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A.T.F.

Active
Private limited companyfounded 1998active for 27 yearsFilip Williotstraat 9, 2600 Antwerpen, Belgium45 active companies are registered at this addressKBO/BCE: BE 0465.135.388
Summary

The computed 12-month bankruptcy probability of A.T.F. is 1.9% (moderate). The 2025 annual accounts show equity of €34,009 and a net result of €13,891. Equity is growing by about 5.1% per year across the filed financial years. Its solvency ranks better than 29% of 34,650 sector peers (NACE 43, financial year 2025). The company has been active since 1998 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Other building finishing work
NACE 43350Other building cleaning and industrial cleaning NACE 81220
1 site
Size
€123,122total assets 2025
Equity
€34,009
Profit
€13,891
Turnover not published (abbreviated or micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Structure
Accounts 108 days early2 of 8 deeds read
Why 54raises risk1 change of registered office in 24 months2 of the last 3 lateEx-officio strike-off in the KBOlowers riskLiquidity: current ratio 1.33, cash €21,549Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 42% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Average
Solvency 53+13
equity 27.6% of total assets
Liquidity 33+23
short-term debt 72.4% · cash 17.5%
Profitability 64+64
return on assets 11.3%
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,603 companies, NACE 43, micro)
Last 24 months 11-2024: 2.6% 12-2024: 3.1%▲ +0.5 percentage points vs 11-2024 01-2025: 6.0%▲ +2.9 percentage points vs 12-2024 02-2025: 2.6%▼ -3.4 percentage points vs 01-2025 03-2025: 2.7%▲ +0.1 percentage points vs 02-2025 04-2025: 2.7%● unchanged vs 03-2025 05-2025: 2.8%▲ +0.1 percentage points vs 04-2025 06-2025: 2.8%● unchanged vs 05-2025 07-2025: 2.9%▲ +0.1 percentage points vs 06-2025 08-2025: 3.5%▲ +0.6 percentage points vs 07-2025 09-2025: 4.0%▲ +0.5 percentage points vs 08-2025 10-2025: 4.4%▲ +0.4 percentage points vs 09-2025 11-2025: 4.2%▼ -0.2 percentage points vs 10-2025 12-2025: 4.7%▲ +0.5 percentage points vs 11-2025 01-2026: 14.8%▲ +10.1 percentage points vs 12-2025highest value 02-2026: 11.7%▼ -3.1 percentage points vs 01-2026 03-2026: 11.6%▼ -0.1 percentage points vs 02-2026 04-2026: 11.6%● unchanged vs 03-2026 05-2026: 1.0%▼ -10.6 percentage points vs 04-2026lowest value 06-2026: 1.0%● unchanged vs 05-2026lowest value 07-2026: 1.9%▲ +0.9 percentage points vs 06-2026 08-2026: 1.9%● unchanged vs 07-2026 09-2026: 1.9%● unchanged vs 08-2026 10-2026: 1.9%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.33, compared with 1.13 in 2024, below the usual 1.5; short-term debt: 72.4% and cash: 17.5% of total assets), and 72.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 29% on solvency, 21% on liquidity, 31% on profitability and 87% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 2 of the last 3 late
NBB · filings
raises risk · Ex-officio strike-off in the KBO
KBO publications
lowers risk · Liquidity: current ratio 1.33, cash €21,549
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
108 days early
2024
173 days late
2023
177 days late
2022
65 days late
2021
117 days late
2020
61 days late
2019
33 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 74 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 November (4 of the last 5 filed years within 61 days of that day).
Companies Code · seven months
Where today falls in the filing period
23-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Registered officeRegistered-office move · Director in…
  2. Resignation: Ismail CETIN (manager)Appointment: Ismail CETIN (director) ·…
  3. Annual accounts filedfinancial year 2025 · micro…

Key points

  • Positive: Back in profit in 2025after -€105,165 in 2024 €13,891 View
  • New directorlatest change 04-05-2026 · 1 in office 1 joined View
  • Active since 1998founded 31-12-1998 27 years View

By topic

Financials

Financial year
2025
Total assets
€123,122
Profit
€13,891
Solvency
27.6%
Total assets▼ 5.9%
Net result
20182025
Go to Financials

Timeline

Events
33
Since
2000
Next accounts
by 31-07-2027
  1. 20-01-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 22-12-2025Address struck
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other building finishing workNACE 43350
Founded
31-12-1998
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
43
Annual meeting
First Tuesday of May at 19:00
Purpose
“Werkplaats voor het herstellen van motorvoertuigen, rijwielen, bromfietsen, koetswerk…” (deed in Dutch)
Go to Articles of association

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