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GIRALDI

Active
Private limited company (pre-2019)founded 1997active for 29 yearsZonnelaan 15, 8300 Knokke-Heist, BelgiumKBO/BCE: BE 0459.699.331
Summary

The computed 12-month bankruptcy probability of GIRALDI is 7.9% (elevated). For GIRALDI, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€40,633) and a net result of €1,206. Equity is growing by about 10% per year across the filed financial years. Its solvency ranks better than 11% of 14,190 sector peers (NACE 46, financial year 2022). The company has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Wholesale of wines and spirits
NACE 46341
1 site
Size
€58,932turnover 2022
Equity
-€40,633
Profit
€1,206
Financial health
Bankruptcy probabilitywithin 12 months
7.9%
2022 figures too old to score
Structure
2023 accounts not filed, 1000 days past the deadline1 deed in the Belgian Official Gazette
Signalsraises riskFigures for financial year 2022 (filed 21-02-2023)3 financial years not filed after the legal deadline; last filed accounts filed 22 days late; 1 of the last 3 lateNegative equity -€40,633Two or more financial years not filed2022 accounts filed 21 days latelowers riskFounded in 1997Show the evidence

Bankruptcy probability

No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Weak
Solvency 0=
equity -51.4% of total assets
Liquidity 5-1
short-term debt 151.4% · cash 4.3%
Profitability 41-42
return on assets 1.5%
Bankruptcy probability, 12 months
7.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 8 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,882 companies, NACE 46, micro)
Last 24 months 11-2024: 5.5%lowest value 12-2024: 5.5%● unchanged vs 11-2024lowest value 01-2025: 5.5%● unchanged vs 12-2024lowest value 02-2025: 7.4%▲ +1.9 percentage points vs 01-2025 03-2025: 8.2%▲ +0.8 percentage points vs 02-2025 04-2025: 8.2%● unchanged vs 03-2025 05-2025: 8.2%● unchanged vs 04-2025 06-2025: 8.4%▲ +0.2 percentage points vs 05-2025highest value 07-2025: 8.4%● unchanged vs 06-2025highest value 08-2025: 8.4%● unchanged vs 07-2025highest value 09-2025: 8.4%● unchanged vs 08-2025highest value 10-2025: 8.4%● unchanged vs 09-2025highest value 11-2025: 8.4%● unchanged vs 10-2025highest value 12-2025: 8.4%● unchanged vs 11-2025highest value 01-2026: 8.4%● unchanged vs 12-2025highest value 02-2026: 7.9%▼ -0.5 percentage points vs 01-2026 03-2026: 7.9%● unchanged vs 02-2026 04-2026: 7.9%● unchanged vs 03-2026 05-2026: 7.9%● unchanged vs 04-2026 06-2026: 7.9%● unchanged vs 05-2026 07-2026: 7.9%● unchanged vs 06-2026 08-2026: 7.9%● unchanged vs 07-2026 09-2026: 7.9%● unchanged vs 08-2026 10-2026: 7.9%● unchanged vs 09-2026
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Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2022 (filed 21-02-2023)
NBB · annual accounts
raises risk · 3 financial years not filed after the legal deadline; last filed accounts filed 22 days late; 1 of the last 3 late
NBB · filings
lowers risk · Founded in 1997
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Negative equity -€40,633
NBB · annual accounts
raises risk · Two or more financial years not filed
Since the financial year that closed on 30-06-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filings
Position against the passed deadline
30-06-2023 year end31-01-2024 deadline27-10-2026 today
raises risk · 2022 accounts filed 21 days late
The financial year that closed on 30-06-2022 was due by 31-01-2023 and was filed on 21-02-2023, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
21 days late
2021
8 days late
2020
72 days late
2019
25 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 32 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2022 · micro…
  2. Annual accounts filedfinancial year 2021 · micro…
  3. Back to profitnet €11,439

Financials · financial year 2022, micro format

2023 annual accounts not yet filed, deadline passed on 31 January 2024 Financial year closed on 30 June 2023; filing due at the latest 7 months after the close (Companies Code art. 3:10). 3 financial years without a filing since the last one filed. Source: NBB filings, as of 27 October 2026.

Turnover
€58,932▲ 10.0%
2021 · €53,570
EBIT margin
3.2%▼ 20.5pp
2021 · 23.7%
Net result
€1,206▼ 89.5%
2021 · €11,439
Working capital
-€41,297▲ 2.8%
2021 · -€42,503
Trend over the years

2019 to 2022, 4 financial years 2019 to 2022, 4 financial years

The operating result falls in 2022; 2022 is 85% below 2021.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Turnover€58,932 2022 Operating result€1,871 2022 Net result€1,206 2022

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022
Turnover€25,265-€39,265▲ 55.4%€53,570▲ 36.4%€58,932▲ 10.0%
Operating result€1,683--€56€12,696€1,871▼ 85.3%
Net result€1,500--€440within the sector's middle half€11,439within the sector's middle half€1,206within the sector's middle half▼ 89.5%
EBIT margin6.7%--0.1%▼ 6.8pp23.7%▲ 23.8pp3.2%▼ 20.5pp
Equity-€52,838--€53,278below the sector's middle half▼ 0.8%-€41,839below the sector's middle half▲ 21.5%-€40,633below the sector's middle half▲ 2.9%
Total assets€56,937-€52,195below the sector's middle half▼ 8.3%€62,866below the sector's middle half▲ 20.4%€79,107within the sector's middle half▲ 25.8%
Debt€109,775-€105,473▼ 3.9%€104,705▼ 0.7%€119,740▲ 14.4%
Working capital-€53,501--€53,941below the sector's middle half▼ 0.8%-€42,503below the sector's middle half▲ 21.2%-€41,297below the sector's middle half▲ 2.8%
Solvency-92.8%--102.1%below the sector's middle half▼ 9.3pp-66.6%below the sector's middle half▲ 35.5pp-51.4%below the sector's middle half▲ 15.2pp
Current ratio0.51-0.49below the sector's middle half▼ 0.020.59below the sector's middle half▲ 0.110.66below the sector's middle half▲ 0.06
Return on assets (ROA)2.6%--0.8%within the sector's middle half▼ 3.5pp18.2%above the sector's middle half▲ 19.0pp1.5%within the sector's middle half▼ 16.7pp
above within below the middle half of NACE 46, Wholesale trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €79,107
Fixed assets €664 =
Current assets €78,444 ▲ 26.1%
Equity and liabilities
Equity-€40,633
Debt€119,740
Equity is negative: debt (€119,740) exceeds the balance-sheet total (€79,107).
Key figures and ratios
2022 value · change against 2021
Quick ratio
0.26▲
2021 · 0.13
Debt ≤ 1 year
€119,740▲
2021 · €104,705
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2022 against 2021 · 39 lines
Balance sheet Code20212022
Assets
Total assets20/58€62,866€79,107▲
Fixed assets21/28€664€664=
Intangible fixed assets21-€0
Financial fixed assets28€664€664=
Current assets29/58€62,202€78,444▲
Stocks and contracts in progress3€48,431€46,725▼
Stocks30/36-€46,725
Amounts receivable within one year40/41€10,990€28,291▲
Trade receivables40-€14,392
Other amounts receivable41-€13,899
Cash at bank and in hand54/58€2,781€3,428▲
Equity and liabilities
Total equity and liabilities10/49€62,866€79,107▲
Equity10/15-€41,839-€40,633▲
Contributions10/11€18,592€18,592=
Reserves13€1,103€1,103=
Non-distributable reserves130/1-€1,103
Reserves not available under the articles1311-€744
Other1319-€360
Profit (loss) carried forward14-€61,534-€60,328▲
Amounts payable17/49€104,705€119,740▲
Amounts payable within one year42/48€104,705€119,740▲
Trade debts44€104,234€114,910▲
Suppliers440/4-€114,910
Taxes, remuneration and social security45-€4,830
Taxes450/3-€4,830
Income statement Code20212022
Turnover70€53,570€58,932▲
Goods, raw materials, services and sundry goods60/61-€56,350
Other operating charges640/8-€711
Gross operating margin9900€15,465€2,582▼
Operating profit (loss)9901€12,696€1,871▼
Financial income75/76B-€0
Recurring financial income75€48€0▼
Financial charges65/66B-€664
Recurring financial charges65€1,305€664▼
Profit (loss) for the period before taxes9903€11,439€1,206▼
Profit (loss) for the period9904€11,439€1,206▼
Profit (loss) for the period to be appropriated9905€11,439€1,206▼
Appropriation of the result
Profit (loss) to be appropriated9906--€60,328
Profit (loss) brought forward from the previous period14P--€61,534

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2019202020212022Change
Turnover70€25,265€39,265€53,570€58,932▲ 10.0%
Goods, raw materials, services and sundry goods60/61---€56,350-
Other operating charges640/8---€711-
Gross operating margin9900€4,280€1,011€15,465€2,582▼ 83.3%
Operating profit (loss)9901€1,683-€56€12,696€1,871▼ 85.3%
Financial income75/76B---€0-
Recurring financial income75€0€42€48€0▼ 100.0%
Financial charges65/66B---€664-
Recurring financial charges65€183€398€1,305€664▼ 49.1%
Profit (loss) for the period before taxes9903€1,500-€412€11,439€1,206▼ 89.5%
Income taxes67/77-€28---
Profit (loss) for the period9904€1,500-€440€11,439€1,206▼ 89.5%
Profit (loss) for the period to be appropriated9905€1,500-€440€11,439€1,206▼ 89.5%
Line2019202020212022Change
Assets
Total assets20/58€56,937€52,195€62,866€79,107▲ 25.8%
Fixed assets21/28€664€664€664€664=
Intangible fixed assets21---€0-
Financial fixed assets28€664€664€664€664=
Current assets29/58€56,273€51,531€62,202€78,444▲ 26.1%
Stocks and contracts in progress3€46,444€38,529€48,431€46,725▼ 3.5%
Stocks30/36---€46,725-
Amounts receivable within one year40/41€7,225€8,249€10,990€28,291▲ 157%
Trade receivables40---€14,392-
Other amounts receivable41---€13,899-
Cash at bank and in hand54/58€2,605€4,754€2,781€3,428▲ 23.3%
Equity and liabilities
Total equity and liabilities10/49€56,937€52,195€62,866€79,107▲ 25.8%
Equity10/15-€52,838-€53,278-€41,839-€40,633▲ 2.9%
Contributions10/11€18,592€18,592€18,592€18,592=
Reserves13€1,103€1,103€1,103€1,103=
Non-distributable reserves130/1---€1,103-
Reserves not available under the articles1311---€744-
Other1319---€360-
Profit (loss) carried forward14-€72,533-€72,973-€61,534-€60,328▲ 2.0%
Amounts payable17/49€109,775€105,473€104,705€119,740▲ 14.4%
Amounts payable within one year42/48€109,775€105,473€104,705€119,740▲ 14.4%
Trade debts44€90,924€92,724€104,234€114,910▲ 10.2%
Suppliers440/4---€114,910-
Taxes, remuneration and social security45---€4,830-
Taxes450/3---€4,830-
Line2019202020212022Change
Profit (loss) for the period9904€1,500-€440€11,439€1,206▼ 89.5%
Operating cash flow (approximation)€1,500-€440€11,439€1,206▼ 89.5%
Investment in fixed assets (approximation)-€0€0€0-
Change in cash-€2,149-€1,973€647-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 25 filings with the National Bank
Financial year Type Filed Reference
30-06-2022 micro format 21-02-2023 2023-00029520
30-06-2021 micro format 08-02-2022 2022-05500181
30-06-2020 micro format 13-04-2021 2021-10300368
30-06-2019 micro format 25-02-2020 2020-05700323
30-06-2018 micro format 28-02-2019 2019-06400507
30-06-2017 micro format 04-01-2018 2018-00500262
30-06-2016 abbreviated format 29-08-2017 2017-58800320
30-06-2015 abbreviated format 27-04-2016 2016-10900330
30-06-2014 abbreviated format 07-11-2014 2014-66900151
30-06-2013 abbreviated format 20-12-2013 2013-69400566

Show all 25 filings

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 1,030 active companies whose main activity is wholesale of wines and spirits (NACE 46341), figures are known for 551. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

GIRALDI was incorporated on 16 January 1997.1 Turnover grew from €25,265 in 2019 to €58,932 in 2022.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2019 and 2022

Acts, filings and financial milestones

2023
21-02
NBB filing Annual accounts filed
financial year 2022 · micro format · 21 days late
2022
08-02
NBB filing Annual accounts filed
financial year 2021 · micro format · 8 days late
2021
30-06
Financial Back to profitnet €11,439
Net result €11,439 after one loss-making year.
13-04
NBB filing Annual accounts filed
financial year 2020 · micro format · 72 days late
2020
30-06
Financial Weakest financial yearnet -€440
Net result drops to -€440, the lowest in the series; recovery starts the following year.
25-02
NBB filing Annual accounts filed
financial year 2019 · micro format · 25 days late
2019
28-02
NBB filing Annual accounts filed
financial year 2018 · micro format · 28 days late
2018
04-01
NBB filing Annual accounts filed
financial year 2017 · micro format
2017
29-08
NBB filing Annual accounts filed
financial year 2016 · abbreviated format · 210 days late
2016
27-04
NBB filing Annual accounts filed
financial year 2015 · abbreviated format · 87 days late
2014
07-11
NBB filing Annual accounts filed
financial year 2014 · abbreviated format
2013
20-12
NBB filing Annual accounts filed
financial year 2013 · abbreviated format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 25 annual accounts filed, the latest 10 are here; all 25 are under Financials.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company (pre-2019)
Founded16-01-1997
Financial year end30-06
Activities, NACEBEL 2025
46341Wholesale of wines and spirits
47252Retail sale of beverages, general range
E-invoicing
Reachable via Peppol
Peppol ID 0208:0459699331
Registered 20-11-2020

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 27 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Knokke-Heistunit no. 2.081.204.581
1 permission
Groothandelaar LM>3 maand · since 01-07-2015

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1997
registered office establishment The establishment unit on the map
Ground area
266 m²
Building footprint
217 m²
Building volume
4,691 m³
Parcel 31013A0105/00B000, Flanders · tallest building 25.4 m. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
GIRALDI
Zonnelaan 15, 8300 Knokke-HeistWholesale of beverages, general range
since 1997unit no. 2.081.204.581
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
31013A0105/00B000 Flanders 266 m² 1 · 217 m² 25.4 m · 8
How the parcels are linked
Good to know
The parcel matches the address exactly.