Financials
- Fiscal year
- 2025
- Total assets
- €208,340
- Profit
- €66,500
- Solvency
- 32.9%
GLM Auto
ActiveSummary
The computed 12-month bankruptcy probability of GLM Auto is 2.9% (moderate). The 2025 annual accounts show equity of €68,500 and a net result of €66,500. Its solvency ranks better than 49% of 22026 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811
1 site
Size
€208,340total assets 2025
- Equity
- €68,500
- Profit
- €66,500
Turnover not published (abridged schema)
Structure
Accounts 25 d early1 of 2 deeds read
Why 51- Founded in 2025- 1 change of registered office in 24 months- Liquidity: current ratio 1.48, cash €4,182+ Figures for FY 2025 (filed 06-07-2026)Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 53% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
58
equity 32.9% of total assets
Liquidity
17
short-term debt 67.1% · cash 2.0%
Profitability
100
return on assets 31.9%
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 3.7%
06-2026: 3.8%▲ +2.3% vs 05-2026
07-2026: 3.9%▲ +1.8% vs 06-2026highest value
08-2026: 2.9%▼ -26.0% vs 07-2026lowest value
09-2026: 2.9%▲ +0.5% vs 08-2026
10-2026: 2.9%▲ +1.8% vs 09-2026
- Founded in 2025 raises the probability for this profile
- Figures for FY 2025 (filed 06-07-2026) lowers the probability
- 1 change of registered office in 24 months raises the probability
- Liquidity: current ratio 1.48, cash €4,182 raises the probability
Credit up to €3,000 at 30 days acceptable
Liquidity tight (current ratio 1.48; short-term debt: 67.1% and cash: 2% of total assets), and 67.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 48%, liquidity 16%, profitability 96%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
25 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
- Registered officeRegistered-office move · Director in…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2026
- 06-07-2026Annual accounts filed
- 04-03-2026Registered office
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of cars and light vans (up…NACE 47811
- Founded
- 15-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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