GLAZENWASSERIJ WERNER
ActiveGLAZENWASSERIJ WERNER has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €9k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 80% of 4477 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-7
Solvency95▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.98 against 3.83 in 2024; short-term debt: 19.9% and cash: 61.6% of total assets), and 29.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.4%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
13 d early
2023
21 d early
2022
4 d early
2021
22 d late
2020
12 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▲ 1.1%
2024 · €91k
2018: €73k
2019: €79k
2020: €72k
2021: €65k
2022: €85k
2023: €83k
2024: €91k
2018 → 2025
Total assets
€131k▼ 2.7%
2024 · €135k
2018: €109k
2019: €103k
2020: €119k
2021: €112k
2022: €120k
2023: €107k
2024: €135k
2018 → 2025
Net result
€9k▼ 44.7%
2024 · €16k
2018: €2k
2019: €6k
2020: €2k
2021: €-150
2022: €20k
2023: €7k
2024: €16k
2018 → 2025
Working capital
€78k▲ 9.1%
2024 · €72k
2018: €54k
2019: €67k
2020: €56k
2021: €55k
2022: €77k
2023: €76k
2024: €72k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€85k▲ 30.4%€83k▼ 2.4%€91k▲ 10.2%€92k▲ 1.1%
Operating result€5k-€21k▲ 315%€10k▼ 51.6%€24k▲ 135%€14k▼ 41.3%
Net result€-150-€20k€7k▼ 66.3%€16k▲ 144%€9k▼ 44.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131k
Fixed assets
€27k▼ 28.8%
Current assets
€104k▲ 7.6%
Equity and liabilities €131k
Equity
€92k▲ 1.1%
Debt
€39k▼ 10.6%
The debt ratio falls from 32.3% to 29.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26k▼
2024 · €33k
Cash flow
€21k▼
2024 · €26k
Solvency
70.4%▲
2024 · 67.7%
Current ratio
3.98▲
2024 · 3.83
Quick ratio
3.98▲
2024 · 3.83
Debt / equity
0.42▼
2024 · 0.48
ROE
9.8%▼
2024 · 17.8%
ROA
6.9%▼
2024 · 12.1%
Interest coverage
21.12▼
2024 · 27.73
Debt
€39k▼
2024 · €44k
Debt ≤ 1 year
€26k▲
2024 · €25k
Debt > 1 year
€13k▼
2024 · €18k
Income taxes
€4k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€135k€131k▼
Fixed assets21/28€38k€27k▼
Tangible fixed assets22/27€38k€27k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€4k€240▼
Leasing and similar rights25€32k€25k▼
Current assets29/58€97k€104k▲
Amounts receivable within one year40/41€22k€21k▼
Trade receivables40€22k€21k▼
Other amounts receivable41€641€56▼
Cash at bank and in hand54/58€72k€81k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€135k€131k▼
Equity10/15€91k€92k▲
Contributions10/11€19k€19k=
Reserves13€61k€62k▲
Distributable reserves133€61k€62k▲
Profit (loss) carried forward14€12k€12k=
Amounts payable17/49€44k€39k▼
Amounts payable after more than one year17€18k€13k▼
Financial debts170/4€18k€13k▼
Amounts payable within one year42/48€25k€26k▲
Current portion of amounts payable after more than one year42€8k€6k▼
Trade debts44€975€658▼
Suppliers440/4€975€658▼
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€5k€7k▲
Other amounts payable47/48€11k€11k=
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€12k▲
Other operating charges640/8€3k€989▼
Gross operating margin9900€37k€27k▼
Operating profit (loss)9901€24k€14k▼
Financial income75/76B€0€5▲
Recurring financial income75€0€5▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€23k€13k▼
Income taxes67/77€7k€4k▼
Profit (loss) for the period9904€16k€9k▼
Profit (loss) for the period to be appropriated9905€16k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€21k▼
Profit (loss) brought forward from the previous period14P€12k€12k=
Transfer from equity791/2€8k€8k▲
Transfer to equity691/2€16k€9k▼
To other reserves6921€16k€9k▼
Profit to be distributed694/7€8k€8k▲
Return on contributions (dividend)694€8k€8k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Weakest financial yearnet €-150 ▼106%
Net result drops to €-150, the lowest in the series; recovery starts the following year.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenbos 1453202 AarschotGround area
1,039 m²
Building footprint
185 m²
Volume, LiDAR
937 m³
Parcel 24092E0254/00T000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GLAZENWASSERIJ WERNER
since 20002.099.497.692
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24092E0254/00T000 | Flanders | 1,039 m² | 1 · 185 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 150 EUR awarded · 150 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 150 EUR | 150 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,012 companies in sector 81220 we hold annual accounts for 2,415. 2,024 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2000
Fiscal year end31-12
Activities, NACEBEL
74700
81220Other building cleaning and industrial cleaning
43341Painting of buildings
45441
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.