8% 21-25

ROA

-25.2%

-173.2% 21-25

Interest coverage

-8.59

-107.6% 21-25

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2025	2024	2023	2022	2021
Deposit	micro schema	micro schema	micro schema	micro schema	micro schema
Revenue	-	-	-	-	-
EBITDA	€-26k	€-5k	€50k	€22k	€-2k
Net profit	€-42k	€-14k	€38k	€18k	€-3k
Cash flow	€-29k	€-7k	€39k	€18k	€-3k
Staff costs	€0	€250	€265	-	-
Income taxes	€143	€179	€11k	€4k	-
Dividends	-	-	-	-	-
Total assets	€166k	€152k	€163k	€238k	€65k
Equity	€2k	€44k	€58k	€20k	€2k
Debt	€164k	€108k	€105k	€219k	€63k
of which ≤ 1y	€137k	€72k	€105k	€200k	€45k
of which > 1y	€26k	€36k	-	-	-
Working capital	€-12k	€27k	€52k	€35k	€16k
Employees (FTE)	-	-	-	-	-

Ratios (computed)

	2025	2024	2023	2022	2021
Current ratio	0.91	1.38	1.49	1.17	1.36
Quick ratio	0.52	0.91	1.49	0.89	1.25
Working capital ratio	-7.2%	18.1%	31.8%	14.6%	24.9%
Solvency	1.3%	28.9%	35.6%	8.3%	3.5%
Debt / equity	75.16	2.46	1.81	11.07	27.92
Long-term debt ratio	12.02	0.83	-	-	-
Interest coverage	-8.59	-4.14	215.62	98.22	-1.67
Gross margin	-	-	-	-	-
Net margin	-	-	-	-	-
ROA	-25.2%	-9.2%	23.5%	7.3%	-4.2%
ROE	-1917.0%	-31.9%	65.9%	88.6%	-122.6%
EBITDA margin	-	-	-	-	-
Days sales outstanding	-	-	-	-	-
Days payable outstanding	-	-	-	-	-
Inventory turnover	-	-	-	-	-
Days inventory (DSI)	-	-	-	-	-

Balance-sheet composition 2025

Assets

Fixed assets €40k · 24.3% Current assets €125k · 75.7%

Equity & liabilities

Equity €2k · 1.3% Debt €164k · 98.7%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025	2024	2023	2022	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€166k	€152k	€163k	€238k	€65k
Fixed assets	21/28	€40k	€53k	€6k	€3k	€4k
Tangible fixed assets	22/27	€40k	€53k	€6k	€3k	€4k
Current assets	29/58	€125k	€99k	€156k	€235k	€61k
Stocks & contracts in progress	3	€55k	€34k	-	€57k	€5k
Amounts receivable within one year	40/41	€32k	€33k	€66k	€121k	€19k
Cash & bank	54/58	€8k	€31k	€91k	€57k	€37k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€166k	€152k	€163k	€238k	€65k
Equity	10/15	€2k	€44k	€58k	€20k	€2k
Contributions / capital	10/11	€5k	€5k	€5k	€5k	€5k
Reserves	13	€39k	€39k	€53k	€15k	-
Accumulated profits (losses)	14	€-42k	-	-	-	€-3k
Amounts payable	17/49	€164k	€108k	€105k	€219k	€63k
Amounts payable after one year	17	€26k	€36k	-	-	-
Amounts payable within one year	42/48	€137k	€72k	€105k	€200k	€45k
Trade debts payable within one year	44	€13k	€12k	€32k	€81k	€39k
Income statement
Gross operating margin	9900	€-25k	€-4k	€51k	€22k	€-2k
Operating result	9901	€-39k	€-13k	€49k	€21k	€-2k
Financial income	75	€0	€6	€0	€587	€2
Financial charges	65	€3k	€1k	€233	€223	€1k
Result before taxes	9903	€-42k	€-14k	€49k	€21k	€-3k
Income taxes	67/77	€143	€179	€11k	€4k	-
Net result for the period	9904	€-42k	€-14k	€38k	€18k	€-3k
Result to be appropriated	9905	€-42k	€-14k	€38k	€18k	€-3k

Legal Structure

NACE primary	Agents in the wholesale of furniture, household goods and hardware(46150)
Legal form	Private limited company(610)
Incorporation	11-12-2020
Status	Active
Postal code	3700

Establishment units 1 location

Global Unity

Heersterveldweg 16A, 3700 Tongeren-BorgloonReal estate activities

since 20202.311.626.695

Real-estate footprint Source: CBE × cadastre

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
73046A0056/00F000	Flanders	4.9 ha	1 · 3.2 ha	25.1 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

All 8Financial 3Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

26-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 26 days late

2025

31-12

Financial Weakest financial yearnet €-42k

Net result drops to €-42k, the lowest in the series.

28-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 28 days late

2024

10-12

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 132 days late

2023

31-12

Financial Highest result since 2021net €38k ▲118%

Operating result €49k, net result €38k, both a record.

11-09

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 42 days late

2022

31-12

Financial Back to profitnet €18k

Net result €18k after one loss-making year.

01-09

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 32 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Agents in the wholesale of furniture, household goods and hardware46150Wholesale of perfume and cosmetics46450Retail sale of cosmetics and toilet articles47750

Names & trade names

Legal nameNL

GLOBAL UNITY

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