GLACIER COCOZZA
ActiveGLACIER COCOZZA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €9k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 1520 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
83
/ 100
Excellent▲ +2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency67▲+10
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 13.54 against 26.48 in 2024), but 71.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.7%
Return on assets
6.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
27 d late
2023
65 d early
2022
47 d early
2021
46 d early
2020
9 d late
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▲ 31.3%
2024 · €30k
2018: €11k
2019: €23k
2020: €15k
2021: €6k
2022: €10k
2023: €20k
2024: €30k
2018 → 2025
Total assets
€138k▲ 9.1%
2024 · €127k
2018: €132k
2019: €147k
2020: €138k
2021: €130k
2022: €133k
2023: €143k
2024: €127k
2018 → 2025
Net result
€9k▼ 10.9%
2024 · €11k
2018: €14k
2019: €12k
2020: €-8k
2021: €-9k
2022: €4k
2023: €9k
2024: €11k
2018 → 2025
Working capital
€39k▲ 46.0%
2024 · €27k
2018: €-60k
2019: €-45k
2020: €15k
2021: €10k
2022: €18k
2023: €30k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€10k▲ 67.2%€20k▲ 86.9%€30k▲ 54.1%€40k▲ 31.3%
Operating result€-7k-€6k€11k▲ 86.8%€13k▲ 13.9%€11k▼ 12.7%
Net result€-9k-€4k€9k▲ 116%€11k▲ 16.3%€9k▼ 10.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138k
Fixed assets
€96k▼ 3.0%
Current assets
€42k▲ 51.7%
Equity and liabilities €138k
Equity
€40k▲ 31.3%
Debt
€98k▲ 2.1%
The debt ratio falls from 76.2% to 71.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€14k▼
2024 · €16k
Cash flow
€12k▼
2024 · €14k
Solvency
28.7%▲
2024 · 23.8%
Current ratio
13.54▼
2024 · 26.48
Quick ratio
13.54▼
2024 · 26.48
Debt / equity
2.49▼
2024 · 3.19
ROE
23.8%▼
2024 · 35.1%
ROA
6.8%▼
2024 · 8.4%
Interest coverage
9.14▲
2024 · 8.03
Debt
€98k▲
2024 · €96k
Debt ≤ 1 year
€3k▲
2024 · €1k
Debt > 1 year
€95k=
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€138k▲
Fixed assets21/28€99k€96k▼
Tangible fixed assets22/27€99k€96k▼
Land and buildings22€45k€42k▼
Plant, machinery and equipment23€54k€54k▼
Current assets29/58€28k€42k▲
Amounts receivable within one year40/41-€3k
Trade receivables40-€3k
Cash at bank and in hand54/58€25k€37k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€127k€138k▲
Equity10/15€30k€40k▲
Contributions10/11€97k€97k=
Profit (loss) carried forward14€-66k€-57k▲
Amounts payable17/49€96k€98k▲
Amounts payable after more than one year17€95k€95k=
Other amounts payable178/9€95k€95k=
Amounts payable within one year42/48€1k€3k▲
Trade debts44€866€3k▲
Suppliers440/4€866€3k▲
Taxes, remuneration and social security45€188€26▼
Taxes450/3€188€26▼
Other amounts payable47/48-€566
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€20k€18k▼
Operating profit (loss)9901€13k€11k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€11k€9k▼
Profit (loss) for the period9904€11k€9k▼
Profit (loss) for the period to be appropriated9905€11k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-66k€-57k▲
Profit (loss) brought forward from the previous period14P€-77k€-66k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Liquidity times 7current ratio 26.48
Current ratio from 3.97 to 26.48; short-term debt falls from €10k to €1k.
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Liquidity times 6current ratio 2.46
Current ratio from 0.42 to 2.46; short-term debt falls from €78k to €10k.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Azalealaan 81030 SchaarbeekGround area
270 m²
Building footprint
175 m²
Volume, LiDAR
2,327 m³
Parcel 21903B0344/00G000, Brussels · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
GLACIER COCOZZA SA
since 19952.073.610.075
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21903B0344/00G000 | Brussels | 270 m² | 1 · 175 m² | 18.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 606 companies in sector 10520 we hold annual accounts for 234. 189 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-09-1995
Fiscal year end31-12
Activities, NACEBEL
10520Manufacture of food products
47110Non-specialised retail sale with food, beverages or tobacco predominating
47111Retail trade
52111
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.