GLISKO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €199k and a net result of €15k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 68% of 5498 sector peers (fiscal year 2025). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
34 d early
2023
36 d early
2022
34 d early
2021
30 d early
2020
9 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€199k▲ 7.9%
2024 · €185k
2018: €165k
2019: €172k
2020: €177k
2021: €174k
2022: €176k
2023: €188k
2024: €185k
2018 → 2025
Net result
€15k
2024 · €-4k
2018: €3k
2019: €8k
2020: €5k
2021: €-2k
2022: €2k
2023: €12k
2024: €-4k
2018 → 2025
Total assets
€281k▲ 0.8%
2024 · €279k
2018: €168k
2019: €179k
2020: €184k
2021: €178k
2022: €181k
2023: €204k
2024: €279k
2018 → 2025
Solvency
70.9%▲ 4.7pp
2024 · 66.2%
2018: 97.8%
2019: 96.5%
2020: 95.9%
2021: 97.8%
2022: 97.0%
2023: 92.3%
2024: 66.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€174k-€176k▲ 0.7%€188k▲ 7.1%€185k▼ 1.9%€199k▲ 7.9%
Operating result€7k-€8k▲ 22.9%€28k▲ 245%€-4k€25k
Net result€-2k-€2k€12k▲ 497%€-4k€15k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €25k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €281k
Fixed assets
€238k▲ 3.5%
Current assets
€43k▼ 12.3%
Equity and liabilities €281k
Equity
€199k▲ 7.9%
Debt
€82k▼ 13.2%
The debt ratio falls from 33.8% to 29.1%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
70.9%▲
2024 · 66.2%
ROE
7.3%▲
2024 · -1.9%
ROA
5.2%▲
2024 · -1.3%
Debt
€82k▼
2024 · €94k
Debt ≤ 1 year
€24k▲
2024 · €8k
Debt > 1 year
€58k▼
2024 · €76k
Income taxes
€10k▲
2024 · €-63
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€279k€281k▲
Fixed assets21/28€230k€238k▲
Tangible fixed assets22/27€81k€90k▲
Land and buildings22€81k€79k▼
Furniture and vehicles24-€10k
Financial fixed assets28€150k€149k▼
Current assets29/58€49k€43k▼
Amounts receivable within one year40/41€42k€35k▼
Trade receivables40€13k€5k▼
Other amounts receivable41€30k€30k▲
Cash at bank and in hand54/58€6k€7k▲
Deferred charges and accrued income490/1€297€723▲
Equity and liabilities
Total equity and liabilities10/49€279k€281k▲
Equity10/15€185k€199k▲
Contributions10/11€99k€99k=
Reserves13€86k€101k▲
Distributable reserves133€86k€101k▲
Amounts payable17/49€94k€82k▼
Amounts payable after more than one year17€76k€58k▼
Financial debts170/4€76k€58k▼
Amounts payable within one year42/48€8k€24k▲
Current portion of amounts payable after more than one year42-€9k
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€7k€14k▲
Taxes450/3€7k€14k▲
Accrued charges and deferred income492/3€10k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-742€31k▲
Operating profit (loss)9901€-4k€25k▲
Financial income75/76B€31-
Recurring financial income75€31-
Financial charges65/66B€56€202▲
Recurring financial charges65€56€202▲
Profit (loss) for the period before taxes9903€-4k€24k▲
Income taxes67/77€-63€10k▲
Profit (loss) for the period9904€-4k€15k▲
Profit (loss) for the period to be appropriated9905€-4k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€15k▲
Transfer from equity791/2€4k-
Transfer to equity691/2-€15k
To other reserves6921-€15k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet €-4k ▼128%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
25-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aziëlaan 22610 AntwerpenGround area
261 m²
Building footprint
115 m²
Volume, LiDAR
798 m³
Parcel 11463D0493/00D004, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GLISKO
since 20062.157.748.370
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0493/00D004 | Flanders | 261 m² | 1 · 115 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,747. 13,520 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2006
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.