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A&G CONSTRUCTIONS

Active
Private limited companyfounded 20242 yrs activePinksterbloemstraat 10, 3910 Pelt, BelgiumKBO/BCE: BE 1011.810.958
Summary

A&G CONSTRUCTIONS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €15,922 and a net result of €10,922. Its solvency ranks better than 56% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
Axes
Profitability100
Solvency85
Growth-
Track record67
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.2; short-term debt: 39.6% and cash: 57.8% of total assets), and 39.6% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
60.4%
Return on assets
41.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
34 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 34 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 22 July 2024, A&G CONSTRUCTIONS was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€15,922
Total assets
€26,376
Net result
€10,922
Working capital
€12,557

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €26,376
Fixed assets €3,365
Current assets €23,012
Equity and liabilities €26,376
Equity €15,922
Debt €10,454
Debt finances 39.6% of the balance-sheet total.
Key figures and ratios
2024 value
EBITDA
€15,250
Cash flow
€11,059
Current ratio
2.20
Debt to equity
0.66
ROE
68.6%
ROA
41.4%
Interest coverage
701.15
Debt ≤ 1 year
€10,454
Income taxes
€4,193

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet Code2024
Assets
Total assets20/58€26,376
Fixed assets21/28€3,365
Tangible fixed assets22/27€3,365
Furniture and vehicles24€1,798
Other tangible fixed assets26€1,567
Current assets29/58€23,012
Amounts receivable within one year40/41€7,766
Trade receivables40€7,503
Other amounts receivable41€262
Cash at bank and in hand54/58€15,246
Equity and liabilities
Total equity and liabilities10/49€26,376
Equity10/15€15,922
Contributions10/11€5,000
Profit (loss) carried forward14€10,922
Amounts payable17/49€10,454
Amounts payable within one year42/48€10,454
Trade debts44€450
Suppliers440/4€450
Taxes, remuneration and social security45€10,005
Taxes450/3€8,395
Remuneration and social security454/9€1,609
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€137
Other operating charges640/8€815
Gross operating margin9900€16,065
Operating profit (loss)9901€15,114
Financial income75/76B€23
Recurring financial income75€23
Financial charges65/66B€22
Recurring financial charges65€22
Profit (loss) for the period before taxes9903€15,115
Income taxes67/77€4,193
Profit (loss) for the period9904€10,922
Profit (loss) for the period to be appropriated9905€10,922
Appropriation of the result
Profit (loss) to be appropriated9906€10,922

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€137
Other operating charges640/8€815
Gross operating margin9900€16,065
Operating profit (loss)9901€15,114
Financial income75/76B€23
Recurring financial income75€23
Financial charges65/66B€22
Recurring financial charges65€22
Profit (loss) for the period before taxes9903€15,115
Income taxes67/77€4,193
Profit (loss) for the period9904€10,922
Profit (loss) for the period to be appropriated9905€10,922
Line2024
Assets
Total assets20/58€26,376
Fixed assets21/28€3,365
Tangible fixed assets22/27€3,365
Furniture and vehicles24€1,798
Other tangible fixed assets26€1,567
Current assets29/58€23,012
Amounts receivable within one year40/41€7,766
Trade receivables40€7,503
Other amounts receivable41€262
Cash at bank and in hand54/58€15,246
Equity and liabilities
Total equity and liabilities10/49€26,376
Equity10/15€15,922
Contributions10/11€5,000
Profit (loss) carried forward14€10,922
Amounts payable17/49€10,454
Amounts payable within one year42/48€10,454
Trade debts44€450
Suppliers440/4€450
Taxes, remuneration and social security45€10,005
Taxes450/3€8,395
Remuneration and social security454/9€1,609
Line2024
Profit (loss) for the period9904€10,922
+ Depreciation and write-downs630€137
Operating cash flow (approximation)€11,059

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
797 m²
Building footprint
175 m²
Volume, LiDAR
938 m³
Parcel 72362C0945/00E002, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
A&G CONSTRUCTIONS
Pinksterbloemstraat 10, 3910 PeltPrinting and reproduction of recorded media
since 20242.362.214.868
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72362C0945/00E002 Flanders 797 m² 1 · 175 m² 8.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 387 EUR awarded · 387 EUR paid
Year Entries awardedpaid
2025 1 387 EUR387 EUR
Schemes
1 entry · 387 EUR · 387 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 18,250 companies in sector 71111 we hold annual accounts for 6,320. 4,158 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
18130Pre-press and pre-media services
41001General construction of residential buildings
68121Development of residential building projects
74999Other professional, scientific and technical activities
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1011810958
Registered 01-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.