Financials
- Fiscal year
- 2025
- Total assets
- €2.2m
- Loss
- -€16,805
- Solvency
- -6.8%
Total assets▼ 2.7%
Net result
20192025
GINDEROP
ActiveSummary
GINDEROP has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€151,780) and a net result of -€16,805. Equity is shrinking by ~52.5% per year across the filed fiscal years. Its solvency ranks better than 19% of 21069 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Other retail sale of food
NACE 47279NACE 47299NACE 52272
#6 company by total assets in Lede, Wholesale and retail trade sector1 site
Size
€2.2mtotal assets 2025
- Equity
- -€151,780
- Loss
- -€16,805
Turnover not published (abridged schema)
Structure
Accounts filed 22 d late0 of 4 deeds read
Why 53Capped at 59: negative equity- Negative equity -€151,780- Sector Retail trade (NACE 47)+ Size: total assets €2.2m+ Founded in 2004Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 20% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
18-1
equity -6.8% of total assets
Liquidity
11=
short-term debt 74.2% · cash 1.2%
Profitability
63+12
return on assets -0.8%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.1%
12-2024: 1.4%▲ +26.3% vs 11-2024
01-2025: 1.6%▲ +18.4% vs 12-2024highest value
02-2025: 0.7%▼ -58.0% vs 01-2025
03-2025: 0.7%● 0.0% vs 02-2025
04-2025: 0.7%● 0.0% vs 03-2025
05-2025: 0.7%▼ -0.6% vs 04-2025
06-2025: 0.7%▲ +4.7% vs 05-2025
07-2025: 0.7%▼ -0.8% vs 06-2025
08-2025: 0.7%▲ +0.1% vs 07-2025
09-2025: 0.8%▲ +12.4% vs 08-2025
10-2025: 0.8%▲ +6.4% vs 09-2025
11-2025: 0.9%▲ +12.0% vs 10-2025
12-2025: 1.3%▲ +36.9% vs 11-2025
01-2026: 0.6%▼ -55.1% vs 12-2025lowest value
02-2026: 0.6%● 0.0% vs 01-2026lowest value
03-2026: 0.6%● 0.0% vs 02-2026lowest value
04-2026: 0.6%▲ +1.7% vs 03-2026
05-2026: 0.6%▼ -0.5% vs 04-2026
06-2026: 0.6%▲ +4.7% vs 05-2026
07-2026: 0.6%▼ -0.8% vs 06-2026
08-2026: 0.6%▲ +0.2% vs 07-2026
09-2026: 0.7%▲ +12.4% vs 08-2026
10-2026: 0.7%▼ -0.1% vs 09-2026
- Size: total assets €2.2m lowers the probability for this profile
- Negative equity -€151,780 raises the probability
- Founded in 2004 lowers the probability for this profile
- Sector Retail trade (NACE 47) raises the probability
No credit on open account
Liquidity short (current ratio 0.26 against 0.24 in 2024; short-term debt: 74.2% and cash: 1.2% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 8%, liquidity 9%, profitability 45%, growth against the median 20%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€151,780
neutral · Filed after the deadline
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 22-12-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
22 d late
2024
51 d late
2023
71 d late
2022
22 d late
2021
22 d late
2020
5 d early
2019
201 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 55 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today. Usually files around 22 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-04-2026 close03-10-2026 today30-11-2026 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2017
- Next accounts
- by 30-11-2026
- 22-12-2025Annual accounts filed
- 20-01-2025Annual accounts filed
- 09-02-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other retail sale of foodNACE 47279
- Founded
- 14-04-2004
- Year ends
- 30-04
- Peppol
- Reachable for e-invoices
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