Turnover
≈ €230,000 estimated
The micro format states no turnover.
S.D.C General Construct
Lifetime
8 annual accounts with figures on one time axispeak €38,702 (2025)
€38,702▲ 39.1%
lowest -€13,377 (2021)
€14,396▲ 205%
peak €21,018 (2025)
€21,018▲ 217%
€31,318▲ 12.1%
Board2 names since 2021
1 directorCOMAN Dumitru
Documentsfilings and deeds
28-06-202633 days before the deadline
2025micro format
Gross margin from €27,821 to €38,702Result from €4,718 to €14,396Equity from €6,623 to €21,018Investments €3,665Cash from €643 to €3,419
Key points
from the 2025 annual accountsInvestments
€3,665 4.3 × depreciation
Green is investment, beige is depreciation.
At the same address
164 companies
Checked score
67
Healthy
Financially stronger than 62% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 5.8%
01-2025: 5.7%▼ -0.1 percentage points vs 12-2024
02-2025: 5.7%● unchanged vs 01-2025
03-2025: 5.8%▲ +0.1 percentage points vs 02-2025
04-2025: 6.3%▲ +0.5 percentage points vs 03-2025
05-2025: 6.7%▲ +0.4 percentage points vs 04-2025
06-2025: 6.6%▼ -0.1 percentage points vs 05-2025
07-2025: 6.8%▲ +0.2 percentage points vs 06-2025highest value
08-2025: 2.6%▼ -4.2 percentage points vs 07-2025
09-2025: 2.6%● unchanged vs 08-2025
10-2025: 2.6%● unchanged vs 09-2025
11-2025: 2.6%● unchanged vs 10-2025
12-2025: 2.6%● unchanged vs 11-2025
01-2026: 2.2%▼ -0.4 percentage points vs 12-2025
02-2026: 2.2%● unchanged vs 01-2026
03-2026: 2.4%▲ +0.2 percentage points vs 02-2026
04-2026: 2.3%▼ -0.1 percentage points vs 03-2026
05-2026: 2.8%▲ +0.5 percentage points vs 04-2026
06-2026: 2.6%▼ -0.2 percentage points vs 05-2026
07-2026: 2.8%▲ +0.2 percentage points vs 06-2026
08-2026: 2.1%▼ -0.7 percentage points vs 07-2026
09-2026: 2.7%▲ +0.6 percentage points vs 08-2026
10-2026: 1.1%▼ -1.6 percentage points vs 09-2026lowest value
11-2026: 1.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Ex-officio strike-off in the KBO
Size: total assets €52,337
Sector: Specialised construction activities (NACE 43)
lowers risk
Founded in 2015
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 43% of them on solvency, 16% on liquidity, 92% on profitability and 96% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 34,693 companies had the same profile as S.D.C General Construct has now. Each dot stands for 87 companies, two years later.
95.3%
were still trading
3.9%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of S.D.C General Construct itself is higher: 1.1% within 12 months. It rests on far more data about S.D.C General Construct than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 34,693 companies, not a prediction for S.D.C General Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.53 (1.18 in 2024), above the usual 1.5. Short-term debt is 59.8% and cash 6.5% of total assets. However, 59.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €21,018
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-06-2026, 33 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
33 days early
2024
1 day early
2023
18 days early
2022
38 days early
2021
76 days late
2020
31 days late
2019
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0632983297
Registered office moved from Ixelles to Brussels
Transfer of 10 shares from Papadopoulos Stella to Balan Rudolf-Eduard · New registered office: Avenue de la Chasse 133/135 à 1040 Bruxelles · Previous registered office: Avenue Louise 367 1050 Ixelles · General meeting of 06-05-2024 · Gazette deed
Address struck
Louizalaan 367 1050 L’adresse du siège, 1050
Elsene is doorgehaald met ingang van Ixelles · effective 20-12-2023 · KBO administration
Company renamed from GLAS INSTALLATION to S.D.C General Construct
Capital contribution of €2,000 · Contributions: COMAN Dumitru (€1,500, 150 shares); PAPADOPOULOU Stella (€500, 50 shares) · Changes of role: COMAN Dumitru (director) and PAPADOPOULOU Stella (director) · General meeting of 05-08-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| S.D.C General Construct Etterbeek | €52,337 | €38,702 | 40.2% | - |
| Group X Geraardsbergen | €44,862 | €27,141 | 27.7% | - |
| VITRERIE LILO Tubize | €81,465 | €50,133 | 66.9% | 0 |
| SPOORMANS GLASCONCEPT Brecht | €79,300 | €29,129 | 43.8% | - |
| TECAL Wemmel | €95,619 | €34,743 | 88.6% | - |
| K10 Windows Ravels | €93,409 | €28,554 | 26.3% | - |
| DISTRI GLASS Zaventem | €97,402 | €28,088 | 53.9% | - |
These companies have the same main activity as S.D.C General Construct: specialised construction activities (NACE 43343). They are comparable in size and age: total assets between €44,900 and €97,400, founded between 2011 and 2019.
Official details
Source: KBO- Status
- Active since 02-07-2015Normal situation
- Registered office
- 165 active companies are registered at this address8 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Specialised construction activitiesNACE 43343and 2 others
- Establishment unit
- 2.266.750.2409500 Geraardsbergen, since 02-07-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 15-10-2025
Annual accounts 2025
- €52,337▲ 51.4%
- Filing
- Filed on 28-06-2026, 33 days before the end of the filing period
Insights on S.D.C General Construct
S.D.C General Construct files the micro format. That format states no turnover. The gross margin rose from €1,463 in 2017 to €38,702 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about S.D.C General Construct
- What is the company number of S.D.C General Construct?
- The company number of S.D.C General Construct is 0632.983.297. The VAT number is the same number with BE in front: BE 0632.983.297.
- Where is S.D.C General Construct based?
- The registered office is at Jachtlaan 133, 1040 Etterbeek.Company details
- What does S.D.C General Construct do?
- According to the KBO register, the main activity is specialised construction activities (NACE 43343).
- What is the legal form of S.D.C General Construct?
- S.D.C General Construct is a private limited company (BV).
- When was S.D.C General Construct founded?
- S.D.C General Construct was founded on 02-07-2015.
- Is S.D.C General Construct still active?
- Yes, S.D.C General Construct is an active enterprise in the KBO register.
- What is the turnover of S.D.C General Construct?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €38,702 and 88 comparable companies (NACE 433). It probably lies between €160,000 and €390,000.Financials
- Is S.D.C General Construct profitable?
- In financial year 2025, S.D.C General Construct made a profit of €14,396.
- Where can I find the annual accounts of S.D.C General Construct?
- S.D.C General Construct filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of S.D.C General Construct due?
- S.D.C General Construct must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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