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Complete company report
Generated 31-07-2026
Active BE 0790.613.247Private limited company

GJA GROUP

Houtwal 11 ·3600 Genk, Belgium· 3 yrs active
Sector: Tiling (43331)
Conclusion Checked

The computed 12-month bankruptcy probability of GJA GROUP is 3.5% (moderate). The 2024 annual accounts show negative equity (€-636) and a net result of €10k. Its solvency ranks better than 9% of 11072 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-636
Net result €10k
Better than sector 9%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health16Profitability0Solvency33Growth78Stability94
44 / 100

Fragile profile, watch profitability in particular.

Health 16
Profitability 0
Solvency 33
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
3.5% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
16 / 100 Critical
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 13-11-2025 with the NBB · fiscal year 2024 · micro
€-20k€-10k€0€10kOperating result 2023: €-12k€-12kNet result 2023: €-14k€-14kOperating result 2024: €11k€11kNet result 2024: €10k€10k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -1.4% 40.9%
better than 9% of 11072 sector peers
Net result €10k €11k
better than 47% of 11054 sector peers
Equity €-636 €34k
better than 9% of 11075 sector peers
Gross operating margin €18k €35k
better than 31% of 11045 sector peers
Total assets €46k €93k
better than 25% of 11072 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€16k
- -38% vs sector
Net profit
€10k
- +51% vs sector
Cash flow
€16k
- -8% vs sector
Total assets
€46k
+51.7% -80% vs sector
Equity
€-636
+94.1% far below sector median
Working capital
€-21k
+16.4% far below sector median
Debt
€47k
+13.8% -73% vs sector
Debt ≤ 1y
€40k
+47.1% -50% vs sector
Debt > 1y
€7k
-49.3% -94% vs sector
Current ratio
0.46
+849.5% -69% vs sector
Quick ratio
0.41
+2184.4% -69% vs sector
Solvency
-1.4%
+96.1% far below sector median
Debt / equity
-73.56
-1813.2% far below sector median
ROE
-1581.3%
- far below sector median
ROA
21.8%
- far above sector median
Interest coverage
30.16
- far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€16k
Net profit€10k
Cash flow€16k
Staff costs-
Income taxes-
Dividends-
Total assets€46k
Equity€-636
Debt€47k
of which ≤ 1y€40k
of which > 1y€7k
Working capital€-21k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.46
Quick ratio0.41
Working capital ratio-46.4%
Solvency-1.4%
Debt / equity-73.56
Long-term debt ratio-11.32
Interest coverage30.16
Gross margin-
Net margin-
ROA21.8%
ROE-1581.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€46k
Fixed assets 21/28€28k
Tangible fixed assets 22/27€28k
Current assets 29/58€18k
Stocks & contracts in progress 3€2k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€12k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€46k
Equity 10/15€-636
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-4k
Amounts payable 17/49€47k
Amounts payable after one year 17€7k
Amounts payable within one year 42/48€40k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€18k
Operating result 9901€11k
Financial income 75€15
Financial charges 65€540
Result before taxes 9903€10k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
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Ratios computed by Checked.
Legal Structure
NACE primary Tiling(43331)
Legal form Private limited company(610)
Incorporation08-09-2022
StatusActive
Postal code3600
Establishment units 1 location
GJA GROUP
Houtwal 11, 3600 GenkDetailhandel in groenten en fruit
since 20222.335.540.066
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71306G0222/00D018 Flanders 953 m² 1 · 130 m² 9.7 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
13-11-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
26-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
10-05-2024
State Gazette act Registered-office change
Jelle van der WEIJ
Belgisch Staatsblad, acts 1 acts
Address history · 1
10-05-2024
Registered-office move
All acts · 1 updated 2 years ago
2024
10-05-2024 Registered office moved from Bilzen to Genk Registered-office change·Jelle van der WEIJ
  • Brugstraat 36 : 3740 Bilzen → 3600 Genk, Houtwal 11
Notary: Jelle van der WEIJ · Genk
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_administratif",
      "new_address": {
        "raw": "3600 Genk, Houtwal 11",
        "city": "Genk",
        "region": "vlaams_gewest",
        "street": "Houtwal",
        "country": "BE",
        "postcode": "3600",
        "box_number": null,
        "street_number": "11",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Brugstraat 36 : 3740 Bilzen",
        "city": "Bilzen",
        "region": "vlaams_gewest",
        "street": "Brugstraat",
        "country": "BE",
        "postcode": "3740",
        "box_number": null,
        "street_number": "36",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": null,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": null
    }
  ],
  "notary": {
    "name": "Jelle van der WEIJ",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Genk",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-05-10",
    "filing_date": "2024-05-07",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2024-05-06",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0790.613.247",
    "name_full": "GJA GROUP",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "gecoordineerde statuten"
  ]
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Plaatsen van vloer- en wandtegels43331Eetgelegenheden met beperkte bediening56102Activiteiten van eetgelegenheden met beperkte bediening, muv mobiele eetgelegenheden56112Algemene bouw van residentiële gebouwen41001Schrijnwerk43320Chapewerken43422Detailhandel in groenten en fruit47210Activiteiten van mobiele eetgelegenheden56120
Primary activity highlighted.
Names & trade names
Legal nameNL GJA GROUP
Trade nameNL GJA Vloerafwerking
Registered office
Houtwal 11
3600 Genk, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative