DE BACKER CONSULTING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €139k and a net result of €14k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 46% of 7980 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
4 d late
2023
1 d early
2022
20 d early
2021
on the day
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€139k▲ 10.6%
2024 · €125k
2019: €36k
2020: €40k
2021: €46k
2022: €54k
2023: €66k
2024: €125k
2019 → 2025
Net result
€14k▼ 80.3%
2024 · €72k
2019: €17k
2020: €19k
2021: €21k
2022: €23k
2023: €15k
2024: €72k
2019 → 2025
Total assets
€299k▲ 112%
2024 · €141k
2019: €56k
2020: €61k
2021: €67k
2022: €75k
2023: €83k
2024: €141k
2019 → 2025
Solvency
46.4%▼ 42.5pp
2024 · 88.9%
2019: 65.2%
2020: 66.1%
2021: 68.3%
2022: 71.9%
2023: 80.2%
2024: 88.9%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€54k▲ 17.3%€66k▲ 23.1%€125k▲ 89.1%€139k▲ 10.6%
Operating result€25k-€27k▲ 8.8%€21k▼ 20.3%€5k▼ 76.9%€25k▲ 406%
Net result€21k-€23k▲ 11.7%€15k▼ 32.6%€72k▲ 367%€14k▼ 80.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 406% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299k
Fixed assets
€174k▲ 641%
Current assets
€125k▲ 6.3%
Equity and liabilities €299k
Equity
€139k▲ 10.6%
Debt
€160k▲ 927%
The debt ratio rises from 11.1% to 53.6%. Equity and debt are higher.
Key figures and ratios
Solvency
46.4%▼
2024 · 88.9%
ROE
10.2%▼
2024 · 57.5%
ROA
4.7%▼
2024 · 51.1%
Debt
€160k▲
2024 · €16k
Debt ≤ 1 year
€79k▲
2024 · €15k
Debt > 1 year
€80k
Income taxes
€7k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€141k€299k▲
Fixed assets21/28€24k€174k▲
Tangible fixed assets22/27-€609
Furniture and vehicles24-€609
Financial fixed assets28€24k€174k▲
Current assets29/58€118k€125k▲
Amounts receivable within one year40/41€110k€119k▲
Trade receivables40€14k€74k▲
Other amounts receivable41€97k€45k▼
Cash at bank and in hand54/58€7k€6k▼
Deferred charges and accrued income490/1-€247
Equity and liabilities
Total equity and liabilities10/49€141k€299k▲
Equity10/15€125k€139k▲
Contributions10/11€19k€19k=
Reserves13€107k€120k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€105k€118k▲
Profit (loss) carried forward14€191€537▲
Amounts payable17/49€16k€160k▲
Amounts payable after more than one year17-€80k
Financial debts170/4-€80k
Amounts payable within one year42/48€15k€79k▲
Current portion of amounts payable after more than one year42-€14k
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€8k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€3k€53k▲
Accrued charges and deferred income492/3€118€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€260
Other operating charges640/8€694€7k▲
Gross operating margin9900€6k€32k▲
Operating profit (loss)9901€5k€25k▲
Financial income75/76B€76k€1k▼
Recurring financial income75€76k€1k▼
Financial charges65/66B€262€5k▲
Recurring financial charges65€262€5k▲
Profit (loss) for the period before taxes9903€81k€21k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€72k€14k▼
Profit (loss) for the period to be appropriated9905€72k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€14k▼
Profit (loss) brought forward from the previous period14P€83€191▲
Transfer from equity791/2€13k-
Transfer to equity691/2€72k€13k▼
To other reserves6921€72k€13k▼
Profit to be distributed694/7€13k€833▼
Return on contributions (dividend)694€13k€833▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €14k ▼80.3%
Net result drops to €14k, the lowest in the series.
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Highest result since 2019net €72k ▲367%
Net result €72k, the highest in the series.
30-06
Financial
Liquidity doublescurrent ratio 7.59
Current ratio from 3.61 to 7.59; short-term debt falls from €16k to €15k.
30-06
Financial
Equity above €100kEq €125k ▲89.1%
6 profitable years in a row build equity to €125k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kwadeweg 1069940 EvergemGround area
3,612 m²
Building footprint
267 m²
Volume, LiDAR
1,450 m³
Parcel 44302D1347/00H000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kwadeweg 106, 9940 Evergem
since 20072.168.226.350
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44302D1347/00H000 | Flanders | 3,612 m² | 1 · 267 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 13,069 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-12-2007
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.