GJD CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of GJD CONSTRUCT is 3.9% (moderate). The 2025 annual accounts show equity of €33,979 and a net result of €31,251. Its solvency ranks better than 26% of 9,316 sector peers (NACE 41, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Staff
- 0.6 FTE
- Equity
- €33,979
- Profit
- €31,251
Why 50raises riskFounded in 2023Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €169,537lowers riskLiquidity: current ratio 2.16, cash €39,842Show the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 27% on solvency, 61% on liquidity, 66% on profitability and 99% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 6 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Liquidity doublescurrent ratio 2.16
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 7.6 times 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Non-recurring operating income76A | €355 | €523 | ▲ 47.3% |
| Remuneration, social security and pensions62 | €11,647 | €33,847 | ▲ 191% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,462 | - | - |
| Other operating charges640/8 | €2,579 | €3,025 | ▲ 17.3% |
| Gross operating margin9900 | €26,541 | €81,403 | ▲ 207% |
| Operating profit (loss)9901 | €5,852 | €44,531 | ▲ 661% |
| Financial income75/76B | €449 | €1,224 | ▲ 173% |
| Recurring financial income75 | €449 | €1,224 | ▲ 173% |
| Financial charges65/66B | €1,671 | €4,433 | ▲ 165% |
| Recurring financial charges65 | €1,671 | €4,433 | ▲ 165% |
| Profit (loss) for the period before taxes9903 | €4,629 | €41,322 | ▲ 793% |
| Income taxes67/77 | €3,901 | €10,071 | ▲ 158% |
| Profit (loss) for the period9904 | €728 | €31,251 | ▲ 43× |
| Profit (loss) for the period to be appropriated9905 | €728 | €31,251 | ▲ 43× |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €53,588 | €169,537 | ▲ 216% |
| Fixed assets21/28 | €12,038 | - | - |
| Tangible fixed assets22/27 | €12,038 | - | - |
| Furniture and vehicles24 | €12,038 | - | - |
| Current assets29/58 | €41,551 | €169,537 | ▲ 308% |
| Amounts receivable after more than one year29 | €4,500 | - | - |
| Other amounts receivable291 | €4,500 | - | - |
| Amounts receivable within one year40/41 | €19,923 | €129,293 | ▲ 549% |
| Trade receivables40 | €8,986 | €88,024 | ▲ 880% |
| Other amounts receivable41 | €10,937 | €41,269 | ▲ 277% |
| Cash at bank and in hand54/58 | €14,433 | €39,842 | ▲ 176% |
| Deferred charges and accrued income490/1 | €2,694 | €402 | ▼ 85.1% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €53,588 | €169,537 | ▲ 216% |
| Equity10/15 | €2,728 | €33,979 | ▲ 12× |
| Contributions10/11 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €728 | €31,979 | ▲ 44× |
| Amounts payable17/49 | €50,860 | €135,558 | ▲ 167% |
| Amounts payable after more than one year17 | €11,804 | €56,952 | ▲ 382% |
| Financial debts170/4 | €11,804 | €56,952 | ▲ 382% |
| Amounts payable within one year42/48 | €39,056 | €78,606 | ▲ 101% |
| Current portion of amounts payable after more than one year42 | €4,783 | €12,634 | ▲ 164% |
| Financial debts43 | €1,771 | - | - |
| Credit institutions430/8 | €1,771 | - | - |
| Trade debts44 | €23,200 | €52,478 | ▲ 126% |
| Suppliers440/4 | €23,200 | €52,478 | ▲ 126% |
| Taxes, remuneration and social security45 | €9,302 | €13,494 | ▲ 45.1% |
| Taxes450/3 | €3,901 | €11,122 | ▲ 185% |
| Remuneration and social security454/9 | €5,401 | €2,373 | ▼ 56.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €728 | €31,251 | ▲ 43× |
| + Depreciation and write-downs630 | €6,462 | - | - |
| Operating cash flow (approximation) | €7,191 | €31,251 | ▲ 335% |
| Change in cash | - | €25,409 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 08-07-2026 | 2026-00267839 |
| 31-12-2024 | micro format | 03-09-2025 | 2025-00478534 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| FERREIRA DOS SANTOS JUNIOR Glauco Daniel |
|
Owners and capital
Capital and shareholders
- FERREIRA DOS SANTOS JUNIOR Glauco Daniel 1,000 shares (100%) · €2,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 22-08-2023 Incorporation · €2,000 · 1,000 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
On 18 August 2023, GJD CONSTRUCT was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 The registered office moved to Grimbergen in 2024 and to Overijse in 2024.34 FERREIRA DOS SANTOS JUNIOR Glauco Daniel has served as director of the company since 2023.2
Acts, filings and financial milestones
22-11
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 21-10-2024
- Registered-office move, Jean Tombeurstraat 29,3090 Overijse
29-07
Gazette deed
Registered officeRegistered-office move2 facts ▸
- General meeting, 01-07-2024
- Registered-office move, Temselaan,3A-1853 Grimbergen
22-08
Gazette deed
IncorporationAppointment: FERREIRA DOS SANTOS JUNIOR Glauco Daniel (director) · Founder · Founding capital11 facts ▸
- Founder, FERREIRA DOS SANTOS JUNIOR Glauco Daniel (comparant)
- Other provision, “financieel plan bij oprichting, aanvangsvermogen verantwoord met het oog op voorgenomen activiteiten” (deed in Dutch)
- Other provision, “voorlichting oprichtersaansprakelijkheid, faillissement binnen 3 jaar te rekenen vanaf oprichting” (deed in Dutch)
- Incorporation, “GJD CONSTRUCT” (deed in Dutch)
- Founding capital, €2,000
- Bank account, “bijzondere rekening geopend namens vennootschap in oprichting”, EUR (deed in Dutch)
- Registered office clause, “Lozenberg 17/1,1932 Sint-Stevens-Woluwe” (deed in Dutch)
- Other provision, “gjdconstruct@outlook.com, website e-mailadres” (deed in Dutch)
- General meeting, “aanstonds, buitengewone algemene vergadering” (deed in Dutch)
- Board rule, 1
- Director appointment, FERREIRA DOS SANTOS JUNIOR Glauco Daniel (director)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0804.900.456
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23546L0557/00L000 | Flanders | 196 m² | 1 · 67 m² | 10.6 m · 3 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- GJD CONSTRUCT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, overal verplaatsbaar bij eenvoudige beslissing bestuursorgaan voor zover verplaatsing in Brussels Gewest of Vlaams Gewest” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Artikel 11. Bevoegdheden van het bestuursorgaan Als er slechts één bestuurder is, is het geheel van de bevoegdheden van de bestuurders aan…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)“Algemene kosten,los van representatie-,reis- en verplaatsingskosten, absolute meerderheid” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, elektronisch digitaal aandelenregister op naam” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Elke overdracht onder levenden,ten bezwarende of kosteloze titel,vrijwillig of gedwongen,uitsluiting en uittreding,in vruchtgebruik,blote of…” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Inbreng in geld met uitgifte van nieuwe aandelen, naar evenredigheid aantal aandelen” (deed in Dutch)
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vormen vereist voor statutenwijziging, beslissing algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Ontbinding om welke reden en op welk ogenblik ook, bestuurder(s) in functie krachtens statuten indien geen andere vereffenaar benoemd” (deed in Dutch)