MAVI WINES
ActiveMAVI WINES has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €6k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-9
Solvency45▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.12 in 2024; short-term debt: 23.8% of total assets), and 80.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.9%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 7.1%
2024 · €81k
2018: €36k
2019: €37k
2020: €14k
2021: €33k
2022: €47k
2023: €66k
2024: €81k
2018 → 2025
Total assets
€439k▼ 1.9%
2024 · €447k
2018: €473k
2019: €499k
2020: €467k
2021: €446k
2022: €448k
2023: €442k
2024: €447k
2018 → 2025
Net result
€6k▼ 62.4%
2024 · €15k
2018: €15k
2019: €1k
2020: €-23k
2021: €19k
2022: €14k
2023: €19k
2024: €15k
2018 → 2025
Working capital
€13k▲ 12.9%
2024 · €12k
2018: €-24k
2019: €-29k
2020: €-45k
2021: €-28k
2022: €2k
2023: €7k
2024: €12k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€47k▲ 41.3%€66k▲ 41.1%€81k▲ 22.9%€87k▲ 7.1%
Operating result€28k-€25k▼ 10.7%€29k▲ 18.0%€30k▲ 0.8%€18k▼ 39.2%
Net result€19k-€14k▼ 28.3%€19k▲ 40.6%€15k▼ 20.4%€6k▼ 62.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €439k
Fixed assets
€321k▼ 4.5%
Current assets
€118k▲ 6.2%
Equity and liabilities €439k
Equity
€87k▲ 7.1%
Debt
€352k▼ 3.9%
The debt ratio falls from 81.8% to 80.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€33k▼
2024 · €45k
Cash flow
€21k▼
2024 · €31k
Solvency
19.9%▲
2024 · 18.2%
Current ratio
1.13▲
2024 · 1.12
Quick ratio
0.83▲
2024 · 0.82
Debt / equity
4.03▼
2024 · 4.49
ROE
6.6%▼
2024 · 18.8%
ROA
1.3%▼
2024 · 3.4%
Interest coverage
3.27▼
2024 · 4.11
Debt
€352k▼
2024 · €366k
Debt ≤ 1 year
€104k▲
2024 · €99k
Debt > 1 year
€244k▼
2024 · €267k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€447k€439k▼
Fixed assets21/28€336k€321k▼
Tangible fixed assets22/27€336k€321k▼
Land and buildings22€332k€319k▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€500€500=
Current assets29/58€111k€118k▲
Stocks and contracts in progress3€30k€32k▲
Stocks30/36€30k€32k▲
Amounts receivable within one year40/41€76k€81k▲
Trade receivables40€60k€70k▲
Other amounts receivable41€16k€11k▼
Cash at bank and in hand54/58€323-
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€447k€439k▼
Equity10/15€81k€87k▲
Contributions10/11€50k€50k=
Profit (loss) carried forward14€31k€37k▲
Amounts payable17/49€366k€352k▼
Amounts payable after more than one year17€267k€244k▼
Financial debts170/4€267k€244k▼
Amounts payable within one year42/48€99k€104k▲
Current portion of amounts payable after more than one year42€23k€23k▲
Financial debts43€14k€16k▲
Credit institutions430/8€14k€16k▲
Trade debts44€47k€39k▼
Suppliers440/4€47k€39k▼
Taxes, remuneration and social security45€14k€24k▲
Taxes450/3€14k€24k▲
Other amounts payable47/48€260€2k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€156
Other operating charges640/8€15k€14k▼
Gross operating margin9900€60k€47k▼
Operating profit (loss)9901€30k€18k▼
Financial income75/76B€775€987▲
Recurring financial income75€775€987▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€19k€9k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€15k€6k▼
Profit (loss) for the period to be appropriated9905€15k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€37k▲
Profit (loss) brought forward from the previous period14P€16k€31k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2018net €19k ▲40.6%
Net result €19k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-23k ▼2239%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
04-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 247 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duinenwater 1088300 Knokke-HeistGround area
6,035 m²
Building footprint
242 m²
Parcel 31013D0154/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
MAVI WINES
since 20172.263.567.650
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013D0154/00C000 | Flanders | 6,035 m² | 1 · 242 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKnokke-Heist2.263.567.650
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PHILIPPE VAN DAMME
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Of 1,050 companies in sector 46341 we hold annual accounts for 534. 394 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded06-04-2017
Fiscal year end31-12
Trade name NL
besloten ven¬nootschap met beperkte aansprakelijkheid
Activities, NACEBEL
46341Wholesale of wines and spirits
46349Wholesale of beverages, general range
47251Retail sale of wines and spirits
56309Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.