LLM BOUW
ActiveThe computed 12-month bankruptcy probability of LLM BOUW is 2.2% (moderate). The 2025 annual accounts show equity of €34k and a net result of €-6k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 14% of 2149 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-5
Solvency36▼-64
Growth78=
Stability100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 2.29 against 4.9 in 2024), but 95.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.1%
Return on assets
-0.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 2149 sector peers (2025).
NBB · sector comparisonPosition among 2149 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
37 d early
2024
27 d early
2023
22 d early
2022
31 d early
2021
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€34k▼ 14.9%
2024 · €40k
2021: €21k
2022: €38k
2023: €40k
2024: €40k
2021 → 2025
Total assets
€829k▲ 1,361%
2024 · €57k
2021: €510k
2022: €50k
2023: €45k
2024: €57k
2021 → 2025
Net result
€-6k
2024 · €389
2021: €-9k
2022: €16k
2023: €2k
2024: €389
2021 → 2025
Working capital
€467k▲ 934%
2024 · €45k
2021: €390k
2022: €43k
2023: €45k
2024: €45k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€38k▲ 75.5%€40k▲ 5.1%€40k▲ 1.0%€34k▼ 14.9%
Operating result€-7k-€24k€3k▼ 89.4%€564▼ 77.9%€-1k
Net result€-9k-€16k€2k▼ 88.2%€389▼ 79.7%€-6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €564 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €829k
Equity
€34k▼ 14.9%
Debt
€795k▲ 4,642%
The debt ratio rises from 29.6% to 95.9%: debt grows while equity shrinks.
Key figures and ratios
Solvency
4.1%▼
2024 · 70.4%
Current ratio
2.29▼
2024 · 4.90
Quick ratio
0.21▼
2024 · 2.23
Debt / equity
23.39▲
2024 · 0.42
ROE
-17.6%▼
2024 · 1.0%
ROA
-0.7%▼
2024 · 0.7%
Debt
€795k▲
2024 · €17k
Debt ≤ 1 year
€362k▲
2024 · €12k
Debt > 1 year
€425k
Income taxes
€0▼
2024 · €146
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€829k▲
Current assets29/58€57k€829k▲
Stocks and contracts in progress3€31k€754k▲
Stocks30/36€31k€754k▲
Amounts receivable within one year40/41€14k€28k▲
Trade receivables40€8k€16k▲
Other amounts receivable41€6k€12k▲
Cash at bank and in hand54/58€12k€47k▲
Equity and liabilities
Total equity and liabilities10/49€57k€829k▲
Equity10/15€40k€34k▼
Contributions10/11€30k€30k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14-€-6k
Amounts payable17/49€17k€795k▲
Amounts payable after more than one year17-€425k
Financial debts170/4-€425k
Amounts payable within one year42/48€12k€362k▲
Financial debts43-€310k
Other loans439-€310k
Trade debts44€11k€52k▲
Suppliers440/4€11k€52k▲
Taxes, remuneration and social security45€305€0▼
Taxes450/3€305€0▼
Accrued charges and deferred income492/3€5k€8k▲
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€2k€146▼
Operating profit (loss)9901€564€-1k▼
Financial income75/76B€0€10k▲
Recurring financial income75€0€10k▲
Financial charges65/66B€30€14k▲
Recurring financial charges65€30€14k▲
Profit (loss) for the period before taxes9903€534€-6k▼
Income taxes67/77€146€0▼
Profit (loss) for the period9904€389€-6k▼
Profit (loss) for the period to be appropriated9905€389€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€389€-6k▼
Transfer to equity691/2€389€0▼
To other reserves6921€389€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 8current ratio 61.43
Current ratio from 7.34 to 61.43; short-term debt falls from €7k to €737.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gremelsloweg 63680 MaaseikGround area
3,773 m²
Building footprint
1,452 m²
Volume, LiDAR
8,627 m³
Parcel 72021A1865/00S000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LLM BOUW
since 20202.305.493.525
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021A1865/00S000 | Flanders | 3,773 m² | 1 · 1,452 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 1020.499.584
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BE 0471.458.503
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C. ALESSIO CONSTRUCT
BE 0757.886.932
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GJD CONSTRUCT
BE 0804.900.456
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WDB DESIGN
BE 0464.211.118
Buggenhout · Eq €34k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 12,463 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.