Skip to content

GLASHANDEL SINT-BERNARD

Active
Private limited company (pre-2019)founded 1984active for 41 yearsSint-Bernardsesteenweg 633, 2660 Antwerpen, BelgiumKBO/BCE: BE 0426.855.725
Summary

GLASHANDEL SINT-BERNARD has been active since 1984 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,581 and a net result of -€5,176. Equity is growing by about 4.3% per year across the filed financial years. Its solvency ranks better than 73% of 34,728 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
GLASHANDEL SINT-BERNARDActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Specialised construction activities
NACE 43343
1 site
Size
€30,181total assets 2025
Staff
1.8 FTE
Equity
€20,581
Loss
-€5,176
Turnover not published (micro format)
Financial health
86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts 42 days early
Why 86raises riskSector: Specialised construction activities (NACE 43)Loss of €5,176, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 2.75, cash €18,775Equity €20,581 (68.2% of total assets)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 47% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 93-2
equity 68.2% of total assets
Liquidity 86-1
short-term debt 31.8% · cash 62.2%
Profitability 7+7
return on assets -17.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,640 companies, NACE 43, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025lowest value 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026highest value 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.3%▼ -0.2 percentage points vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.75, compared with 2.51 in 2024, above the usual 1.5; short-term debt: 31.8% and cash: 62.2% of total assets), and 31.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 74% on solvency, 84% on liquidity, 11% on profitability and 18% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Liquidity: current ratio 2.75, cash €18,775
NBB · annual accounts
raises risk · Loss of €5,176, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Equity €20,581 (68.2% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€5,176
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
42 days early
2024
29 days early
2023
30 days late
2022
25 days late
2021
10 days late
2020
12 days late
2019
63 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 August (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Weakest financial yearnet -€19,585

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€5,176 View
  • Caution: Among the weakest 16% on net resultsector median €10,238 · 34,715 companies -€5,176 View
  • Active since 1984founded 27-12-1984 41 years View

By topic

Financials

Financial year
2025
Total assets
€30,181
Loss
-€5,176
Solvency
68.2%
Total assets▼ 18.4%
Net result
20182025
Go to Financials

Timeline

Events
44
Since
1986
Next accounts
by 31-07-2027
  1. 30-08-2024Annual accounts filed
  2. 25-08-2023Annual accounts filed
  3. 31-12-2022Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Specialised construction activitiesNACE 43343
Founded
27-12-1984
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about GLASHANDEL SINT-BERNARD

What is the company number of GLASHANDEL SINT-BERNARD?
0426.855.725. In Belgium the VAT number is the company number with BE in front: BE 0426.855.725.
Where is GLASHANDEL SINT-BERNARD based?
The registered office is at Sint-Bernardsesteenweg 633, 2660 Antwerpen.Company details
What does GLASHANDEL SINT-BERNARD do?
According to the KBO register, the main activity is specialised construction activities (NACE 43343).
What is the legal form of GLASHANDEL SINT-BERNARD?
Private limited company (pre-2019) (BVBA).
When was GLASHANDEL SINT-BERNARD founded?
On 27-12-1984.
Is GLASHANDEL SINT-BERNARD still active?
Yes, GLASHANDEL SINT-BERNARD is an active enterprise in the KBO register.
How many employees does GLASHANDEL SINT-BERNARD have?
On average 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of GLASHANDEL SINT-BERNARD?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is GLASHANDEL SINT-BERNARD profitable?
In financial year 2025, GLASHANDEL SINT-BERNARD made a loss of €5,176.
Where can I find the annual accounts of GLASHANDEL SINT-BERNARD?
GLASHANDEL SINT-BERNARD filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GLASHANDEL SINT-BERNARD due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to GLASHANDEL SINT-BERNARD

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure